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Find Flood Insurance Agents Near You in Kearney, NE

Browse flood insurance agents serving Kearney, Nebraska. Updated 2026-07-14.

The top-rated flood insurance agent in Kearney, Nebraska is Hinrichs Insurance - Farmers Union Midwest Agency, rated 5.0 stars across 131 reviews. Other highly rated options include Kevin Kennedy: Allstate Insurance, Kara Berks - State Farm Insurance Agent, Brett McIntosh - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Kearney.

Showing 20 flood insurance agents in Kearney, NEListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hinrichs Insurance - Farmers Union Midwest Agency409 E 25th St STE 5(308) 240-2277
2Kevin Kennedy: Allstate Insurance3423 2nd Ave Ste 4(308) 234-1839
3Kara Berks - State Farm Insurance Agent2715 2nd Ave Ste C(308) 237-5272
4Brett McIntosh - State Farm Insurance Agent311 W 11th St(308) 234-9713
5Stonebridge Insurance108 1st Avenue Place(308) 698-0144
6Shelter Insurance - Jake Schroeder2802 2nd Ave STE A(308) 234-1860
7Cory Kruse - State Farm Insurance Agent3320 2nd Ave(308) 234-2740
8Insurance Connection, Inc.2615 2nd Ave(308) 237-0914
9J.E. Krason Agency Inc American Family Insurance124 W 46th St Ste 102(308) 236-6868
10Affilated Brokers Insurance2620 2nd Ave(308) 234-2436
HI
409 E 25th St STE 5
Hinrichs Insurance - Farmers Union Midwest Agency
Flood Insurance Agent · Kearney, NE

Hinrichs Insurance - Farmers Union Midwest Agency provides personalized flood insurance agent services in Kearney, Nebraska, assisting clients in finding appropriate coverage options for their specific needs. Their ongoing service includes reviewing policy terms and updating plans as flood risks or property values change over time. The agency regularly communicates with clients to ensure policies remain aligned with current circumstances. They service single-family homes, apartments, retail spaces, and restaurants.

KK
3423 2nd Ave Ste 4
Kevin Kennedy: Allstate Insurance
Flood Insurance Agent · Kearney, NE

Kevin Kennedy: Allstate Insurance serves Kearney, Nebraska, as a local source for flood insurance agent services. The company assists property owners in understanding their flood risk and securing appropriate coverage for homes and businesses. As an independent agency affiliated with a national carrier, it offers consultations on policy options specific to the region's flood zones. The office handles policy adjustments and claim support for clients affected by water damage. Specific services include helping residents assess required flood insurance limits and guiding them through the process of filing a flood-related property claim.

KB
2715 2nd Ave Ste C
Kara Berks - State Farm Insurance Agent
Flood Insurance Agent · Kearney, NE

Homeowners, businesses, and property managers in Kearney rely on Kara Berks - State Farm Insurance Agent for flood insurance guidance. This agent assists clients in understanding their flood risk and securing appropriate coverage to protect their property and assets. Serving the local area, the office helps navigate policy options from the National Flood Insurance Program. Beyond central Kearney, this insurance agency also serves the neighboring community of Gibbon and surrounding Buffalo County areas.

BM
311 W 11th St
Brett McIntosh - State Farm Insurance Agent
Flood Insurance Agent · Kearney, NE

Brett McIntosh - State Farm Insurance Agent serves the Kearney, Nebraska area and its surrounding communities, handling flood insurance policies for local homeowners and business owners. The agency addresses the specific flood risks posed by the Platte River watershed and seasonal weather patterns. It guides clients through assessing their property’s exposure and selecting appropriate coverage limits. The agent typically reviews a client’s existing policy and property map to identify potential gaps, then recommends a tailored plan that aligns with the building’s needs.

SI
108 1st Avenue Place
Stonebridge Insurance
Flood Insurance Agent · Kearney, NE

Stonebridge Insurance in Kearney, NE provides flood insurance guidance through both one-time policy inquiries and recurring service arrangements for ongoing coverage needs. Their agents explain the difference between standard homeowner policies and separate flood plans required for most properties in nearby flood zones. Consultation includes risk assessment for local basements and low-lying areas known to flood during heavy rain. Service runs on a one-time, scheduled, or as-needed basis depending on whether a client seeks a single policy review or annual renewal assistance.

SI
2802 2nd Ave STE A
Shelter Insurance - Jake Schroeder
Flood Insurance Agent · Kearney, NE

Shelter Insurance - Jake Schroeder specializes in securing policies that protect properties from flood damage. The agency serves Kearney and the surrounding region, guiding clients through the process of selecting appropriate coverage for their homes and businesses. Understanding the specific flood risks in this area, the agent works to help property owners find suitable protection through clear explanation of policy options. As seasonal heavy rains and rapid snowmelt in central Nebraska can elevate water levels and threaten low-lying structures, this service aids residents in preparing before a storm arrives.

