The top-rated flood insurance agent in Virginia Beach, Virginia is Lee Hudson - State Farm Insurance Agent, rated 5.0 stars across 1,607 reviews. Other highly rated options include Evertree Insurance, Tidewater Insurance Brokers, AB Insurance. This directory lists 20 flood insurance agents serving Virginia Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lee Hudson - State Farm Insurance Agent | 244 Mustang Trail Ste 1 | (757) 383-6686 |
| 2 | Evertree Insurance | 2929 Sabre St Suite 200 | (757) 248-5973 |
| 3 | Tidewater Insurance Brokers | 700 Norfolk Ave | (757) 302-5639 |
| 4 | AB Insurance | 2929 Sabre St Suite 200-A | (757) 645-9379 |
| 5 | A&C Insurance and Multi Service Agency | 533 Newtown Rd Suite 104 A | (757) 362-9736 |
| 6 | Mayo Insurance Agency - A Hilb Group Company | 1917 Laskin Rd STE 101 | (757) 496-5685 |
| 7 | Choice Insurance Agency | 5544 Greenwich Rd #200 | (757) 416-5100 |
| 8 | Goosehead Insurance - The Torcia Agency | 600 Lynnhaven Pkwy #208 | (757) 785-0448 |
| 9 | Armor Insurance Group | Windwood Center, 780 Lynnhaven Pkwy #300 | (757) 456-9440 |
| 10 | Insurance Strategies - The Cooksey Agency | 477 Viking Dr Suite 300 | (757) 819-6896 |
Lee Hudson - State Farm Insurance Agent in Virginia Beach, VA, serves homeowners, businesses, and property managers seeking flood insurance coverage. The agency helps clients understand federal flood program requirements and assess their risk in coastal zones. Policies are tailored to protect structures and contents from water damage caused by storms or rising tides. The agent guides customers through the application process and claims procedures to ensure proper protection. This office also covers clients in neighboring Norfolk and the broader Hampton Roads metro area.
Evertree Insurance provides comprehensive flood insurance guidance and policy management services for properties in Virginia Beach, VA. Its professionals assess flood risk using local flood maps and assist clients in selecting appropriate National Flood Insurance Program or private coverage. The company offers regular policy reviews and claims assistance to ensure adequate protection. Evertree Insurance services single-family homes, apartments, retail spaces, and restaurants.
Serving Virginia Beach and the surrounding coastal communities of Hampton Roads, Tidewater Insurance Brokers handles flood insurance policies for residential and commercial properties. The agent assesses each property’s unique flood zone risk and reviews federal requirements to secure appropriate coverage under the National Flood Insurance Program. For a typical job, the company begins by analyzing the client’s specific flood map designation and then matches that data to available policy options from the program’s standard structure.
AB Insurance offers both one-time flood insurance consultations for individual property assessments and ongoing policy management services. Coverage options through this Virginia Beach agency address both structural flood damage and personal property losses as dictated by local flood zone requirements. The agency ensures clients understand their specific National Flood Insurance Program eligibility. Service arrangements are available on a one-time, scheduled, or as-needed basis depending on policyholder needs and seasonal flood risks.
A&C Insurance and Multi Service Agency specializes in flood insurance policies for properties in Virginia Beach, Virginia. It assists clients with securing coverage to protect against water damage from rising tides and storm surges. Working within federal and local guidelines, the agency helps evaluate flood risk for homes and businesses in flood-prone zones. It steers customers through the application process and handles policy adjustments for changing needs. The agency provides particular guidance when seasonal hurricane threats increase the urgency for flood protection.
Mayo Insurance Agency, a Hilb Group Company in Virginia Beach, VA, provides residential flood insurance to homeowners seeking protection against tidal and storm surge risks. Commercial coverage is also offered for businesses in the same flood-prone coastal region. Local property owners are served throughout the Virginia Beach area. The agency expects clients to return for follow-up service or policy adjustments between regular visits, ensuring continuous coverage adjustments as flood zone maps change.
The shifting weather patterns along the Virginia Beach coastline create an ongoing need for reliable flood insurance coverage. Choice Insurance Agency works directly with property owners to review policies that address specific local risks tied to rising tidewaters and seasonal storms. Protecting a home or business against flood damage requires prompt attention before a storm system forms. The agency begins every relationship by scheduling a thorough site inspection followed by a detailed assessment of the client’s current flood risk profile.
Located in Virginia Beach, Goosehead Insurance - The Torcia Agency provides general property coverage and specializes in flood insurance policies. It guides clients through National Flood Insurance Program options and helps evaluate supplemental private market solutions for residential and commercial structures. The agency addresses the specific flood risks that properties face in coastal Virginia, adjusting coverage limits to match each building’s exposure. It can serve commercial sectors including offices, warehouses, and food service operations.
Armor Insurance Group of Virginia Beach, Virginia is known for helping coastal property owners secure essential flood coverage. The agency serves residential and commercial clients throughout the Hampton Roads region, an area highly exposed to tidal flooding and storm surges. Its agents evaluate individual flood risks from nearby waterways and low-lying topography to recommend appropriate policy limits. Armor Insurance Group can also provide excess flood coverage for high-value homes that exceed standard federal policy maximums.
What Does a a Flood Insurance Agent in Virginia Beach Cost?
Flood insurance costs in Virginia Beach vary widely based on flood zone, property elevation, and coverage amount. NFIP rates average around $700 to $1,200 per year for standard policies, but homes in high-risk zones can pay $2,000 or more. Private market policies may offer lower rates or higher limits. This is general information and not insurance advice.
About flood insurance agents in Virginia Beach
Flood insurance agents in Virginia Beach help property owners understand flood risks and secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Virginia requires flood insurance disclosure for properties in Special Flood Hazard Areas, and agents can guide you on compliance. They also assist with elevation certificates and flood zone map changes specific to coastal Virginia.
Frequently Asked Questions
Do I need flood insurance in Virginia Beach?
Yes if your property is in a high-risk flood zone and you have a federally backed mortgage. Even outside high-risk zones, flooding is possible, and many property owners choose coverage for peace of mind.
What does a flood insurance agent do?
A flood insurance agent helps you compare NFIP and private policies, explains coverage limits and deductibles, and assists with filing claims. They also advise on flood mitigation measures that may lower your premium.
How long does it take to get flood insurance in Virginia?
NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is required for a mortgage closing. Private insurers may offer shorter waiting periods. An agent can explain your options.
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