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Directory of flood insurance agents in Concord, New Hampshire. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Concord, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Hampshire before hiring.
Showing 17 flood insurance agents in Concord, NH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Bober Agency, Farmers Insurance (formerly Metlife Auto and Home)
90 Airport Rd Suite 20, Concord, NH 03301
(603) 464-6381
agents.farmers.com
Blossom Insurance
58 South St, Concord, NH 03301
(603) 224-3000
blossominsurance.com
Bankers Life
6 Loudon Rd Ste 302, Concord, NH 03301
(603) 224-5384
branches.bankerslife.com
The Rowley Agency, LLC
45 Constitution Ave, Concord, NH 03301
(603) 224-2562
rowleyagency.com
The Michael N Bertolone Agency
295 Sheep Davis Rd, Concord, NH 03301
(603) 223-6686
an.insure
Able Insurance Agency, LLC
130 Broadway, Concord, NH 03301
(603) 225-6677
able2insure.com
Shamrock Insurance
66 S State St, Concord, NH 03301
(603) 225-7597
Metlife Auto and Home, a business of Farmers Insurance Group
90 Airport Rd, Concord, NH 03301
(603) 464-6381
agents.metlife.com
Flood insurance agents in Concord New Hampshire help property owners understand their risk and secure coverage through the National Flood Insurance Program. New Hampshire law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents can explain the specific flood maps for the Merrimack River area and assist with elevation certificates.
What Does a Flood Insurance Agent in Concord Cost?
Flood insurance costs in New Hampshire vary widely based on flood zone, elevation, and building characteristics. Typical annual premiums range from 500 to 2000 dollars for low-risk areas and can exceed 3000 dollars for high-risk zones. The NFIP sets rates, but private market options may offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Concord New Hampshire?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur from heavy rains or snowmelt. An agent can review your specific property risk.
How do I find a licensed flood insurance agent in Concord?
You can search the New Hampshire Insurance Department website for licensed agents or ask local real estate professionals for referrals. Many independent insurance agencies in Concord offer flood policies through the NFIP. Ensure the agent is authorized to sell flood insurance in New Hampshire.
What does a flood insurance policy in New Hampshire typically cover?
Standard NFIP policies cover up to 250000 dollars for the building and 100000 dollars for contents. Coverage includes damage from rising water but not from sewer backups unless caused by flooding. Your agent can explain exclusions and recommend appropriate limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Hampshire.