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HomeFlood Insurance AgentsVirginia › Portsmouth

Find Flood Insurance Agents Near You in Portsmouth, VA

Browse flood insurance agents serving Portsmouth, Virginia. Updated 2026-07-14.

The top-rated flood insurance agent in Portsmouth, Virginia is Rachel Bailey - State Farm Insurance Agent, rated 5.0 stars across 545 reviews. Other highly rated options include Nationwide Insurance: Coppedge Insurance Agency Inc., Direct Auto Insurance, Tracey Vinson - State Farm Insurance Agent. This directory lists 14 flood insurance agents serving Portsmouth.

Showing 14 flood insurance agents in Portsmouth, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rachel Bailey - State Farm Insurance Agent355 Crawford St Ste 106(757) 337-4265
2Nationwide Insurance: Coppedge Insurance Agency Inc.4405 Portsmouth Blvd(757) 405-3079
3Direct Auto Insurance2552 Airline Blvd(757) 405-0202
4Tracey Vinson - State Farm Insurance Agent3900 Greenway Ct N(757) 399-7595
5Terry Friar - State Farm Insurance Agent4355 Portsmouth Blvd(757) 488-5631
6Heritage Insurance Agency3706 Winchester Dr Ste 100(757) 399-7951
7Willis Roberts: Allstate Insurance6111 Portsmouth Blvd(757) 204-3221
8Members Assurance Property & Casualty1040 University Blvd #102(757) 523-5352
9Serenty insurance agency Portsmouth5731 Portsmouth Blvd(276) 444-9328
10Atlantic Charter Insurance Group5599 Portsmouth Blvd(757) 488-0082
RB
355 Crawford St Ste 106
Rachel Bailey - State Farm Insurance Agent
Flood Insurance Agent · Portsmouth, VA

Rachel Bailey - State Farm Insurance Agent serves the Portsmouth, Virginia area. The company provides flood insurance policies to property owners in the region. These policies help protect homes and businesses from potential water damage during heavy storms and coastal events. Understanding local flood zones and FEMA requirements is central to the agent's work. The agency assists clients with policy selection and helps navigate the application process for new or renewed coverage. It handles both residential and commercial flood insurance services in the Portsmouth area.

NI
4405 Portsmouth Blvd
Nationwide Insurance: Coppedge Insurance Agency Inc.
Flood Insurance Agent · Portsmouth, VA

Nationwide Insurance: Coppedge Insurance Agency Inc. provides flood insurance policies for properties in the Portsmouth, VA area. Their services include evaluating flood risk and securing coverage that meets local requirements. They assist clients with policy maintenance, adjustments for changing flood zones, and annual plan reviews to ensure ongoing protection. The agency services a range of property types, including single-family homes, apartments, retail establishments, and restaurants.

DA
2552 Airline Blvd
Direct Auto Insurance
Flood Insurance Agent · Portsmouth, VA

Direct Auto Insurance serves as a flood insurance agent, specializing in securing policies for homeowners and renters in the Portsmouth, VA area. It assists clients in navigating the National Flood Insurance Program and private market options to protect properties within designated flood zones. The company generally works to tailor coverage that meets specific waterfront and low-lying area needs common to this coastal city. After heavy seasonal rains or hurricane threats, it helps residents address the urgency of obtaining coverage before storms make landfall.

TV
3900 Greenway Ct N
Tracey Vinson - State Farm Insurance Agent
Flood Insurance Agent · Portsmouth, VA

Tracey Vinson - State Farm Insurance Agent serves Portsmouth, Virginia, and the surrounding Hampton Roads communities. This local office handles flood insurance policies for residential and commercial properties. It assesses each property's flood zone designation and individual risk factors to recommend appropriate coverage. The typical approach involves a thorough consultation to explain policy details and claim procedures, followed by the preparation of personalized quotes that address specific needs and budget requirements.

TF
4355 Portsmouth Blvd
Terry Friar - State Farm Insurance Agent
Flood Insurance Agent · Portsmouth, VA

Terry Friar of State Farm Insurance in Portsmouth, VA offers flood insurance on both a one-time policy for new homebuyers and a recurring annual plan for ongoing protection. Each policy covers structural flood damage to residences and personal property within the city. Service is provided on an as-needed basis when clients request an initial policy consultation or file a claim.

