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Find Flood Insurance Agents Near You in St. Louis, MO
Compare flood insurance agents in St. Louis. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
St. Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 flood insurance agents in St. Louis, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
POWERS Insurance and Risk Management
6825 Clayton Ave #200, St. Louis, MO 63139
(314) 725-1414
powersinsurance.com
R T Thomas Insurance, LLC
8131 Delmar Blvd, St. Louis, MO 63130
(314) 725-5535
rtthomas.com
Goetz Insurance Agency
4586 Telegraph Rd, St. Louis, MO 63129
(314) 720-1702
goetzinsurance.com
Kreismann Bayer Insurance Agency
652 N New Ballas Rd, St. Louis, MO 63141
(314) 567-3344
kreismannbayer.com
Elevated Insurance Group
345 Marshall Ave Ste 200, St. Louis, MO 63119
(314) 806-3600
elevatedcoverage.com
Norrell Insurance Agency
401 Pine St #7, St. Louis, MO 63102
(636) 575-9526
norrellagency.com
Valley Insurance Agency Alliance LLC (VIAA)
6825 Clayton Ave #200, St. Louis, MO 63139
(314) 333-4910
viaa4u.com
Lp Miceli Inc
3470 Hampton Ave s106, St. Louis, MO 63139
(314) 832-6667
lpmiceliinc.com
Southtown Insurance Agency
7127 S Lindbergh Blvd, St. Louis, MO 63125
(314) 894-4220
facebook.com
Charles Meyer Insurance Agency
5583 Telegraph Rd, St. Louis, MO 63129
(314) 894-1313
myarnoldteam.com
Daniel Fowler Agency Inc American Family Insurance
5647 Telegraph Rd Suite 4, St. Louis, MO 63129
(314) 846-1700
amfam.com
Clayton Hanley Insurance Service Inc.
9545 Yuma Dr, St. Louis, MO 63123
(314) 487-2921
claytonhanley.com
Crawford-Butz & Associates Insurance Agency
9700 MacKenzie Rd STE 120, St. Louis, MO 63123
(314) 752-2500
crawfordbutz.com
O'Connor Insurance
12101 Olive Blvd, St. Louis, MO 63141
(314) 434-0038
oconnor-ins.com
Milana Furman Insurance Agency LLC
2200 W Port Plaza Dr # 206, St. Louis, MO 63146
(314) 821-1920
mfurmaninsurance.com
Graves Insurance Group
10097 Manchester Rd, St. Louis, MO 63122
(314) 394-2121
gravesig.com
Parker Insurance Group Inc
762 Lemay Ferry Rd, St. Louis, MO 63125
(314) 638-5020
parkerinsurancegroup.com
Baumgartner & Associates LLC American Family Insurance
4177 Crescent Dr Suite C, St. Louis, MO 63129
(314) 731-4412
amfam.com
UFirst Insurance Agency
3407 S Jefferson Ave #181, St. Louis, MO 63118
(314) 390-5551
ufirstinsuranceagency.com
Just Insurance
10089 W Florissant Ave, St. Louis, MO 63136
(314) 381-0800
justinsurancerate.com
Flood insurance agents in St. Louis help property owners secure coverage through the National Flood Insurance Program or private insurers. Missouri law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA. Agents can guide you through the 30-day waiting period for new NFIP policies and explain local floodplain management rules.
What Does a Flood Insurance Agent in St. Louis Cost?
Typical flood insurance costs in Missouri range from 400 to 1,500 dollars per year for NFIP policies depending on flood zone elevation and building value. Private market policies may cost more or less based on risk assessment. Premiums can be higher for properties in high-risk zones or with basements. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in St. Louis Missouri?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you are required to carry flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose voluntary coverage.
How long does it take to get a flood insurance policy in St. Louis?
Standard NFIP policies have a 30-day waiting period after purchase before coverage begins. Private flood insurance may offer shorter waiting times. Plan ahead especially during storm seasons.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.