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Browse flood insurance agents serving Fargo, North Dakota. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Dakota before hiring.
Showing 17 flood insurance agents in Fargo, ND
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Far North Insurance
3357 39th St S # 1, Fargo, ND 58104
(701) 237-6651
farnorthinsurance.com
Grand Slam Insurance
1205 16th Ave S, Fargo, ND 58103
(701) 356-3265
grandslamagency.com
FM Insurance
428 25th St S, Fargo, ND 58103
(701) 271-8110
fargomoorheadinsurance.com
Superior Insurance
1002 28th St S, Fargo, ND 58103
(701) 356-3256
superiorinsuranceagency.com
Summit Insurance Agency
5302 51st Ave S Unit C, Fargo, ND 58104
(701) 390-1994
summitinsurance.net
OnPoint Insurance Services
3575 45th St S Suite #100, Fargo, ND 58104
(701) 353-2592
onpointins.com
Sarah Herlihy Agency - Nodak Insurance Company
4141 31st Ave S Suite 105, Fargo, ND 58104
(701) 566-2128
nodakins.com
Dawson Insurance Agency
505 Broadway N Suite 100, Fargo, ND 58102
(701) 237-3311
Yahnke Insurance Agency
1704 Main Ave, Fargo, ND 58103
(701) 232-5722
yahnke.com
RJ Bailey Insurance Center
3611 Lincoln St S Ste C, Fargo, ND 58104
(701) 356-7001
fargoinsurance123.com
Progressive
3611 Lincoln St S Ste C, Fargo, ND 58104
(701) 356-7001
progressive.com
Heritage Insurance Services
5650 34th Ave S Suite 200, Fargo, ND 58104
(701) 532-3131
heritageinsservices.com
Capital Insurance Services, LLC
3137 32nd Ave S, Fargo, ND 58103
(701) 271-6922
capitalins.org
Insure Forward
5651 38th Ave S Suite 100, Fargo, ND 58104
(701) 293-9540
bankforward.com
Nodak Insurance Company
1101 1st Ave N, Fargo, ND 58102
(701) 298-4200
nodakins.com
Legacy Agency
3409 45th St S Ste 104, Fargo, ND 58103
(701) 365-8288
legacyagencyfargo.com
Tyler Deitemeyer Insurance
1202 23rd St S Ste. 1, Fargo, ND 58103
(701) 793-2013
Flood insurance agents in Fargo North Dakota help property owners protect against Red River Valley flood risks. North Dakota law requires flood insurance for properties in Special Flood Hazard Areas with federally backed mortgages. Agents guide clients through National Flood Insurance Program policies and private flood insurance options.
What Does a Flood Insurance Agent in Fargo Cost?
Typical flood insurance costs in North Dakota range from 400 to 1,200 dollars per year for NFIP policies in moderate-to-low risk areas. High-risk properties near the Red River can cost 2,000 dollars or more annually. Private market policies may offer different rates and higher coverage limits. Costs depend on flood zone, building elevation, and deductible chosen. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Fargo?
Even outside mapped flood zones, heavy spring snowmelt and rain can cause flooding in the Red River Basin. An agent can help you assess your risk and find affordable coverage. Many policies start at a few hundred dollars per year for low-risk areas.
What is the waiting period for a new flood insurance policy in North Dakota?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loan closings or map changes. Plan ahead to avoid gaps in coverage during flood season.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Dakota.