The top-rated flood insurance agent in Salt Lake City, Utah is Curtis Hansen - State Farm Insurance Agent, rated 5.0 stars across 564 reviews. Other highly rated options include Next Level Insurance, ASA Insurance, GRIT Insurance Group, LLC. This directory lists 22 flood insurance agents serving Salt Lake City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Curtis Hansen - State Farm Insurance Agent | 4465 S 900 E #225 | (801) 521-2558 |
| 2 | Next Level Insurance | 1842 S Main St | (385) 289-0808 |
| 3 | ASA Insurance | 2200 S State St | (801) 486-7463 |
| 4 | GRIT Insurance Group, LLC | 5525 S 900 E # 345 | (801) 505-5500 |
| 5 | Direct Insurance Services | 6796 S 1300 E | (801) 255-7300 |
| 6 | INSURANCE Max - Alison Trouse | 623 E 2100 S | (801) 842-3966 |
| 7 | Thomas Insurance Agency | 3165 Highland Dr | (801) 486-4328 |
| 8 | Beehive Insurance | 4393 Riverboat Rd #200 | (801) 685-6860 |
| 9 | RISK MANAGERS, LLC | 5679 S Redwood Rd Ste 26 | (801) 262-1220 |
| 10 | Zions Insurance | 1 S Main St 8th Floor | (801) 285-6958 |
Curtis Hansen - State Farm Insurance Agent in Salt Lake City, UT provides flood insurance coverage tailored to individual property needs, available through a one-time policy purchase or recurring annual renewal plans. Coverage protects against direct physical loss from flood events, addressing a common risk in this region. The office bases its service approach on a recurring schedule, aligning with annual policy cycles for renewal and adjustment as needed.
Next Level Insurance provides flood insurance for residential properties in Salt Lake City, Utah, ensuring homeowners are protected against water damage from rising waters. The company also offers commercial coverage for local businesses facing similar flood risks throughout the Salt Lake City area. Their agents help clients understand available policies designed for common regional flood zones. After an initial consultation and policy setup, the company follows up with clients to review any changes in coverage needs between regular visits.
ASA Insurance offers flood insurance consultation, policy selection, and claims assistance for properties in Salt Lake City, Utah. The agency regularly reviews coverage options to match changing flood zone risks and maintenance needs. Policyholders receive annual plan updates to ensure adequate protection against rising waters and storm runoff. Standard service includes flood risk assessments and documentation guidance for federal and private insurers. The company handles policies for single-family homes, apartments, retail spaces, and restaurants.
GRIT Insurance Group, LLC serves homeowners, businesses, and property managers in Salt Lake City, Utah, who need protection against flood-related property damage. The agency works with clients to understand the National Flood Insurance Program requirements and secure appropriate coverage for their specific risk levels. Property owners rely on them for guidance through policy options and the claims process when water damage occurs. The company also provides flood insurance services to residents and commercial clients in the nearby Sugar House neighborhood.
Direct Insurance Services provides residential flood insurance coverage for homes in Salt Lake City, Utah, helping property owners protect against water damage from rising rivers or heavy storms. Commercial flood policies are also available for local businesses facing similar risks throughout the area. Their services extend to clients across the Salt Lake City region, offering guidance on policy options suited to each property’s needs. They welcome calling back for policy reviews or updates between regular visits or after any significant weather event.
Serving Salt Lake City and its surrounding Utah communities, Insurance Max - Alison Trouse handles flood insurance policies designed to protect residential and commercial properties from water damage. The firm addresses the specific flood zone requirements common across the Wasatch Front, offering coverage through the National Flood Insurance Program and private markets. To begin a typical job, an agent reviews the property’s flood map designation and elevation certificate information before presenting policy options that meet the client’s specific risk exposure and budgetary needs.
Thomas Insurance Agency in Salt Lake City, Utah, provides specialized flood insurance services designed to protect homes and businesses from water damage. The agency assists clients in navigating national flood insurance program requirements and finding appropriate coverage for their specific properties and risk levels. Serving the Salt Lake City area, it works with property owners to secure financial protection against potential flooding. As spring snowmelt and sudden thunderstorms increase local flood risks each year, the agency helps residents prepare for these seasonal threats by reviewing their current policies and coverage needs.
Beehive Insurance in Salt Lake City, Utah, helps property owners distinguish between a single flood insurance policy for a specific incident and a recurring annual policy that maintains continuous coverage. The agency guides clients through the complexities of federal flood zone maps and local regulations to secure appropriate protection for homes or businesses. Service operates on a one-time, scheduled, or as-needed basis depending on whether the client seeks a single policy or long-term renewal management.
Flood season in Salt Lake City can bring sudden risks, especially during spring runoff and heavy summer storms. Risk Managers, LLC helps local homeowners and businesses understand their need for flood coverage under the National Flood Insurance Program. The company focuses on guiding clients through policy options and ensuring they meet lender or community requirements. A typical process begins with a site inspection to assess flood zone exposure and structure vulnerability, followed by an initial assessment of coverage levels.
Zions Insurance provides property owners in Salt Lake City, Utah, with general risk management consultation. Specializing as a Flood Insurance Agent, they address policies designed to protect against water damage events that are often excluded from standard coverage. The agency evaluates local flood zone maps and structure-specific vulnerabilities to recommend appropriate plans. Its services support various commercial sectors, including offices requiring ongoing business protection, warehouses with valuable stored inventory, and food service establishments needing equipment and liability coverage.
What Does a a Flood Insurance Agent in Salt Lake City Cost?
The cost of flood insurance in Utah varies based on your property's flood zone, elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private flood insurance may cost more or less depending on risk factors. This is general information and not insurance advice.
About flood insurance agents in Salt Lake City
Flood insurance agents in Salt Lake City help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Utah law does not require flood insurance for most properties, but lenders often mandate it for homes in high-risk flood zones. Local agents can guide you through flood zone maps and policy options specific to Salt Lake County.
Frequently Asked Questions
Do I need flood insurance in Salt Lake City?
Flood insurance is not required by Utah state law for most properties. However, if your home is in a Special Flood Hazard Area as shown on FEMA flood maps, your mortgage lender will likely require it. Even outside high-risk zones, flooding can occur from heavy snowmelt or storms.
What does a flood insurance agent do in Utah?
A flood insurance agent helps you evaluate your flood risk, explains coverage limits and deductibles, and assists with applying for a policy through the NFIP or a private carrier. Agents also help with elevation certificates and can advise on flood mitigation measures for your property.
How do I find a flood insurance agent in Salt Lake City?
You can search for licensed insurance agents in Salt Lake City who specialize in flood coverage through the Utah Insurance Department website or by contacting local independent insurance agencies. Look for agents with experience in NFIP policies and knowledge of local flood zones.
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