ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsUtah › St. George

Find Flood Insurance Agents Near You in St. George, UT

Browse flood insurance agents serving St. George, Utah. Updated 2026-07-14.

The top-rated flood insurance agent in St. George, Utah is NorthStar Financial & Insurance Services, Inc., rated 4.9 stars across 332 reviews. Other highly rated options include Main Street Insurance Agency, Get Me Insured, a Trucordia company, Dixie Leavitt Agency. This directory lists 21 flood insurance agents serving St. George.

Showing 21 flood insurance agents in St. George, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1NorthStar Financial & Insurance Services, Inc.235 E Tabernacle St(435) 656-1060
2Main Street Insurance Agency780 N 2860 E Ste 101(435) 674-2221
3Get Me Insured, a Trucordia company1122 W Sunset Blvd #1(801) 825-3887
4Dixie Leavitt Agency912 W 1600 S Bldg C Ste 200(435) 628-3833
5OnPoint Insurance Group LLP230 N 1680 E C1(435) 628-0993
6Joseph E. Hansen Insurance376 Sunland Dr STE 1(435) 628-5553
7Cowdell Insurance Agency & Financial Services1150 S Bluff St STE 5(435) 688-7283
8Landmark Risk Management & Insurance107 S 1470 E STE 302(435) 656-4586
9Roberts Insurance, Inc.216 W St George Blvd Suite 201(435) 673-1777
10Better Holmes Insurance | Jake Holmes166 N 300 W Suite #1(435) 319-6230
NF
235 E Tabernacle St
NorthStar Financial & Insurance Services, Inc.
Flood Insurance Agent · St. George, UT

NorthStar Financial & Insurance Services, Inc. serves the St. George, Utah, metro area as a flood insurance agent. The agency helps property owners understand their risk and secure necessary coverage against flood damage. It guides clients through the process of obtaining policies, including for high-risk zones that may require special consideration. NorthStar Financial & Insurance Services, Inc. handles both residential and commercial flood insurance in St. George.

MS
780 N 2860 E Ste 101
Main Street Insurance Agency
Flood Insurance Agent · St. George, UT

Main Street Insurance Agency in St. George, UT, offers a full range of flood insurance services, including policy selection, risk assessment, and claims assistance. It provides ongoing policy reviews and plan maintenance to ensure coverage remains current with changing flood maps and property values. The agency services a variety of property types, from single-family homes and residential apartments to commercial retailers and full-service restaurants.

GM
1122 W Sunset Blvd #1
Get Me Insured, a Trucordia company
Flood Insurance Agent · St. George, UT

Get Me Insured, a Trucordia company in St. George, UT, serves homeowners, businesses, and property managers needing flood insurance coverage. Its agents help clients in flood-prone areas understand policy options and secure protection against water damage from storms and rising waterways. They guide customers through the required elevation certificates and deductibles for National Flood Insurance Program policies. Their team also assists property owners in neighboring Washington City.

DL
912 W 1600 S Bldg C Ste 200
Dixie Leavitt Agency
Flood Insurance Agent · St. George, UT

Based in St. George, Utah, Dixie Leavitt Agency provides specialized services as a Flood Insurance Agent, helping property owners assess their unique risk within local flood zones. The agency guides clients through the process of obtaining and understanding necessary coverage for residential and commercial structures in the area. Given the potential for flash flooding during the region's intense summer monsoon season, it assists homeowners in ensuring their policies are current before the peak storm period arrives.

OI
230 N 1680 E C1
OnPoint Insurance Group LLP
Flood Insurance Agent · St. George, UT

OnPoint Insurance Group LLP serves property owners in St. George, UT, offering both one-time policies for single flood events and recurring coverage plans for ongoing protection. Their services help clients select appropriate flood insurance that meets local risk requirements. Regular policy reviews ensure coverage keeps pace with changing conditions. Service operates on a scheduled basis, with annual renewals and unscheduled assistance available as needed.

JE
376 Sunland Dr STE 1
Joseph E. Hansen Insurance
Flood Insurance Agent · St. George, UT

As the primary flood insurance agent in St. George, Utah, Joseph E. Hansen Insurance serves homeowners and businesses in the surrounding Washington County communities, handling both National Flood Insurance Program policies and private market options. The agency helps clients in federally designated flood zones and areas with lower risk understand their coverage needs. It evaluates each property’s specific exposure and advises on appropriate policy limits, deductibles, and contents coverage. The company works directly with lenders and property owners throughout the application and claims process to ensure clarity and compliance.

CI
1150 S Bluff St STE 5
Cowdell Insurance Agency & Financial Services
Flood Insurance Agent · St. George, UT

Cowdell Insurance Agency & Financial Services in St. George, Utah, specializes in flood insurance coverage, offering policies that protect homes and businesses from water damage. It also provides broader financial services to help clients manage risk. Because St. George lies in a region susceptible to flash flooding during monsoon season, the agency assists property owners in securing adequate protection against sudden, heavy downpours that can overwhelm drainage systems and cause costly claims.

