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Compare flood insurance agents in Roy. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Roy, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Utah before hiring.
Showing 11 flood insurance agents in Roy, UT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mindy Olsen American Family Insurance
6022 S 1900 W, Roy, UT 84067
(801) 825-1707
amfam.com
Deni Mooney American Family Insurance
6022 S 1900 W, Roy, UT 84067
(801) 399-0523
amfam.com
Kimberly Stephens - State Farm Insurance Agent
4893 S 1900 W, Roy, UT 84067
(801) 825-7169
kimberlystephens.net
Morse Insurance Agency
4695 S 1900 W #8, Roy, UT 84067
(801) 776-1626
morseinsure.com
Farmers Insurance - Kendra Nilsen
1935 5200 S St, Roy, UT 84067
(801) 731-5254
agents.farmers.com
Ponce de Leon Insurance (now Sierra Grande Insurance)
4655 S 1900 W #3, Roy, UT 84067
(801) 317-4943
sierragrandeins.com
Farmers Insurance - Joshua Cottle
2050 W 5700 S, Roy, UT 84067
(801) 775-0424
agents.farmers.com
Freedom Insurance Utah
5533 S 1900 W, Roy, UT 84067
(801) 773-1555
Sierra Grande Insurance
4655 S 1900 W, Roy, UT 84067
(801) 317-4943
sierragrandeins.com
Farmers Insurance Andrew Miller Agency
3588 W 4800 S B, Roy, UT 84067
(801) 406-6293
agents.farmers.com
Acrisure Roy, UT (JRI Insurance)
5360 S 1900 W B2, Roy, UT 84067
(385) 383-0155
acrisure.com
Flood insurance agents in Roy Utah help property owners obtain coverage through the National Flood Insurance Program or private insurers. Roy is located near Weber County floodplains, so agents can advise on mandatory purchase requirements for homes in high-risk zones. Utah law does not require flood insurance for all properties, but lenders often require it for federally backed mortgages in flood hazard areas.
What Does a Flood Insurance Agent in Roy Cost?
Flood insurance costs in Roy Utah vary by flood zone, property elevation, and coverage amount. Typical NFIP premiums for a single-family home in a moderate-risk zone range from 500 to 1,500 dollars per year. High-risk zones can cost 2,000 dollars or more. Private insurers may offer lower rates for lower-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Roy Utah?
Flood insurance is not required by Utah state law for all properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. An agent can check your flood zone status.
What does a flood insurance agent do in Roy?
A flood insurance agent helps you determine your flood risk, explains policy options under the NFIP or private market, and assists with completing the application. They also advise on coverage limits and deductibles based on your property value and location in Roy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Utah.