ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsVirginia › Stafford

Find Flood Insurance Agents Near You in Stafford, VA

Browse flood insurance agents serving Stafford, Virginia. Updated 2026-07-14.

The top-rated flood insurance agent in Stafford, Virginia is Rachel Johnson - State Farm Insurance Agent, rated 5.0 stars across 273 reviews. Other highly rated options include Gary Boxley - State Farm Insurance Agent, Farmers Insurance - Patricia Grant, J. Green Insurance. This directory lists 15 flood insurance agents serving Stafford.

Showing 15 flood insurance agents in Stafford, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rachel Johnson - State Farm Insurance Agent373 Garrisonville Rd #109(540) 628-7937
2Gary Boxley - State Farm Insurance Agent2048 Richmond Hwy # B(703) 221-1771
3Farmers Insurance - Patricia Grant306 Garrisonville Rd Suite 303(540) 318-8622
4J. Green Insurance300 Garrisonville Rd Suite 302(540) 318-6020
5Michael C. Smith - State Farm Insurance Agent2789 Richmond Hwy Ste 109(540) 720-8404
6Chamblin Insurance LLCMckittrick Dr(571) 774-8277
7Virginia Senior Benefits and Family Care43 Montgomery Dr(540) 226-8715
8EZ FIX INSURANCE AGENCY1259 Courthouse Rd #204(540) 318-6733
9Tabitha E. Walker Insurance Agency25 Clement Dr(540) 657-5633
10Bryce Reeves - State Farm Insurance Agent685 Garrisonville Rd STE 101(540) 657-7030
RJ
373 Garrisonville Rd #109
Rachel Johnson - State Farm Insurance Agent
Flood Insurance Agent · Stafford, VA

Rachel Johnson - State Farm Insurance Agent serves the Stafford, Virginia, and greater Stafford County area, offering specialized flood insurance solutions for homeowners and renters. An agent with a major national carrier, the company helps clients protect their properties against flood damage. Coverage can be tailored to meet the unique risks of properties in local flood zones. This agency handles the entire process of obtaining a flood policy and also assists with related claims questions.

GB
2048 Richmond Hwy # B
Gary Boxley - State Farm Insurance Agent
Flood Insurance Agent · Stafford, VA

Gary Boxley - State Farm Insurance Agent in Stafford, VA, provides flood insurance coverage tailored to local risk factors. The agency helps clients evaluate their flood exposure and select appropriate policies for financial protection. Services include reviewing existing coverage, adjusting policy limits, and assisting with annual renewals. Ongoing support is available for handling claims or addressing policy changes as conditions evolve. The agency serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

FI
306 Garrisonville Rd Suite 303
Farmers Insurance - Patricia Grant
Flood Insurance Agent · Stafford, VA

Homeowners, businesses, and property managers in Stafford, Virginia, turn to Farmers Insurance - Patricia Grant for guidance on flood insurance policies. This agency helps clients assess their flood risk for both residential and commercial structures, ensuring proper coverage against potential water damage from storms or rising waterways. By explaining policy details and available endorsements, the agent assists local property owners in securing needed protection. The agency also serves clients in surrounding areas such as Fredericksburg and the broader Rappahannock River region.

JG
300 Garrisonville Rd Suite 302
J. Green Insurance
Flood Insurance Agent · Stafford, VA

J. Green Insurance serves Stafford, Virginia, and the surrounding communities in the region, handling flood insurance needs for homeowners and businesses. It assists clients in obtaining National Flood Insurance Program policies to protect properties in local flood zones. Each job begins with a thorough assessment of the property’s flood risk and the client’s coverage requirements. The company then guides the client through the application process, ensuring all necessary documentation is completed correctly before the policy is bound.

MC
2789 Richmond Hwy Ste 109
Michael C. Smith - State Farm Insurance Agent
Flood Insurance Agent · Stafford, VA

Michael C. Smith, a State Farm Insurance agent in Stafford, VA, assists property owners in understanding the difference between a standard homeowner policy, which offers one-time coverage for sudden events, and a recurring flood insurance plan, which provides ongoing protection against rising water damage. His agency focuses on securing flood coverage from the National Flood Insurance Program, helping to address the gap many standard policies leave. Services are available on an as-needed basis for policy reviews or new applications.

