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Looking for a flood insurance agent in Bedford? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Bedford, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Hampshire before hiring.
Showing 14 flood insurance agents in Bedford, NH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jacob L. Bramel - State Farm Insurance Agent
273 S River Rd Ste 3, Bedford, NH 03110
(603) 606-8186
itsjakefromsf.com
Ed Ibanez - State Farm Insurance Agent
178 State Rte 101 A21, Bedford, NH 03110
(603) 622-1314
edibanez.com
The Mello Agency: Allstate Insurance
132 Bedford Center Rd Ste C, Bedford, NH 03110
(603) 472-2599
agents.allstate.com
The Concord Group Insurance Companies
35B Constitution Dr, Bedford, NH 03110
(603) 224-4086
concordgroupinsurance.com
Progressive Insurance - Claims Office
43 Constitution Dr STE 203, Bedford, NH 03110
(800) 776-4737
progressive.com
Boufford Insurance Agency
167 S River Rd Unit 10, Bedford, NH 03110
(603) 673-7228
bouffordins.com
Access Health Insurance, LLC
167 S River Rd UNIT 12, Bedford, NH 03110
(603) 647-5555
accesshealthnh.com
Kyle Wallace - State Farm Insurance Agent
399 Boynton St, Bedford, NH 03110
(603) 622-2918
insurewithkdubs.com
HPM Insurance
3 Bedford Farms Dr #306, Bedford, NH 03110
(603) 673-1201
hpminsurance.com
Delight Insurance Bedford
137 Liberty Hill Rd, Bedford, NH 03110
(318) 769-0798
mattiebalmos682950.wixsite.com
Beals Insurance Agency LLC
1 Hardy Rd, Bedford, NH 03110
(603) 471-9999
bealsinsurance.com
Poulos Insurance
36 S River Rd, Bedford, NH 03110
(603) 645-8600
poulosinsurance.com
Kane Insurance
3 Bedford Farms Dr, Bedford, NH 03110
(603) 622-1177
myhighstreet.com
Dyer Insurance
178 State Rte 101 a22, Bedford, NH 03110
(603) 472-5500
dyerinsure.com
Flood insurance agents in Bedford, New Hampshire help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Bedford properties near the Merrimack River or in designated flood zones may require flood insurance as a condition of a mortgage. New Hampshire law does not mandate flood insurance for all properties, but lenders often require it for buildings in high-risk areas.
What Does a Flood Insurance Agent in Bedford Cost?
Typical flood insurance costs in Bedford, New Hampshire range from 700 to 2,000 dollars annually for an NFIP policy, depending on flood zone risk and building characteristics. Properties in high-risk zones like AE or VE may have higher premiums. Private flood insurance can sometimes be cheaper or offer higher coverage limits. Each property is unique, so an agent can give a personalized estimate. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Bedford New Hampshire?
Flood insurance is not required by New Hampshire state law for all properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will likely require flood insurance.
What does a flood insurance agent in Bedford do?
A flood insurance agent assesses your property risk, explains NFIP coverage limits and exclusions, and helps you choose a policy that meets lender requirements. They also guide you through the application process and answer questions about flood zones and elevation certificates.
How much does flood insurance cost in Bedford New Hampshire?
Costs vary based on flood zone, building elevation, and coverage amount. In Bedford, NFIP policies typically range from 700 to 2,000 dollars per year for standard homes. Private market options may offer different rates. An agent can provide a specific quote based on your property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Hampshire.