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Flood Insurance Agents in Sterling, VA

Looking for a flood insurance agent in Sterling? Review the directory below to compare your options.

17 agents listed
Updated May 2026
Sterling, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 17 flood insurance agents in Sterling, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Prestige Insurance Services
21515 Ridgetop Cir STE 260, Sterling, VA 20166
(703) 888-3555 prestige01.com
Granger Financial
23430 Rock Haven Way, Sterling, VA 20166
(703) 879-1605 grangerfinancial.com
Eliu Villatoro - State Farm Insurance Agent
107 E Holly Ave STE 3, Sterling, VA 20164
(703) 689-4826 my-sfagent.com
Courtney Pierce Agency, LLC
105 E Holly Ave, Sterling, VA 20164
(703) 577-7644 cpierceagency.com
Pathak Insurance
45662 Terminal Dr #100, Sterling, VA 20166
(703) 249-4998 pathakinsurance.com
Castro Insurance Group LLC
101 E Holly Ave Suite 10A, Sterling, VA 20164
(703) 444-2828 castroagency.com
Mary Hitchcock - State Farm Insurance Agent
10 Pidgeon Hill Dr #140, Sterling, VA 20165
(703) 430-9674 maryhitchcock.net
Relyance Insurance Services
22648 Glenn Dr Suite 203, Sterling, VA 20164
(703) 318-8191 relyinsure.com
My VA Insurance
107 Free Ct Suite 310, Sterling, VA 20164
(703) 870-7270 myvainsurance.com
Northern Va Insurance Center
Cedar Lakes Office Condominiums, 46950 Jennings Farm Dr # 100, Sterling, VA 20164
(571) 307-5856 mildaospital880229.wixsite.com
Fortitude Insurance Agency
45960 Center Oak Plaza, Sterling, VA 20166
(571) 360-4418
Nationwide Insurance: Terence F Dugan Jr Lutcf
101 E Holly Ave STE 4, Sterling, VA 20164
(703) 430-2500 agency.nationwide.com
Flyer Insurance Agency Ltd
23035 Douglas Ct STE 218, Sterling, VA 20166
(703) 636-6503 flyerins.com
BB&T Insurance Services
22550 Davis Dr, Sterling, VA 20166
(703) 870-3020 bbt.com
Farmers Insurance - Jeffrey Pike
46950 Jennings Farm Dr STE 100, Sterling, VA 20164
(703) 342-4442 agents.farmers.com
Nationwide Insurance: Michael A Burke
20 Pidgeon Hill Dr Ste 101, Sterling, VA 20165
(703) 430-6900 agency.nationwide.com
Farmers Insurance - Farah Petion
2 Pidgeon Hill Dr STE 430, Sterling, VA 20165
(571) 597-3337 agents.farmers.com

Flood insurance agents in Sterling Virginia help homeowners and businesses secure coverage under the National Flood Insurance Program and private insurers. Virginia law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Sterling properties near the Potomac River and creeks often need specific flood elevation certificates.

What Does a Flood Insurance Agent in Sterling Cost?

Flood insurance costs in Virginia vary widely based on flood zone, elevation, and building characteristics. An NFIP policy for a single-family home in Sterling might range from 700 to 2,500 dollars per year. Private flood insurance can be lower or higher depending on risk. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Sterling Virginia?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, Virginia law requires flood insurance. Even outside high-risk zones, lenders may require it.
What does a flood insurance agent do in Sterling?
A flood insurance agent helps you assess your flood risk, complete the NFIP application, and obtain an elevation certificate if needed. They also compare private flood insurance options for better rates or higher limits.
How long does it take to get flood insurance in Virginia?
Standard NFIP policies have a 30-day waiting period before coverage begins. Some private insurers offer shorter waiting periods. Plan ahead to avoid gaps in coverage.