LR
107 S 1470 E STE 302
Landmark Risk Management & Insurance
Flood Insurance Agent · St. George, UT

Landmark Risk Management & Insurance offers comprehensive property and liability coverage tailored to businesses and homeowners in St. George, Utah. It specializes in flood insurance, helping clients navigate flood zone requirements and secure appropriate protection against water damage. The agency works with a variety of commercial sectors, including offices, warehouses, and food service operations, to ensure their properties are adequately covered against potential flood-related losses.

RI
216 W St George Blvd Suite 201
Roberts Insurance, Inc.
Flood Insurance Agent · St. George, UT

When seasonal flash floods threaten the red rock canyons around St. George, Utah, property owners often find standard policies do not cover resulting damage. Roberts Insurance, Inc. addresses this gap by specializing as a local flood insurance agent, helping homeowners and businesses secure separate policies tailored to the region's unique risks. They navigate the federal program and private options to ensure adequate protection. The first step involves a site inspection to assess flood zone classification and determine appropriate coverage limits.

BH
166 N 300 W Suite #1
Better Holmes Insurance | Jake Holmes
Flood Insurance Agent · St. George, UT

Better Holmes Insurance | Jake Holmes in St. George, Utah, assists homeowners with residential flood coverage to protect properties from water damage. The agency also offers commercial flood insurance policies for local businesses seeking financial safeguards against high-risk weather events. Serving clients throughout the St. George area, they help navigate policy options that address regional flood exposure. After claims are filed or coverage is updated, agents can coordinate follow‑up visits to review any changes needed before the next renewal cycle.

HM
321 N Mall Dr # K102
Horace Mann Insurance Company
Flood Insurance Agent · St. George, UT
(435) 251-8616
horacemann.com
CI
115 E 2580 S
Canyon Insurance
Flood Insurance Agent · St. George, UT
(385) 226-3353
canyoninsuranceagency.com
AI
596 E Tabernacle St ste a
America Insurance
Flood Insurance Agent · St. George, UT
(435) 216-1718
americainsurancestg.com
IM
348 N Bluff St Apt. 106
Insurance & More LLC
Flood Insurance Agent · St. George, UT
(435) 986-2040
insandmore.com
PI
230 N 1680 E Building W Suite 115
Providence Insurance
Flood Insurance Agent · St. George, UT
(435) 767-7144
provinsurance.com
SU
1224 S River Rd Suite A202
Southern Utah Insurance
Flood Insurance Agent · St. George, UT
(435) 673-7912
southernutahinsurance.com
DI
40 N 300 E Suite 102
Direct Insurance Services
Flood Insurance Agent · St. George, UT
(435) 628-9228
stgeorgeinsurance.com
AS
250 Red Cliffs Dr #39
AAA St. George Branch
Flood Insurance Agent · St. George, UT
(435) 652-6920
mwg.aaa.com/agent-office-locations/ut/st-george/aaa-st-george-branch
HI
St. George, UT 84790
Howe Insurance Brokerage
Flood Insurance Agent · St. George, UT
(435) 674-8771
howeinsurance.org
DC
1575 S River Rd
Desert Coverage Insurance
Flood Insurance Agent · St. George, UT
(435) 599-7240
desertcoverageinsurance.com
MT
491 N Bluff St #101
McAllister/Trustco Insurance
Flood Insurance Agent · St. George, UT
(435) 628-3321
trustcoinc.com

What Does a a Flood Insurance Agent in St. George Cost?

Typical annual flood insurance premiums in Utah range from 700 to 2000 dollars for standard NFIP policies depending on flood zone and property elevation. Higher-risk areas may see costs up to 4000 dollars per year. Private market options can vary. This is general information and not insurance advice.

About flood insurance agents in St. George

Flood insurance agents in St. George Utah help property owners secure coverage through the National Flood Insurance Program NFIP. Utah law requires flood insurance for properties in high-risk flood zones if the mortgage is from a federally regulated lender. Local agents can guide you through flood zone maps and policy options specific to Washington County.

Frequently Asked Questions

Do I need flood insurance in St. George Utah?

If your property is in a Special Flood Hazard Area SFHA and you have a federally backed mortgage you must have flood insurance. Even outside high-risk zones coverage is recommended due to flash flooding risks in southern Utah.

What does a flood insurance agent do in Utah?

A flood insurance agent helps you apply for an NFIP policy determines your flood zone and explains coverage limits. They also assist with elevation certificates and can advise on private flood insurance options available in Utah.

How long does it take to get flood insurance in St. George?

Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for flood map changes or loan closings. An agent can help you plan to avoid gaps in coverage.

Flood Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.