Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 flood insurance agents in Fredericksburg, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Piggy Bank
420 Hudgins Rd Ste 214, Fredericksburg, VA 22408
(703) 972-1242
insurancepiggybank.com
Central Park Insurance
2609 Lafayette Blvd, Fredericksburg, VA 22408
(540) 891-1160
centralparkinsurance.com
Farmers Insurance: Steele Insurance Agency
419 Chatham Square Office Park, Fredericksburg, VA 22405
(540) 891-9980
steeleva.com
Buster Nelson - State Farm Insurance Agent
10740 Courthouse Rd Suite D, Fredericksburg, VA 22408
(540) 898-4911
busternelson.net
Adam Forsberg at Comparion Insurance Agency
1340 Central Park Blvd Ste 204, Fredericksburg, VA 22401
(540) 736-6182
comparioninsurance.com
Cliff Ward - State Farm Insurance Agent
1601 Olde William St A, Fredericksburg, VA 22401
(540) 371-0011
cliffward.com
Insurance Doctor
10052 Southpoint Pkwy, Fredericksburg, VA 22407
(540) 252-0413
myinsurancedoctor.com
Anthony Bowie at Comparion Insurance Agency
1340 Central Park Blvd Ste 204, Fredericksburg, VA 22401
(540) 736-6166
comparioninsurance.com
Lewis Insurance Associates
8 Potomac Creek Dr, Fredericksburg, VA 22405
(540) 659-2121
lewisins.com
The Insurance Marshall
1810 Stafford Ave, Fredericksburg, VA 22401
(540) 370-0104
theinsurancemarshall.com
Pete Webb Agency | HUB International
1320 Central Park Blvd #407, Fredericksburg, VA 22401
(540) 693-2720
hubinternational.com
MARK SULLIVAN INSURANCE
10500 Wakeman Dr #210, Fredericksburg, VA 22407
(540) 369-4411
marksullivaninsurance.com
The Insurance Smith Agency
541 William St, Fredericksburg, VA 22401
(540) 371-9777
theinsurancesmith.com
Gengler Insurance Agency
11148 Patriot Hwy, Fredericksburg, VA 22408
(540) 891-2691
ginsurance.net
Comparion Insurance Agency
1340 Central Park Blvd Ste 204, Fredericksburg, VA 22401
(540) 548-8344
comparioninsurance.com
G.L. Herndon Insurance Agency
12022 Old Salem Church Rd, Fredericksburg, VA 22407
(540) 898-1987
glherndoninsurance.com
D&L Insurance Inc
11328 Patriot Hwy, Fredericksburg, VA 22408
(540) 373-3100
dlinsured.com
Bearing Insurance
1671 Emancipation Hwy Suite 205, Fredericksburg, VA 22401
(540) 373-3833
bearinginsurance.com
Virginia Farm Bureau Insurance
754 Warrenton Rd Suite 111, Fredericksburg, VA 22406
(540) 899-9454
vafb.com
Stover Insurance
2217 Princess Anne St, Fredericksburg, VA 22401
(540) 656-2828
stoveragency.com
What Does a Flood Insurance Agent in Fredericksburg Cost?
In Virginia, flood insurance premiums through the NFIP average around 700 to 1,200 dollars per year for a standard policy. Private market rates can vary from 500 to 2,000 dollars depending on flood zone, elevation, and building characteristics. Costs are higher for properties in high-risk areas near the Rappahannock River. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Fredericksburg Virginia?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, Virginia law requires flood insurance. Even outside high-risk zones, flooding from heavy rain is common in the region.
How long does it take to get a flood insurance policy in Fredericksburg?
Standard NFIP policies have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is approaching.
What does a flood insurance agent in Fredericksburg do?
An agent assesses your property risk, explains NFIP and private policy options, and helps you determine the correct coverage amount. They also assist with filing claims and understanding Virginia-specific floodplain management rules.