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Find Flood Insurance Agents Near You in Elkhorn, NE

Browse flood insurance agents serving Elkhorn, Nebraska. Updated 2026-07-14.

The top-rated flood insurance agent in Elkhorn, Nebraska is The Schwalbach Agency: Allstate Insurance, rated 4.8 stars across 176 reviews. Other highly rated options include Zimmerman Agencies: Allstate Insurance, Freedom Insurance Services, Bob Speck - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving Elkhorn.

Showing 16 flood insurance agents in Elkhorn, NEListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Schwalbach Agency: Allstate Insurance20230 Roberts St(402) 206-2170
2Zimmerman Agencies: Allstate Insurance3707 N 200th St(402) 291-9172
3Freedom Insurance Services20901 Cumberland Dr Suite B(402) 972-8591
4Bob Speck - State Farm Insurance Agent19109 Mason Plaza(402) 493-0100
5Mark Emsick - State Farm Insurance Agency20214 Veterans Dr #800(402) 905-9325
6Farmers Insurance - Micah Baughman1406 Veterans Dr Ste 101(402) 502-2010
7Farm Bureau Financial Services: Troy Perchal20324 Veterans Dr STE 101(402) 758-6633
8Farmers Insurance - Eric Petersen1314 N 205th St Ste A(402) 614-4633
9McBride Insurance Agency3308 N 190th Plz(402) 934-2114
10P & P Insurance1314 N 205th St Ste A(402) 614-4633
SA
20230 Roberts St
The Schwalbach Agency: Allstate Insurance
Flood Insurance Agent · Elkhorn, NE

The Schwalbach Agency: Allstate Insurance serves Elkhorn and surrounding Douglas County. As a flood insurance agent, the company helps property owners assess their risk and secure policies through the National Flood Insurance Program. It works to protect homes and businesses from water damage caused by heavy rains and rising waterways. The agency assists clients in understanding flooding zones and coverage options. Its local services include advising on structural vulnerabilities and filing flood-related claims.

ZA
3707 N 200th St
Zimmerman Agencies: Allstate Insurance
Flood Insurance Agent · Elkhorn, NE

Zimmerman Agencies: Allstate Insurance provides flood insurance options for property owners in the Elkhorn area. It assists clients in understanding and obtaining policies that cover water damage from rising waters. The agency helps review existing coverage and offers guidance on available flood protection plans to safeguard buildings and contents. Services include policy consultations, risk assessments, and claims assistance for affected policyholders. The agency serves single-family homes, apartments, retail spaces, and restaurants throughout the surrounding region.

FI
20901 Cumberland Dr Suite B
Freedom Insurance Services
Flood Insurance Agent · Elkhorn, NE

Freedom Insurance Services serves homeowners, businesses, and property managers in Elkhorn, Nebraska, who need coverage against water damage from storms or rising waters. The agency specializes in analyzing local flood zone maps to help clients select appropriate policies through the National Flood Insurance Program. Its team guides customers through application requirements and ensures each plan addresses property-specific risks. The company also provides coverage options across nearby parts of the Omaha metropolitan area.

BS
19109 Mason Plaza
Bob Speck - State Farm Insurance Agent
Flood Insurance Agent · Elkhorn, NE

Bob Speck - State Farm Insurance Agent in Elkhorn, NE, provides flood insurance coverage with a clear distinction between standard one-time policy purchases for existing homes and recurring annual renewals for continuous protection. The office specializes in assessing flood risk for residential structures and offering tailored plans to safeguard property from water damage. Service operates on a scheduled annual renewal basis, ensuring consistent coverage for policyholders in the community.

ME
20214 Veterans Dr #800
Mark Emsick - State Farm Insurance Agency
Flood Insurance Agent · Elkhorn, NE

Serving Elkhorn, Nebraska, and the surrounding communities, Mark Emsick with the State Farm Insurance Agency handles flood insurance policies for local residences and commercial properties. This agent assists clients in understanding their flood risk and securing coverage that meets their specific needs. The general approach taken involves thoroughly assessing a property's location to help protect assets against potential water damage from weather events.

FI
1406 Veterans Dr Ste 101
Farmers Insurance - Micah Baughman
Flood Insurance Agent · Elkhorn, NE

Spring storms often bring heavy rains to the Elkhorn area, increasing the risk of basement flooding and property damage from rising waters. Farmers Insurance - Micah Baughman assists local homeowners with flood insurance policies that cover such damages not included in standard homeowners coverage. Working with the National Flood Insurance Program, the agency helps property owners understand their flood zone risks and secure appropriate protection for their homes and belongings. The first step typically involves scheduling a property inspection to assess individual exposure and discuss policy options.

