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Directory of flood insurance agents in Harrisonburg, Virginia. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Harrisonburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 flood insurance agents in Harrisonburg, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
1589 Port Republic Rd Suite 1, Harrisonburg, VA 22801
(540) 217-2689
agents.farmers.com
LD&B Insurance and Financial Services
205 S Liberty St, Harrisonburg, VA 22801
(540) 433-2796
ldbinsurance.com
Muterspaugh Insurance Inc
2320 S Main St, Harrisonburg, VA 22801
(540) 433-2423
crossroads insurance
328 S Main St Suite 103, Harrisonburg, VA 22801
(540) 689-0300
crossroadsinsuranceagency.com
Dennis Blackwell - State Farm Insurance Agent
119 S Carlton St, Harrisonburg, VA 22801
(540) 433-5338
dennisblackwellsite.com
McMillen Insurance Agency
370 Neff Ave, Harrisonburg, VA 22801
(540) 433-9052
Rockingham Insurance Service Agency [RISA] - Harrisonburg
633 E Market St, Harrisonburg, VA 22801
(540) 217-6924
rockingham.insure
Nathan Farley: Allstate Insurance
243 Neff Ave STE H, Harrisonburg, VA 22801
(540) 434-3950
agents.allstate.com
McGriff
3150 S Main St, Harrisonburg, VA 22801
(540) 437-1300
mcgriff.com
Johnson Insurance Agency
4061 Quarles Ct, Harrisonburg, VA 22801
(540) 434-2888
Flood insurance agents in Harrisonburg Virginia help property owners protect against flood damage. Virginia participates in the National Flood Insurance Program which requires flood insurance for properties in high-risk zones. Agents can guide you through policy options and the 30-day waiting period before coverage takes effect.
What Does a Flood Insurance Agent in Harrisonburg Cost?
Typical flood insurance costs in Virginia range from 500 to 3000 dollars per year depending on flood zone, property value, and coverage limits. In Harrisonburg, rates may be lower for properties in moderate-risk zones. Costs are set by the NFIP or private insurers and vary by situation. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Harrisonburg Virginia?
Flood insurance is required for properties in high-risk flood zones if you have a federally backed mortgage. Even in low-risk areas, agents recommend coverage because floods can happen anywhere. Virginia law does not mandate flood insurance for all properties.
How long does it take for a flood insurance policy to start in Virginia?
There is a standard 30-day waiting period for NFIP flood insurance policies in Virginia. This applies to new policies and most policy changes. Some exceptions exist for loan closings or map changes.
What does a flood insurance agent in Harrisonburg do?
A flood insurance agent helps you assess your flood risk and choose the right coverage amount. They explain policy details such as building and contents coverage. Agents also assist with filing claims and understanding Virginia flood zone maps.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.