The top-rated flood insurance agent in Aberdeen, South Dakota is Linda Shoup - State Farm Insurance Agent, rated 5.0 stars across 81 reviews. Other highly rated options include Rob Stiehl - State Farm Insurance Agent, Sieh John Agency Inc, Squire Agency. This directory lists 20 flood insurance agents serving Aberdeen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Linda Shoup - State Farm Insurance Agent | 913 6th Ave SE | (605) 262-1230 |
| 2 | Rob Stiehl - State Farm Insurance Agent | 522 S Arch St A | (605) 824-3372 |
| 3 | Sieh John Agency Inc | 702 S Main St | (605) 229-1760 |
| 4 | Squire Agency | 902 S Main St | (605) 225-6350 |
| 5 | Brian Jorgensen Agency, Inc American Family Insurance | 923 6th Ave SE | (605) 622-7777 |
| 6 | Aberdeen Finance Corporation and Insurance | Aberdeen, SD 57401 | (605) 225-8050 |
| 7 | Isaak Insurance Agency | 419 S Roosevelt St | (605) 725-4500 |
| 8 | CJ Huber Agency, LLC American Family Insurance | 1923 6th Ave SE #108 | (605) 824-3279 |
| 9 | Jency Insurance | 1708 8th Ave NE suite 3 | (605) 215-1912 |
| 10 | InsuraCrop | 505 S Harrison St | (605) 725-2273 |
Linda Shoup - State Farm Insurance Agent serves the Aberdeen, South Dakota, metro area and surrounding Brown County. As a local flood insurance agent, this agency helps residents understand National Flood Insurance Program policies and secure financial protection against flood damage. Standard flood coverage is not included in typical homeowners policies, so the agent advises on obtaining separate flood policies for properties in both high-risk and moderate-risk zones. The office handles custom flood insurance quotes and assists clients with claims filing after a flooding event.
Rob Stiehl - State Farm Insurance Agent in Aberdeen, SD, provides flood insurance policies that help protect residential and commercial properties from water damage. The agency offers guidance on policy options and can review existing coverage to identify potential gaps in protection. It supports clients through the application process and assists with claims when flooding occurs. The company services single-family homes, apartments, retail spaces, and restaurants in the local area.
Sieh John Agency Inc serves Aberdeen, South Dakota, and the surrounding communities across Brown County with flood insurance agent services. The company handles a range of flood insurance policies designed to protect residential and commercial properties from water damage and flooding events common to the region. It works with clients to assess their property risk and coverage needs. To handle a typical job, the agency reviews the property’s flood zone designation and helps the client select an appropriate policy with clear terms and manageable deductibles.
Squire Agency serves homeowners, businesses, and property managers in Aberdeen, South Dakota, helping them secure flood insurance policies to address local flood risks from the James River and surrounding watersheds. The agency assists clients in understanding coverage options for both residential and commercial structures. They also work with property managers who require protection for rental units and commercial developments. Their services extend to the neighboring community of Redfield.
In Aberdeen, South Dakota, this agency distinguishes between one-time flood insurance policies for individual property purchases and recurring coverage options for homeowners seeking continuous protection. As a local flood insurance agent, the firm arranges policies that safeguard residential and commercial properties against rising water damage from the area’s unpredictable storms and snowmelt. Assistance is offered for navigating federal flood maps and coverage levels. Service appointments are available on an as-needed basis to accommodate policy reviews, renewals, or new applications.
Aberdeen Finance Corporation and Insurance provides residential flood insurance in Aberdeen, South Dakota. Commercial coverage is also available to protect local businesses from water damage. The agency serves clients throughout the Aberdeen area. Homeowners and business owners receive clear policy guidance tailored to their property’s flood risk. Following each claim or policy update, the agency follows up to ensure coverage remains adequate. Between regular visits, they offer prompt assistance for policy questions or renewals.
Based in Aberdeen, South Dakota, this agency handles the specifics of National Flood Insurance Program policies and private market options for property owners. The agency serves clients across the area by assessing individual flood risks and advising on appropriate coverage levels for both structures and contents. Its work focuses on protecting homes and businesses from the financial impact of rising water. It also specifically assists property owners in preparing for the spring snowmelt and severe thunderstorms common to the northern plains.
The heavy spring rains in Aberdeen often bring flood risks to local properties. CJ Huber Agency, LLC American Family Insurance responds by guiding homeowners and renters through flood insurance options. Their agents help explain coverage specifics for the region, focusing on residential policies that address common water-damage scenarios. Every consultation works to clarify policy terms and exclusions for local flood zones. A property inspection or an initial risk assessment is typically offered as the first step to define appropriate coverage needs.
Jency Insurance provides flood insurance agency services for properties in Aberdeen, South Dakota. Their work helps clients secure policies that address water damage risks from storms or rising waterways in this region. As a specialty add-on, the agency offers assistance in navigating federal flood insurance requirements for structures located in designated flood zones. Commercial sectors the agent can serve include offices, warehouses, and food service establishments needing tailored coverage for their business assets and inventory.
InsuraCrop serves residential property owners in Aberdeen, SD, by securing flood insurance policies for homes in flood-prone zones. The company also provides commercial flood coverage for local businesses, extending its services throughout the surrounding area. Agent guidance helps clients select appropriate coverage levels for their specific building and contents. After claim events or policy renewals, InsuraCrop maintains contact with customers to adjust coverage needs between regular servicing intervals.
What Does a a Flood Insurance Agent in Aberdeen Cost?
Typical flood insurance costs in South Dakota range from 500 to 2,500 dollars per year depending on flood zone, property value, and coverage level. In Aberdeen, premiums may be lower for properties in low-risk zones but can exceed 3,000 dollars in high-risk areas. Elevation certificates and deductibles also affect price. This is general information, not insurance advice.
About flood insurance agents in Aberdeen
Flood insurance agents in Aberdeen South Dakota help property owners secure coverage through the National Flood Insurance Program and private markets. Aberdeen sits near the James River and has areas in designated flood zones, making flood insurance important for many homes and businesses. South Dakota law requires lenders to mandate flood insurance on properties in high-risk areas, so an agent can guide you through compliance.
Frequently Asked Questions
Do I need flood insurance in Aberdeen South Dakota?
If your property is in a Special Flood Hazard Area as shown on FEMA flood maps, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, and an agent can help you decide if a policy is wise.
How do I find a flood insurance agent in Aberdeen?
You can search online for licensed insurance agents in Aberdeen who offer flood policies through the NFIP or private carriers. The South Dakota Division of Insurance also provides a list of licensed agents.
What does flood insurance cover in South Dakota?
Standard flood insurance from the NFIP covers building structure damage up to 250,000 dollars and contents up to 100,000 dollars. Private policies may offer higher limits and additional coverage options.