CK
3320 2nd Ave
Cory Kruse - State Farm Insurance Agent
Flood Insurance Agent · Kearney, NE

Spring storms in Kearney, NE, often bring sudden rainfall and potential flooding to low-lying properties. Cory Kruse - State Farm Insurance Agent offers flood insurance to help local homeowners and renters prepare for water damage events that standard policies exclude. Coverage can protect against losses from rising waters caused by heavy precipitation or overflowing waterways common in this region. A licensed agent reviews individual property risks and available policy options during a straightforward initial consultation to assess exposure and begin the coverage selection process.

IC
2615 2nd Ave
Insurance Connection, Inc.
Flood Insurance Agent · Kearney, NE

Insurance Connection, Inc. provides insurance services to clients in Kearney, Nebraska, with a specialty in flood insurance agency work. This firm supports property owners in securing coverage against water damage risks common to the region. Their flood insurance assistance can help protect both residential and commercial real estate assets from potential flooding events. Commercial clients that may be served include local offices, warehouses, and food service operations.

JE
124 W 46th St Ste 102
J.E. Krason Agency Inc American Family Insurance
Flood Insurance Agent · Kearney, NE

J.E. Krason Agency Inc American Family Insurance provides flood insurance for residential properties in Kearney, Nebraska, tailoring policies to protect homes and belongings from water damage. They also offer coverage for commercial properties, helping local businesses safeguard their assets against flood risks. Serving Kearney and the surrounding region, the agency assists clients in understanding their flood zone requirements and policy options. After a claim is filed or a policy is updated, they can be reached for quick follow-up support, ensuring ongoing protection remains effective between regular policy reviews.

AB
2620 2nd Ave
Affilated Brokers Insurance
Flood Insurance Agent · Kearney, NE

Affiliated Brokers Insurance in Kearney, NE provides flood insurance agency services to homeowners and business owners in the area. The agency assists clients in securing coverage through the National Flood Insurance Program, helping them protect property located in floodplains or other high-risk zones. Its team guides policyholders through initial risk assessment and application filing. The company can also add backup sewer and drain coverage as a specialty endorsement.

SI
3905 2nd Ave # 4
Shelter Insurance - Joshua Arends
Flood Insurance Agent · Kearney, NE
(308) 237-0758
shelterinsurance.com/CA/agent/JARENDS
MP
125 E 31st St
Mountain Plains Agency
Flood Insurance Agent · Kearney, NE
(308) 698-7711
mountainplainsagency.com
SI
2802 2nd Ave Ste B
Shelter Insurance - Amanda White
Flood Insurance Agent · Kearney, NE
(308) 251-5558
shelterinsurance.com/CA/agent/AWHITE
HI
5508 Avenue N Pl
Highstreet Insurance
Flood Insurance Agent · Kearney, NE
(308) 234-4910
hsip.com
PI
620 E 25th St #8
Plains Insurance Brokers
Flood Insurance Agent · Kearney, NE
(308) 300-3031
solarkingslasvegas.xyz
JI
109 E 52nd St STE 2
Jones Insurance Agency
Flood Insurance Agent · Kearney, NE
(308) 234-3357
jonesinsuranceagencyinc.com
IO
1003 Central Ave
Insurance ONE
Flood Insurance Agent · Kearney, NE
(308) 455-1435
insuranceonenebraska.com
FB
3915 N Ave suite a
Farm Bureau Financial Services: Rick Smith
Flood Insurance Agent · Kearney, NE
(308) 234-2222
fbfs.com/find-an-agent/ricksmith
MI
2224 Central Ave
Midwest Insurance Drop
Flood Insurance Agent · Kearney, NE
(308) 470-4602
midwestinsurancedrop.com/about-us
TI
816 E 25th St #1
Triplett Insurance Options
Flood Insurance Agent · Kearney, NE
(308) 627-4781

What Does a a Flood Insurance Agent in Kearney Cost?

The cost of flood insurance in Nebraska depends on your property's flood risk coverage amount and deductible. NFIP policies in Kearney average around $700 to $1,200 per year for a standard home but rates can be higher in high-risk zones. Private flood insurance may cost $400 to $800 annually for similar coverage. Costs vary by case so you should get quotes from multiple agents. This is general information and not insurance advice.

About flood insurance agents in Kearney

Flood insurance agents in Kearney Nebraska help property owners secure coverage against flood damage. Nebraska law does not require flood insurance for most properties but lenders often mandate it for homes in high-risk flood zones. Local agents can explain the National Flood Insurance Program and private flood insurance options available in Buffalo County.

Frequently Asked Questions

Do I need flood insurance in Kearney Nebraska?

Flood insurance is not required by Nebraska state law for most properties. However if your home is in a Special Flood Hazard Area designated by FEMA your mortgage lender will likely require it. An agent can check your flood zone and explain your options.

What does a flood insurance agent in Kearney do?

A flood insurance agent helps you find a policy that covers your home or business against flood damage. They assess your flood risk explain coverage limits and help you file claims if needed. Agents can compare NFIP and private market policies for you.

How long does it take to get flood insurance in Nebraska?

NFIP policies typically have a 30-day waiting period before coverage starts. Private flood insurance may have shorter waiting periods. It is important to buy flood insurance well before any storm threat arrives in Kearney.

Flood Insurance Agents in Other Nebraska Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.