Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Dakota before hiring.
Showing 20 flood insurance agents in Rapid City, SD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bruce Kitterman - State Farm Insurance Agent
1222 Oregon St, Rapid City, SD 57701
(605) 348-2525
brucekitterman.com
Doug Markworth - State Farm Insurance Agent
36 E Stumer Rd #117, Rapid City, SD 57701
(605) 718-5050
dougmarkworth.com
Farmers Insurance - Dave Schmidt
2834 Jackson Blvd Ste 101, Rapid City, SD 57702
(605) 342-5434
agents.farmers.com
Matt McCormick - State Farm Insurance Agent
716 N Lacrosse St #100, Rapid City, SD 57701
(605) 348-0464
mccormickagency.net
Davis & Associates, LLC American Family Insurance
900 Jackson Blvd, Rapid City, SD 57702
(605) 343-5956
amfam.com
Herrmann Insurance Agencies
821 Mt Rushmore Rd, Rapid City, SD 57701
(605) 718-2200
herrmannagencies.com
Rapid Insurance, Inc.
2525 W Main St #202, Rapid City, SD 57702
(605) 791-0762
ryandolly.com
Dakota Business Insurance Group
3409 W Main St, Rapid City, SD 57702
(605) 846-8111
dbigroupllc.com
Black Hills Insurance Agency, Inc.
820 St Joseph St, Rapid City, SD 57701
(605) 342-5555
blackhillsagency.com
Gene Hufford Agency, Inc. American Family Insurance
2127 Jackson Blvd, Rapid City, SD 57702
(605) 342-7757
amfam.com
Security First Insurance
805 5th St, Rapid City, SD 57701
(605) 348-1750
security1stbank.com
Acrisure Rapid City, SD (Fischer Rounds & Associates)
2491 W Chicago St, Rapid City, SD 57702
(605) 737-7865
acrisure.com
Farmers Union Insurance/Lewis Agency
2906 W Omaha St, Rapid City, SD 57702
(605) 342-3585
Western Dakota Insurors
816 5th St, Rapid City, SD 57701
(605) 342-3130
wdiins.com
Comma Insurance
550 N 5th St #217, Rapid City, SD 57701
(844) 396-9916
commainsurance.com
Farmers Union Insurance - Keller Agency
1506 Mountain View Rd Ste 103, Rapid City, SD 57702
(605) 343-4213
facebook.com
Casey J. Davis Insurance Agency
650 Flormann St, Rapid City, SD 57701
(605) 791-1531
American National Insurance - Norm Weddle
2120 W Main St Ste 5b, Rapid City, SD 57702
(605) 791-0119
Leavitt Heartland Insurance Services
3820 Jackson Blvd Suite 1, Rapid City, SD 57702
(605) 348-7788
leavitt.com
Jodi Enderson Agency Inc
1404 Mt Rushmore Rd, Rapid City, SD 57701
(605) 718-7020
farmersagent.com
What Does a Flood Insurance Agent in Rapid City Cost?
Typical flood insurance costs in South Dakota range from 500 to 2,000 dollars per year for NFIP policies. Factors include flood zone designation, building elevation, and coverage amount. Private insurers may offer lower rates for low-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Rapid City South Dakota?
Flood insurance is not required by South Dakota state law for most properties. However, if your home is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Rapid City has areas near Rapid Creek that are mapped as high risk.
What does a flood insurance agent in Rapid City do?
A flood insurance agent helps you assess your flood risk, compare policies from the National Flood Insurance Program and private insurers, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before a policy takes effect.
How much does flood insurance cost in South Dakota?
Costs vary based on flood zone, property elevation, and coverage amount. In South Dakota, average annual premiums range from 500 to 2,000 dollars for standard NFIP policies. Private market policies may offer different pricing. Your agent can provide a specific quote.