CI
Mckittrick Dr
Chamblin Insurance LLC
Flood Insurance Agent · Stafford, VA

Chamblin Insurance LLC provides specialized flood insurance services for properties in Stafford, VA. The agency assists with both National Flood Insurance Program policies and private market options. Its general service work includes evaluating flood zones and assessing individual coverage needs. Many homes and businesses in the region face increased flood risks during heavy spring rains and hurricane season, and the company helps clients secure proper protection before these weather events occur.

VS
43 Montgomery Dr
Virginia Senior Benefits and Family Care
Flood Insurance Agent · Stafford, VA

As spring rains and late-summer storms often threaten the low-lying areas near the Rappahannock and Potomac rivers, residents in Stafford, VA, need reliable guidance to protect their properties. Virginia Senior Benefits and Family Care helps homeowners assess their flood risk and navigate the complexities of securing appropriate coverage through the National Flood Insurance Program. The agency’s local knowledge supports clients in identifying potential vulnerabilities that standard policies might overlook. A thorough property walkthrough is typically scheduled to evaluate drainage patterns and flood zone history before recommending specific coverage options.

EF
1259 Courthouse Rd #204
EZ FIX INSURANCE AGENCY
Flood Insurance Agent · Stafford, VA

Based in Stafford, Virginia, EZ FIX INSURANCE AGENCY provides flood insurance services for residential properties. The agency also offers commercial coverage for businesses and other structures in the local area. Clients navigating flood plain maps and varying policy options receive guidance to identify appropriate coverage. Detailed consultations help explain the terms of the National Flood Insurance Program. The agent remains available for follow-up questions and policy adjustments between regular renewal visits.

TE
25 Clement Dr
Tabitha E. Walker Insurance Agency
Flood Insurance Agent · Stafford, VA

Tabitha E. Walker Insurance Agency, based in Stafford, VA, is known for guiding property owners through the complexities of flood insurance. The agency serves the local community by helping clients assess their risk and secure standard policies from the National Flood Insurance Program. Its work emphasizes the importance of protecting homes and businesses against potential water damage in flood-prone areas. Additionally, the agency provides expertise in obtaining excess flood coverage for properties requiring higher policy limits.

BR
685 Garrisonville Rd STE 101
Bryce Reeves - State Farm Insurance Agent
Flood Insurance Agent · Stafford, VA

Bryce Reeves - State Farm Insurance Agency in Stafford, VA provides general insurance coverage for homes and vehicles. The company specializes in flood insurance, which protects properties from water damage due to storm surges or rising rivers. This agency can serve residential clients needing basic policies as well as commercial operations, including local offices, warehouses, and food service establishments that require coverage against flood risks.

EI
2080 US-1
Elite Insurance Services VA
Flood Insurance Agent · Stafford, VA
(434) 356-0420
CC
2049 US-1
Coverage Co Insurance VA
Flood Insurance Agent · Stafford, VA
(540) 413-0166
GI
356 Garrisonville Rd #119
Gengler Insurance Agency Stafford
Flood Insurance Agent · Stafford, VA
(540) 659-3599
ginsurance.net
PA
24 Onville Rd suite 101-19
Progressive Agent: HAA Insurance Agency LLC
Flood Insurance Agent · Stafford, VA
(703) 691-6126
haainsuranceagency.com
MO
147 Garrisonville Rd
Mutual Of Omaha
Flood Insurance Agent · Stafford, VA
mutualofomaha.com

What Does a a Flood Insurance Agent in Stafford Cost?

Typical NFIP flood insurance premiums in Stafford range from 700 to 2,500 dollars per year for a standard home, depending on flood zone, elevation, and deductible. Private flood insurance may cost 500 to 1,800 dollars annually for comparable coverage. Costs vary significantly by property risk and coverage amount. This is general information and not insurance advice.

About flood insurance agents in Stafford

Flood insurance agents in Stafford, Virginia help property owners navigate National Flood Insurance Program (NFIP) policies and private flood coverage. Virginia law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Stafford County participates in the NFIP Community Rating System, which can lower premiums for residents.

Frequently Asked Questions

Do I need flood insurance in Stafford Virginia?

If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by Virginia law and federal regulation. Even outside high-risk zones, flooding can occur from heavy rain or drainage issues.

How do I choose a flood insurance agent in Stafford?

Look for an agent licensed in Virginia who specializes in flood coverage and understands local flood maps. They can help you compare NFIP policies with private flood insurance options available in Virginia.

What does flood insurance cover in Virginia?

Standard NFIP policies cover building structure and contents up to policy limits. Private flood insurance may offer broader coverage including additional living expenses. Virginia law mandates that all flood policies include a 30-day waiting period before coverage begins.

Flood Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.