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Find Flood Insurance Agents Near You in Fernley, NV
Looking for a flood insurance agent in Fernley? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Fernley, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Nevada before hiring.
Showing 11 flood insurance agents in Fernley, NV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Glass - State Farm Insurance Agent
79 7th St, Fernley, NV 89408
(775) 575-6800
protectnevada.com
Shawna Honea: Allstate Insurance
125 W Main St, Fernley, NV 89408
(775) 575-1305
agents.allstate.com
Farmers Insurance - Alyssa Roemer
150 E Main St Ste 130, Fernley, NV 89408
(775) 575-4000
agents.farmers.com
Farmers Insurance - Robert Gleason
65 McCart St Ste 101, Fernley, NV 89408
(775) 835-8992
agents.farmers.com
Health Benefits Associates - Health Insurance Fernley
460 W Main St, Fernley, NV 89408
(775) 828-0001
healthbenefits.net
Garrett Diegel - COUNTRY Financial Representative
150 E Main St #210, Fernley, NV 89408
(775) 835-0100
advisors.countryfinancial.com
Cardin Realty Pros
795 E Main St, Fernley, NV 89408
(775) 575-9999
fernleynvhomes.com
Stewart Title Company
25 West St, Fernley, NV 89408
(775) 575-6111
stewart.com
Richard C Jackson Insurance
165 W Main St, Fernley, NV 89408
(775) 575-2768
E.H Hursh, Inc.
295 E Main St, Fernley, NV 89408
(775) 423-6501
LP Insurance Services, LLC
45 W Cedar St # 160, Fernley, NV 89408
(775) 996-6000
lpins.net
Flood insurance agents in Fernley Nevada help property owners understand and purchase flood coverage through the National Flood Insurance Program. Fernley sits near the Truckee River and is in a designated flood zone, making flood insurance a key consideration for many homeowners. Nevada law requires lenders to mandate flood insurance for properties in high-risk areas, so an agent can guide you through compliance and coverage options.
What Does a Flood Insurance Agent in Fernley Cost?
Typical flood insurance costs in Nevada range from 500 to 2,000 dollars per year for a standard NFIP policy, though rates can be higher for high-risk zones or older structures. Factors like elevation, deductible choice, and building value affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Fernley Nevada?
If your property is in a Special Flood Hazard Area as shown on FEMA flood maps, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, so an agent can help you decide if a policy is wise.
What does a flood insurance agent in Fernley do?
A flood insurance agent helps you assess your flood risk, explains NFIP coverage limits, and assists with applying for a policy. They also guide you through the 30-day waiting period before coverage starts, as required by federal rules.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Nevada.