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Directory of flood insurance agents in Liberty, Missouri. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Liberty, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 flood insurance agents in Liberty, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Northland Wood Insurance
810 W Liberty Dr, Liberty, MO 64068
(816) 415-3441
nlwinsurance.com
Ethan Stark - Missouri Farm Bureau Insurance
944 Sutton Pl Ste C, Liberty, MO 64068
(816) 781-4370
agents.mofbinsurance.com
Danielle Kohler Agency LLC American Family Insurance
1201 Landmark Ave #4, Liberty, MO 64068
(816) 792-3303
amfam.com
David Lawson Agency Inc American Family Insurance
1512 N Church Rd # D, Liberty, MO 64068
(816) 792-4448
amfam.com
Jeff Carr - Missouri Farm Bureau Insurance
1005 Middlebrook Dr STE A, Liberty, MO 64068
(816) 781-4300
agents.mofbinsurance.com
Shelter Insurance - Ken Bohr
963 W Liberty Dr, Liberty, MO 64068
(816) 792-2949
shelterinsurance.com
Goosehead Insurance - Brad Cross
2 Westowne Dr Ste 102, Liberty, MO 64068
(816) 287-8823
goosehead.com
Laurel Cross - State Farm Insurance Agent
836 Reed St, Liberty, MO 64068
(816) 792-1855
laurelcrossinsurance.com
Cuba Insurance Agency
1351 Hwy H, Liberty, MO 64068
(816) 439-6222
stancubainsurance.com
Gary Wagner Insurance, LLC
249 W Mill St Ste 106, Liberty, MO 64068
(816) 792-2526
garywagnerinsurance.com
Mark Moling - Missouri Farm Bureau Insurance
944 Sutton Pl Ste A, Liberty, MO 64068
(816) 781-4370
agents.mofbinsurance.com
Farmers Insurance - David Krupka
1201 W College St Ste 500, Liberty, MO 64068
(816) 479-4701
agents.farmers.com
Nataliya Bennett Agency Inc American Family Insurance
404 S Ridge Ave, Liberty, MO 64068
(816) 781-9000
amfam.com
Farmers Insurance - Jeffrey Watt
1170 W Kansas St Ste M, Liberty, MO 64068
(816) 792-1415
agents.farmers.com
Farmers Insurance - Erich Henson
212 W Mill St, Liberty, MO 64068
(816) 479-4189
hensonagency.com
Safety Maters Insurance Agency
710 Kingston Dr, Liberty, MO 64068
(816) 533-3543
The JC Rupp Agency
1129 W Kansas St a, Liberty, MO 64068
(816) 792-5560
Eagle Insurance Group, Brad Newcomer Agency LLC
2 Victory Dr #220, Liberty, MO 64068
(816) 792-1410
eagleinsuranceliberty.com
Farmers Insurance - Karen Ridder
115 N Main St, Liberty, MO 64068
(816) 608-1600
agents.farmers.com
Dwyer Insurance Agency LLC
915 Hwy H Suite B, Liberty, MO 64068
(816) 335-0139
agents.farmers.com
Flood insurance agents in Liberty, Missouri help property owners secure coverage against flood damage. Liberty is located in Clay County, which is not a designated flood zone for all properties, but many lenders still require flood insurance. Missouri law does not mandate flood insurance for all homeowners, but it is often required by mortgage lenders for properties in Special Flood Hazard Areas.
What Does a Flood Insurance Agent in Liberty Cost?
Typical costs for flood insurance in Missouri depend on the property's flood risk and coverage level. For a standard NFIP policy in Liberty, annual premiums often range from 500 to 2,500 dollars. Higher-risk properties in flood zones A or V may cost more. Private flood insurance may offer competitive rates for lower-risk homes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Liberty Missouri?
Flood insurance is not required by Missouri state law for all homeowners. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is possible and coverage is recommended.
What does a flood insurance agent in Liberty do?
A flood insurance agent helps you assess your flood risk, compare policies from the National Flood Insurance Program and private insurers, and complete the application. They can also assist with elevation certificates and explain coverage limits and deductibles.
How much does flood insurance cost in Clay County Missouri?
Costs vary based on your property's flood zone, elevation, and coverage amount. In Liberty, annual premiums for NFIP policies typically range from 500 to 2,500 dollars. Private market policies may have different rates. An agent can provide a specific quote.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.