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Find Flood Insurance Agents Near You in Grand Forks, ND

Looking for a flood insurance agent in Grand Forks? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Grand Forks, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Dakota before hiring.
Showing 20 flood insurance agents in Grand Forks, ND Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Fenley - State Farm Insurance Agent
2750 S 26th St Ste A, Grand Forks, ND 58201
(701) 772-5684 rfenley.com
Farmers Insurance - Don Zerr Agency
1407 24th Ave S #206, Grand Forks, ND 58201
(701) 757-0763 agents.farmers.com
Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl
1551 28th Ave S, Grand Forks, ND 58201
(701) 757-5757 gfkins.com
Insurance Brokers of MN Inc
1551 28th Ave S Suite M, Grand Forks, ND 58201
(701) 772-1466 insurancebrokersmn.com
Insure Forward
4651 S Columbia Rd Floor 2, Grand Forks, ND 58201
(701) 772-6651 bankforward.com
Dobmeier Inc.
409 Gateway Dr, Grand Forks, ND 58203
(701) 775-6836
Vaaler Insurance, a Marsh & McLennan Agency LLC Company
2701 S Columbia Rd, Grand Forks, ND 58201
(800) 553-4291 vaaler.com
Moen Insurance Services, LLC
1913 S Washington St, Grand Forks, ND 58201
(701) 757-1613 moeninsurance.com
Jeremy Fulton Agency Inc American Family Insurance
1220 S Washington St, Grand Forks, ND 58201
(701) 746-1919 amfam.com
Farmers Insurance - Tyson Terhark
1726 S Washington St Ste 30, Grand Forks, ND 58201
(701) 772-7108 agents.farmers.com
Tyler Nagel Agency LLC American Family Insurance
2665 24th Ave S, Grand Forks, ND 58201
(701) 775-4264 amfam.com
Carlson Insurance Agency
4200 James Ray Dr, Grand Forks, ND 58202
(701) 360-1186 coveredbycarlson.com
Thompson-Schaefer Insurance Agency
311 S 4th St #102, Grand Forks, ND 58201
(701) 775-4626
Farmers Union Insurance-A Dunphy
2750 17th Ave S Suite B, Grand Forks, ND 58201
(701) 775-3915 grandforksinsurance.com
GoodInsurance
12 A S 3rd St, Grand Forks, ND 58201
(701) 795-1071 yourgoodinsuranceplan.com
Summit Insurance Agency
2600 Demers Ave APT 105, Grand Forks, ND 58201
(701) 746-9722 summitinsurance.net
Nodak Insurance Company
1913 S Washington St, Grand Forks, ND 58201
(701) 757-1612 nodakins.com
Nodak Insurance Company: Josh Peterka Agency
1913 S Washington St, Grand Forks, ND 58201
(701) 757-1612 nodakins.com
Marsh McLennan Agency
2701 S Columbia Rd, Grand Forks, ND 58201
(701) 775-3131 marshmma.com
Mutual of Omaha Insurance Co
1521 24th Ave S Bldg A, Grand Forks, ND 58201
(701) 772-1138 mutualofomaha.com

Flood insurance agents in Grand Forks help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. North Dakota law requires flood insurance for properties in Special Flood Hazard Areas that have a federally backed mortgage. Agents in Grand Forks understand the Red River Valley flood risks and can guide you through the 30-day waiting period for NFIP policies.

What Does a Flood Insurance Agent in Grand Forks Cost?

Flood insurance costs in North Dakota vary by property location, elevation, and coverage amount. In Grand Forks, annual premiums typically range from 700 to 2,500 dollars for a standard NFIP policy. Properties in high-risk zones or with low elevation may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Grand Forks North Dakota?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, you must have flood insurance. Even outside SFHAs, agents recommend coverage because Grand Forks is prone to Red River flooding.
How long does it take for a flood insurance policy to start in North Dakota?
NFIP policies have a standard 30-day waiting period from the date of purchase before coverage begins. Exceptions exist for loans closing on a property, where coverage can start immediately.