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HomeFlood Insurance AgentsNorth Dakota › Grand Forks

Find Flood Insurance Agents Near You in Grand Forks, ND

Browse flood insurance agents serving Grand Forks, North Dakota. Updated 2026-07-14.

The top-rated flood insurance agent in Grand Forks, North Dakota is Randy Fenley - State Farm Insurance Agent, rated 4.6 stars across 61 reviews. Other highly rated options include Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl. This directory lists 20 flood insurance agents serving Grand Forks.

Showing 20 flood insurance agents in Grand Forks, NDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Randy Fenley - State Farm Insurance Agent2750 S 26th St Ste A(701) 772-5684
2Farmers Insurance - Don Zerr Agency1407 24th Ave S #206(701) 757-0763
3Insurance Brokers of MN Inc1551 28th Ave S Suite M(701) 772-1466
4Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl1551 28th Ave S(701) 757-5757
5Insure Forward4651 S Columbia Rd Floor 2(701) 772-6651
6Dobmeier Inc.409 Gateway Dr(701) 775-6836
7Vaaler Insurance, a Marsh & McLennan Agency LLC Company2701 S Columbia Rd(800) 553-4291
8Moen Insurance Services, LLC1913 S Washington St(701) 757-1613
9Jeremy Fulton Agency Inc American Family Insurance1220 S Washington St(701) 746-1919
10Farmers Insurance - Tyson Terhark1726 S Washington St Ste 30(701) 772-7108
RF
2750 S 26th St Ste A
Randy Fenley - State Farm Insurance Agent
Flood Insurance Agent · Grand Forks, ND

Spring in the Red River Valley brings the annual threat of overland flooding, and homeowners in Grand Forks, ND, seek reliable protection for their property. Randy Fenley - State Farm Insurance Agent provides flood insurance policies that cover structural damage and personal belongings from rising water. Agents here assess local flood zones and NFIP requirements to match each dwelling with appropriate limits. The process begins with a walkthrough inspection of the property’s elevation and foundation, followed by a personalized coverage review.

FI
1407 24th Ave S #206
Farmers Insurance - Don Zerr Agency
Flood Insurance Agent · Grand Forks, ND

Farmers Insurance, Don Zerr Agency in Grand Forks, ND, provides flood insurance protection to property owners in the region. This local agency specializes in securing policies that cover flood damage often excluded from standard homeowners or commercial coverage. Its services address the specific risks posed by spring thaws and seasonal flooding along the Red River Valley. Residential home policies can be tailored, while commercial sectors it serves include offices, warehouses, and food service establishments.

IB
1551 28th Ave S Suite M
Insurance Brokers of MN Inc
Flood Insurance Agent · Grand Forks, ND

Residents in Grand Forks may require either a one-time flood insurance policy for a single property or recurring coverage for ongoing protection. Insurance Brokers of MN Inc offers policies that help safeguard structures and belongings against flood damage common in the Red River Valley. Coverage can be tailored to address specific needs for homes or businesses in this flood-prone area. Service runs on an as-needed basis, allowing clients to schedule a consultation when evaluating their flood risk.

FU
1551 28th Ave S
Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl
Flood Insurance Agent · Grand Forks, ND

Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl provides flood insurance for residential properties in Grand Forks, North Dakota, ensuring homeowners are protected against water damage from severe weather and rising waters. The agency also offers commercial flood coverage for local businesses seeking financial security. Their service area covers Grand Forks and the surrounding region, addressing unique local flood risks. Clients can contact the office for initial policies or follow up for adjustments and renewal discussions during regular business visits between seasons.

IF
4651 S Columbia Rd Floor 2
Insure Forward
Flood Insurance Agent · Grand Forks, ND

Insure Forward in Grand Forks, North Dakota specializes in offering tailored plans for properties at risk of flooding. It also provides general consultation on policy options and helps clients assess their coverage needs. This includes interpreting flood zone maps and explaining the implications of various deductibles and building limits. The company assists homeowners and businesses with securing protection specifically before the onset of spring snowmelt or severe summer storms, which can cause sudden, localized flooding.

DI
409 Gateway Dr
Dobmeier Inc.
Flood Insurance Agent · Grand Forks, ND

In the flood-prone Red River Valley, seasonal snowmelt and spring storms can create urgent water risks for Grand Forks properties. Dobmeier Inc. helps homeowners and business owners navigate flood insurance coverage for these threats. Operating in Grand Forks, North Dakota, the agency focuses solely on flood insurance, assisting clients in evaluating their property’s exposure and finding a policy that fits specific needs. Their process typically begins with a walk-through assessment of the building’s layout and elevation data to determine risk factors.

VI
2701 S Columbia Rd
Vaaler Insurance, a Marsh & McLennan Agency LLC Company
Flood Insurance Agent · Grand Forks, ND

Vaaler Insurance, a Marsh & McLennan Agency LLC Company in Grand Forks, North Dakota, provides residential and commercial property coverage with a specialty in flood insurance to mitigate water damage risks. It helps property owners navigate National Flood Insurance Program options and secure necessary policies for flood-prone areas. The company serves various commercial sectors, including offices, warehouses, and food service operations.