HI
3706 Winchester Dr Ste 100
Heritage Insurance Agency
Flood Insurance Agent · Portsmouth, VA

With Portsmouth’s hurricane season and tidal flooding posing recurring risks to property owners, Heritage Insurance Agency provides guidance on flood insurance policies tailored to local needs. The company helps residents understand National Flood Insurance Program options and private coverage that can protect homes and belongings from water damage. By reviewing property elevations and flood zone maps in Hampton Roads, the agent identifies suitable coverage limits and deductibles for each client. An initial property inspection or phone consultation begins every assessment of flood risk.

WR
6111 Portsmouth Blvd
Willis Roberts: Allstate Insurance
Flood Insurance Agent · Portsmouth, VA

Willis Roberts: Allstate Insurance provides flood insurance coverage and complementary property protection options for clients in Portsmouth, Virginia. The agency evaluates individual flood risks and tailors policies to match property needs and local requirements. Companies and property owners rely on this office for navigating National Flood Insurance Program options and securing appropriate coverage. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.

MA
1040 University Blvd #102
Members Assurance Property & Casualty
Flood Insurance Agent · Portsmouth, VA

Members Assurance Property & Casualty serves residential clients in Portsmouth, Virginia with flood insurance coverage tailored to local properties. The agency also provides commercial policies for area businesses needing protection against flood-related risks. Their team assists homeowners and commercial operators throughout the Portsmouth region. Policyholders typically receive guidance on renewals and updates to match changing flood zone requirements. Clients often return for annual policy reviews or adjustments after major weather events, ensuring their coverage remains current between regular seasonal visits.

SI
5731 Portsmouth Blvd
Serenty insurance agency Portsmouth
Flood Insurance Agent · Portsmouth, VA

Serenity Insurance Agency Portsmouth in Portsmouth, VA is known for providing flood insurance coverage tailored to property owners in the local area. The agency serves clients seeking protection against flooding risks common to Hampton Roads communities. Services include policy assessments for homes and businesses situated in designated flood zones. The office can discuss coverage options, adjust limits, and assist with claims support after a flood event. An added specialty service is helping clients navigate FEMA map updates and required elevation certificate documentation.

AC
5599 Portsmouth Blvd
Atlantic Charter Insurance Group
Flood Insurance Agent · Portsmouth, VA

Atlantic Charter Insurance Group in Portsmouth, Virginia provides residential flood insurance coverage designed to protect homeowners against water damage. The agency also offers commercial flood insurance policies for local businesses throughout the Hampton Roads area. Their team works with clients to explain available coverage options and policy requirements. Between regular National Flood Insurance Program updates or after storms, they assist with policy reviews and claim guidance for ongoing protection.

DA
3574 Towne Point Rd
Direct Auto Insurance
Flood Insurance Agent · Portsmouth, VA
(757) 606-3177
local.directauto.com/virginia/portsmouth/3574-towne-point-rd
YI
2865 Airline Blvd suite B
Young Insurance Agency Group, A Division of World
Flood Insurance Agent · Portsmouth, VA
(757) 548-8300
locations.worldinsurance.com/young-insurance-agency-group-a-division-of-world-47e09892ce7d
TA
100 7th St Suite 104
Tifeshon Adams Insurance
Flood Insurance Agent · Portsmouth, VA
(757) 919-9305
tifeshonadamsins.com
TI
200 High St
Towne Insurance
Flood Insurance Agent · Portsmouth, VA
(757) 468-6100
towneinsurance.com/locations/virginia/portsmouth

What Does a a Flood Insurance Agent in Portsmouth Cost?

Flood insurance premiums in Portsmouth depend on the flood zone, building characteristics, and coverage selected. For a standard NFIP policy, annual costs often range from 700 to 2,500 dollars. High-value or high-risk properties may cost more. Private insurers may offer competitive rates for lower-risk homes. This is general information and not insurance advice.

About flood insurance agents in Portsmouth

Flood insurance agents in Portsmouth, Virginia help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Portsmouth is in a coastal flood zone, and Virginia law requires lenders to mandate flood insurance for properties in high-risk areas. Agents guide you through flood maps, elevation certificates, and policy limits to meet local requirements.

Frequently Asked Questions

Do I need flood insurance in Portsmouth Virginia?

If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and agents can help you assess your risk.

What does a flood insurance agent do in Portsmouth?

A flood insurance agent helps you choose a policy that fits your property and budget. They explain coverage options, assist with elevation certificates, and ensure compliance with Virginia floodplain management rules.

How much does flood insurance cost in Portsmouth Virginia?

Costs vary based on flood zone, building elevation, and coverage amount. In Portsmouth, typical NFIP policies range from 700 to 2,500 dollars per year. Private market options may offer different rates. An agent can provide a quote for your specific property.

Flood Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.