FB
20324 Veterans Dr STE 101
Farm Bureau Financial Services: Troy Perchal
Flood Insurance Agent · Elkhorn, NE

Specializing in National Flood Insurance Program policies, Farm Bureau Financial Services: Troy Perchal serves Elkhorn, NE, as a flood insurance agent. It provides detailed risk consultations and policy enrollment for both residential and commercial properties. Placed in a region susceptible to spring snowmelt and severe storm rainfall, the agency helps clients secure necessary coverage before heavy seasonal precipitation raises the risk of water damage and potential claims.

FI
1314 N 205th St Ste A
Farmers Insurance - Eric Petersen
Flood Insurance Agent · Elkhorn, NE

Farmers Insurance - Eric Petersen in Elkhorn, Nebraska, assists property owners with general insurance coverages such as homeowners and renters policies. The agency also provides specialized flood insurance solutions, helping clients secure protection against water damage from rising waters and heavy rains. Flood insurance agents in the Elkhorn area work with both residential and commercial clients. The company can serve a range of commercial sectors, including offices, warehouses, and food service establishments, offering tailored coverage for their specific operational needs.

MI
3308 N 190th Plz
McBride Insurance Agency
Flood Insurance Agent · Elkhorn, NE

Serving residential clients in Elkhorn and the surrounding area, this agency helps homeowners secure flood insurance policies tailored to their property needs. Commercial coverage is also available for local businesses requiring protection against flood-related losses. As a flood insurance agent, the team assists clients in understanding flood risk and policy options. They remain a reliable resource for annual policy reviews and updates, ensuring that coverage stays current between regular visits to the agency for other insurance needs.

PP
1314 N 205th St Ste A
P & P Insurance
Flood Insurance Agent · Elkhorn, NE
DR
606 N 210th St Suite 102
Distinction Risk Solutions
Flood Insurance Agent · Elkhorn, NE
(402) 238-1439
distinctionrisksolutions.com
OI
4221 N 203rd St
Oci Insurance & Financial Services
Flood Insurance Agent · Elkhorn, NE
(402) 330-8700
ociservices.com
KI
20129 Veterans Dr
Klosterman Insurance Agency
Flood Insurance Agent · Elkhorn, NE
(402) 289-1190
klostermaninsuranceagencyelkhorn.com
IA
505 N 210th St
Insurance Agency Marketing Services
Flood Insurance Agent · Elkhorn, NE
(800) 255-5055
iamsinc.com
TW
3105 N 204th St
Tim Wortman & Associates
Flood Insurance Agent · Elkhorn, NE
(402) 289-9595
elkhorninsurance.net
MI
1918 N 203rd St
Midland Insurance Agency
Flood Insurance Agent · Elkhorn, NE
(402) 934-1075

What Does a a Flood Insurance Agent in Elkhorn Cost?

Flood insurance costs in Nebraska vary by property location, elevation, and coverage amount. For an NFIP policy in Elkhorn, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private market policies may offer different pricing and higher limits. This is general information and not insurance advice.

About flood insurance agents in Elkhorn

Elkhorn Nebraska property owners can work with a flood insurance agent to secure coverage through the National Flood Insurance Program or private insurers. Nebraska law requires flood insurance for properties in high-risk flood zones that have a federally backed mortgage. An agent can help you understand your flood zone designation and policy options specific to Elkhorn.

Frequently Asked Questions

Is flood insurance required in Elkhorn Nebraska?

Flood insurance is required for properties in designated Special Flood Hazard Areas if the owner has a federally backed mortgage. Nebraska follows FEMA flood maps which include parts of Elkhorn near the Elkhorn River. An agent can check your property's flood zone status.

How do I find a flood insurance agent in Elkhorn?

You can search for licensed insurance agents in Elkhorn who offer flood coverage through the NFIP or private markets. The Nebraska Department of Insurance provides a license lookup tool to verify an agent's credentials. Many local agencies in Elkhorn specialize in property and flood insurance.

What does flood insurance cover in Nebraska?

Standard NFIP policies cover building property and contents up to policy limits. Coverage includes damage from rising water but not from sewer backups unless caused by flooding. Nebraska policies also follow a 30-day waiting period before coverage begins unless the policy is purchased during a mortgage closing.

Flood Insurance Agents in Other Nebraska Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.