The top-rated flood insurance agent in Newport News, Virginia is Colin Owens - State Farm Insurance Agent, rated 4.9 stars across 281 reviews. Other highly rated options include Goodrich & Watson Insurers, Inc., Michael Levenson: Allstate Insurance, Irene Sisson - State Farm Insurance Agent. This directory lists 19 flood insurance agents serving Newport News.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Colin Owens - State Farm Insurance Agent | 12547 Warwick Blvd | (757) 890-9605 |
| 2 | Goodrich & Watson Insurers, Inc. | 11837 Rock Landing Dr STE 102 | (757) 591-2032 |
| 3 | Michael Levenson: Allstate Insurance | 1405 Kiln Creek Pkwy B | (757) 886-9200 |
| 4 | Irene Sisson - State Farm Insurance Agent | 12876 Jefferson Ave | (757) 874-5400 |
| 5 | Ned Loyd: Allstate Insurance | 115 Arthur Way Unit B | (757) 875-9100 |
| 6 | A J Fraley - State Farm Insurance Agent | 11010 Warwick Blvd | (757) 599-9590 |
| 7 | Hampton Roads Insurance and Financial Services, Corporation | 11024 Warwick Blvd | (757) 595-9334 |
| 8 | Broadwell Insurance Group | 755 Thimble Shoals Blvd Ste B | (757) 874-5809 |
| 9 | CIG of VA, Inc Commonwealth Insurance Group | 727 J Clyde Morris Blvd C | (757) 874-9300 |
| 10 | Goosehead Insurance - Jaymes Davidson | 606 Denbigh Blvd Building 300, Suite 301 | (757) 916-2661 |
Colin Owens - State Farm Insurance Agent serves the Newport News, Virginia area and specializes as a flood insurance agent. The agency helps local property owners understand federal flood insurance requirements and secure coverage for their homes and businesses. Protecting against water damage from storms and tidal flooding is a key concern in this coastal region. The company regularly assists clients with policy adjustments and claims support for flood-related losses.
Goodrich & Watson Insurers, Inc. provides flood insurance agent services for property owners in Newport News, VA. Its offerings include policy consultations, risk assessments, and assistance with NFIP applications. The agency also offers annual policy reviews to ensure coverage remains aligned with current flood zone maps and property values. Regular service plans include guidance on mitigation measures and claim filing support. It services single-family homes, apartments, retail shops, and restaurants.
Homeowners in Newport News, Virginia, turn to Michael Levenson: Allstate Insurance for flood insurance agent services. They guide property owners in understanding policies and securing coverage that protects residences from water damage. Businesses in the area similarly rely on this agency to safeguard commercial assets against flood-related risks. The team assists with navigating insurance options for different property types throughout the Hampton Roads region, including nearby communities such as Hampton and York County.
Serving Newport News and the surrounding Hampton Roads communities, this agency handles flood insurance policies for residential and commercial properties. It helps clients understand the National Flood Insurance Program requirements and the specifics of local flood zone designations. The agency also processes policy renewals and assists with flood loss documentation. A thorough property risk assessment is conducted to match coverage with the individual needs of each client.
For flood insurance, Ned Loyd: Allstate Insurance offers both a one-time policy purchase and an ongoing renewal plan for continued protection. Coverage typically includes structural damage from rising water, but separate policies are recommended for contents and temporary living expenses. As a Flood Insurance Agent serving the Newport News, Virginia area, this agency helps clients secure National Flood Insurance Program policies to meet federal lending requirements and mitigate flood risk. Services are provided on a one-time or as-needed basis when policies require updates or claims assistance.
For homeowners managing both one-time flood insurance policies and recurring coverage renewals, A J Fraley - State Farm Insurance Agent in Newport News, VA offers guidance on selecting appropriate flood protection. The agent explains differences between traditional National Flood Insurance Program plans and private market options, helping clients understand coverage limits and waiting periods. Typical service includes reviewing individual property risk, deductibles, and the importance of securing coverage well before storm seasons. This office provides flood insurance assistance on an as-needed basis for new policy inquiries or when existing coverage requires mid-term adjustments.
Serving Newport News and surrounding communities, Hampton Roads Insurance and Financial Services, Corporation specializes in flood insurance coverage. The agency also assists clients with general insurance needs, providing guidance on policies that protect against water damage from coastal storms and tidal surges. In the local flood-prone region, it helps property owners secure coverage before or during hurricane season and following heavy rainfall events that increase flood risk.
Spring storms and hurricane season bring heavy rains to the Hampton Roads area, making flood protection a serious concern for Newport News homeowners and businesses. Broadwell Insurance Group serves the community by helping clients understand their risk and secure appropriate flood insurance coverage through the National Flood Insurance Program. Their agents analyze local flood zone maps and property elevation data to match each policy to the specific needs of the property. An initial consultation appointment and property inspection are scheduled to begin the coverage assessment process.
CIG of VA, Inc Commonwealth Insurance Group in Newport News provides specialized Flood Insurance Agent services, helping residents secure policies that address both federal and private flood coverage needs. It serves homeowners, renters, and business owners throughout the area, navigating the complexities of flood risk assessment and policy selection. This work is especially vital as the coastal region faces hurricane season and heavy storms, when rising water can threaten even low-risk properties.
Goosehead Insurance - Jaymes Davidson provides residential flood insurance, helping homeowners protect their property in Newport News. The agency offers commercial flood coverage as well across Virginia. Protecting assets from coastal storms and heavy rainfall is essential in the area. Claims guidance and policy updates can be discussed when a new season approaches. Following an initial adjustment, the agent follows up to ensure properties remain properly covered between regular visits.
What Does a a Flood Insurance Agent in Newport News Cost?
Flood insurance costs in Virginia vary by flood zone, property value, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a high-risk zone. Private flood insurance may cost between 500 and 4,000 dollars per year depending on risk factors. Elevation certificates and flood mitigation measures can lower premiums. This is general information, not insurance advice.
About flood insurance agents in Newport News
Flood insurance agents in Newport News help property owners navigate the National Flood Insurance Program and private flood coverage. Virginia law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Newport News is located in a coastal area prone to storm surge and tidal flooding, making flood insurance a key consideration for homeowners and businesses.
Frequently Asked Questions
Do I need flood insurance if I live outside a high-risk flood zone in Newport News?
Flood insurance is not federally required outside high-risk zones, but Virginia law does not prohibit it. Many properties in Newport News experience flooding from heavy rain or storm surge even in moderate-risk areas. You can still purchase a Preferred Risk Policy through the NFIP for lower cost coverage.
What is the waiting period for flood insurance in Virginia?
For NFIP policies, there is a standard 30-day waiting period before coverage takes effect. Virginia law does not override this federal rule. Exceptions apply for policies purchased in connection with a new mortgage or a map revision.
How does Virginia law affect flood insurance requirements for renters?
Virginia law does not require renters to carry flood insurance, but landlords may require it in the lease. Renters in Newport News can purchase a separate contents-only flood policy through an agent to protect personal belongings.
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