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Compare flood insurance agents in Gardnerville. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Gardnerville, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Nevada before hiring.
Showing 13 flood insurance agents in Gardnerville, NV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stacy Trivitt: Allstate Insurance
1466 U.S. Hwy 395 N, Gardnerville, NV 89410
(775) 782-3511
agents.allstate.com
Larry Peyton Insurance Agency LLC
1544 U.S. Hwy 395 N Ste 5, Gardnerville, NV 89410
(775) 782-2469
peytonins.com
Warren W Reed Insurance
1521 U.S. Hwy 395 N, Gardnerville, NV 89410
(775) 782-2277
warrenreed.com
Alex Uribe - State Farm Insurance Agent
1503 U.S. Hwy 395 N Ste F, Gardnerville, NV 89410
(775) 392-3950
alexinsureme.com
Farmers Insurance - Larry Peyton
1544 U.S. Hwy 395 N Ste 5, Gardnerville, NV 89410
(775) 782-2469
agents.farmers.com
ASInsurance - Aimee Smith Insurance Agency LLC
1190 High School St Suite A, Gardnerville, NV 89410
(775) 783-0753
asinsurancenv.com
Joseph Robertson: Allstate Insurance
1466 U.S. Hwy 395 N, Gardnerville, NV 89410
(775) 782-3511
agents.allstate.com
John Scott - State Farm Insurance Agent
1476 U.S. Hwy 395 N, Gardnerville, NV 89410
(775) 782-5102
johnscottjr.net
Michael Boyd Insurance Solutions
1491 U.S. Hwy 395 N, Gardnerville, NV 89410
(775) 790-1229
mikeboydinsurance.com
Christina Frey Insurance Agency
1502 Mary Jo Dr, Gardnerville, NV 89460
(760) 855-0674
freyinsures.com
Fromarc Insurance Agency, Inc.
1453 U.S. Hwy 395 N #1, Gardnerville, NV 89410
(775) 392-4414
fromarcinsuranceagency.com
Wilcox Insurance Group
1348 Brooke Way, Gardnerville, NV 89410
(775) 400-2223
sparkadvisors.com
International Property & Casualty Insurance Brokers of NV, Inc.
1936 Catherine Ct, Gardnerville, NV 89410
(775) 782-6655
ipc-nv.com
Flood insurance agents in Gardnerville Nevada help property owners secure coverage through the National Flood Insurance Program and private markets. Nevada law requires lenders to mandate flood insurance for properties in high-risk flood zones. Gardnerville sits near the Carson River and several irrigation canals, making flood risk awareness important for homeowners and businesses.
What Does a Flood Insurance Agent in Gardnerville Cost?
Typical flood insurance costs in Nevada range from 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, building value, and elevation. Private market policies can cost more or less based on risk assessment. Premiums are set by federal or private rate tables and vary by property. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Gardnerville Nevada?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding from snowmelt or heavy rain can occur in Gardnerville.
What does a flood insurance agent in Gardnerville do?
A flood insurance agent evaluates your property's flood risk based on FEMA maps and local topography. They help you choose between NFIP and private flood policies and explain coverage limits and deductibles.
How long does it take to get flood insurance in Nevada?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting times. Plan ahead to ensure coverage is active before any storm or flood event.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Nevada.