The top-rated flood insurance agent in St. George, Utah is NorthStar Financial & Insurance Services, Inc., rated 4.9 stars across 332 reviews. Other highly rated options include Main Street Insurance Agency, Get Me Insured, a Trucordia company, Dixie Leavitt Agency. This directory lists 21 flood insurance agents serving St. George.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | NorthStar Financial & Insurance Services, Inc. | 235 E Tabernacle St | (435) 656-1060 |
| 2 | Main Street Insurance Agency | 780 N 2860 E Ste 101 | (435) 674-2221 |
| 3 | Get Me Insured, a Trucordia company | 1122 W Sunset Blvd #1 | (801) 825-3887 |
| 4 | Dixie Leavitt Agency | 912 W 1600 S Bldg C Ste 200 | (435) 628-3833 |
| 5 | OnPoint Insurance Group LLP | 230 N 1680 E C1 | (435) 628-0993 |
| 6 | Joseph E. Hansen Insurance | 376 Sunland Dr STE 1 | (435) 628-5553 |
| 7 | Cowdell Insurance Agency & Financial Services | 1150 S Bluff St STE 5 | (435) 688-7283 |
| 8 | Landmark Risk Management & Insurance | 107 S 1470 E STE 302 | (435) 656-4586 |
| 9 | Roberts Insurance, Inc. | 216 W St George Blvd Suite 201 | (435) 673-1777 |
| 10 | Better Holmes Insurance | Jake Holmes | 166 N 300 W Suite #1 | (435) 319-6230 |
NorthStar Financial & Insurance Services, Inc. serves the St. George, Utah, metro area as a flood insurance agent. The agency helps property owners understand their risk and secure necessary coverage against flood damage. It guides clients through the process of obtaining policies, including for high-risk zones that may require special consideration. NorthStar Financial & Insurance Services, Inc. handles both residential and commercial flood insurance in St. George.
Main Street Insurance Agency in St. George, UT, offers a full range of flood insurance services, including policy selection, risk assessment, and claims assistance. It provides ongoing policy reviews and plan maintenance to ensure coverage remains current with changing flood maps and property values. The agency services a variety of property types, from single-family homes and residential apartments to commercial retailers and full-service restaurants.
Get Me Insured, a Trucordia company in St. George, UT, serves homeowners, businesses, and property managers needing flood insurance coverage. Its agents help clients in flood-prone areas understand policy options and secure protection against water damage from storms and rising waterways. They guide customers through the required elevation certificates and deductibles for National Flood Insurance Program policies. Their team also assists property owners in neighboring Washington City.
Based in St. George, Utah, Dixie Leavitt Agency provides specialized services as a Flood Insurance Agent, helping property owners assess their unique risk within local flood zones. The agency guides clients through the process of obtaining and understanding necessary coverage for residential and commercial structures in the area. Given the potential for flash flooding during the region's intense summer monsoon season, it assists homeowners in ensuring their policies are current before the peak storm period arrives.
OnPoint Insurance Group LLP serves property owners in St. George, UT, offering both one-time policies for single flood events and recurring coverage plans for ongoing protection. Their services help clients select appropriate flood insurance that meets local risk requirements. Regular policy reviews ensure coverage keeps pace with changing conditions. Service operates on a scheduled basis, with annual renewals and unscheduled assistance available as needed.
As the primary flood insurance agent in St. George, Utah, Joseph E. Hansen Insurance serves homeowners and businesses in the surrounding Washington County communities, handling both National Flood Insurance Program policies and private market options. The agency helps clients in federally designated flood zones and areas with lower risk understand their coverage needs. It evaluates each property’s specific exposure and advises on appropriate policy limits, deductibles, and contents coverage. The company works directly with lenders and property owners throughout the application and claims process to ensure clarity and compliance.
Cowdell Insurance Agency & Financial Services in St. George, Utah, specializes in flood insurance coverage, offering policies that protect homes and businesses from water damage. It also provides broader financial services to help clients manage risk. Because St. George lies in a region susceptible to flash flooding during monsoon season, the agency assists property owners in securing adequate protection against sudden, heavy downpours that can overwhelm drainage systems and cause costly claims.
Landmark Risk Management & Insurance offers comprehensive property and liability coverage tailored to businesses and homeowners in St. George, Utah. It specializes in flood insurance, helping clients navigate flood zone requirements and secure appropriate protection against water damage. The agency works with a variety of commercial sectors, including offices, warehouses, and food service operations, to ensure their properties are adequately covered against potential flood-related losses.
When seasonal flash floods threaten the red rock canyons around St. George, Utah, property owners often find standard policies do not cover resulting damage. Roberts Insurance, Inc. addresses this gap by specializing as a local flood insurance agent, helping homeowners and businesses secure separate policies tailored to the region's unique risks. They navigate the federal program and private options to ensure adequate protection. The first step involves a site inspection to assess flood zone classification and determine appropriate coverage limits.
Better Holmes Insurance | Jake Holmes in St. George, Utah, assists homeowners with residential flood coverage to protect properties from water damage. The agency also offers commercial flood insurance policies for local businesses seeking financial safeguards against high-risk weather events. Serving clients throughout the St. George area, they help navigate policy options that address regional flood exposure. After claims are filed or coverage is updated, agents can coordinate follow‑up visits to review any changes needed before the next renewal cycle.
What Does a a Flood Insurance Agent in St. George Cost?
Typical annual flood insurance premiums in Utah range from 700 to 2000 dollars for standard NFIP policies depending on flood zone and property elevation. Higher-risk areas may see costs up to 4000 dollars per year. Private market options can vary. This is general information and not insurance advice.
About flood insurance agents in St. George
Flood insurance agents in St. George Utah help property owners secure coverage through the National Flood Insurance Program NFIP. Utah law requires flood insurance for properties in high-risk flood zones if the mortgage is from a federally regulated lender. Local agents can guide you through flood zone maps and policy options specific to Washington County.
Frequently Asked Questions
Do I need flood insurance in St. George Utah?
If your property is in a Special Flood Hazard Area SFHA and you have a federally backed mortgage you must have flood insurance. Even outside high-risk zones coverage is recommended due to flash flooding risks in southern Utah.
What does a flood insurance agent do in Utah?
A flood insurance agent helps you apply for an NFIP policy determines your flood zone and explains coverage limits. They also assist with elevation certificates and can advise on private flood insurance options available in Utah.
How long does it take to get flood insurance in St. George?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for flood map changes or loan closings. An agent can help you plan to avoid gaps in coverage.
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