MI
1913 S Washington St
Moen Insurance Services, LLC
Flood Insurance Agent · Grand Forks, ND

Moen Insurance Services, LLC provides residential flood insurance for homeowners and renters in Grand Forks, North Dakota. The agency also assists local businesses in securing commercial flood coverage tailored to their specific needs. Serving clients throughout the region, the team guides policyholders through federal program requirements and helps select appropriate coverage limits. They offer follow-up support between regular policy reviews to address questions or adjust plans as needed.

JF
1220 S Washington St
Jeremy Fulton Agency Inc American Family Insurance
Flood Insurance Agent · Grand Forks, ND

Jeremy Fulton Agency Inc American Family Insurance in Grand Forks, North Dakota, is known for providing flood insurance coverage to local homeowners and businesses in the Red River Valley. The agency helps clients protect their properties from potential water damage by assessing individual flood risks and explaining policy options available under the National Flood Insurance Program. As a local resource, it also offers guidance for elevators and sump pump add-ons to further safeguard basements.

FI
1726 S Washington St Ste 30
Farmers Insurance - Tyson Terhark
Flood Insurance Agent · Grand Forks, ND

Farmers Insurance - Tyson Terhark serves the Grand Forks, North Dakota metro area, providing flood insurance agent services for residential and commercial properties. This agency helps property owners assess their flood risk and secure appropriate coverage through the National Flood Insurance Program. Policies can cover structural damage to buildings and loss of personal belongings due to flooding events common in this region. The office assists with obtaining flood zone evaluations and processing claims for water damage.

TN
2665 24th Ave S
Tyler Nagel Agency LLC American Family Insurance
Flood Insurance Agent · Grand Forks, ND
(701) 775-4264
amfam.com/agents/north-dakota/grand-forks/tyler-nagel
CI
4200 James Ray Dr
Carlson Insurance Agency
Flood Insurance Agent · Grand Forks, ND
(701) 360-1186
coveredbycarlson.com
TS
311 S 4th St #102
Thompson-Schaefer Insurance Agency
Flood Insurance Agent · Grand Forks, ND
(701) 775-4626
GO
12 A S 3rd St
GoodInsurance
Flood Insurance Agent · Grand Forks, ND
(701) 795-1071
yourgoodinsuranceplan.com
FU
2750 17th Ave S Suite B
Farmers Union Insurance-A Dunphy
Flood Insurance Agent · Grand Forks, ND
(701) 775-3915
grandforksinsurance.com
SI
2600 Demers Ave APT 105
Summit Insurance Agency
Flood Insurance Agent · Grand Forks, ND
(701) 746-9722
summitinsurance.net
NI
1913 S Washington St
Nodak Insurance Company: Josh Peterka Agency
Flood Insurance Agent · Grand Forks, ND
(701) 757-1612
nodakins.com
NI
1913 S Washington St
Nodak Insurance Company
Flood Insurance Agent · Grand Forks, ND
(701) 757-1612
nodakins.com
MM
2701 S Columbia Rd
Marsh McLennan Agency
Flood Insurance Agent · Grand Forks, ND
(701) 775-3131
marshmma.com/us/locations/north-dakota/grand-forks.html
MO
1521 24th Ave S Bldg A
Mutual of Omaha Insurance Co
Flood Insurance Agent · Grand Forks, ND
(701) 772-1138
mutualofomaha.com

What Does a a Flood Insurance Agent in Grand Forks Cost?

Flood insurance costs in North Dakota vary by property location, elevation, and coverage amount. In Grand Forks, annual premiums typically range from 700 to 2,500 dollars for a standard NFIP policy. Properties in high-risk zones or with low elevation may cost more. This is general information and not insurance advice.

About flood insurance agents in Grand Forks

Flood insurance agents in Grand Forks help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. North Dakota law requires flood insurance for properties in Special Flood Hazard Areas that have a federally backed mortgage. Agents in Grand Forks understand the Red River Valley flood risks and can guide you through the 30-day waiting period for NFIP policies.

Frequently Asked Questions

Do I need flood insurance in Grand Forks North Dakota?

If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, you must have flood insurance. Even outside SFHAs, agents recommend coverage because Grand Forks is prone to Red River flooding.

How long does it take for a flood insurance policy to start in North Dakota?

NFIP policies have a standard 30-day waiting period from the date of purchase before coverage begins. Exceptions exist for loans closing on a property, where coverage can start immediately.

What does flood insurance cover in Grand Forks?

Standard flood insurance covers structural damage to your building and damage to personal property up to policy limits. It does not cover contents in basements or improvements below the lowest elevated floor.

Flood Insurance Agents in Other North Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.