The top-rated health insurance agent in Citrus Heights, California is Cost-U-Less Insurance, rated 4.4 stars across 154 reviews. Other highly rated options include Odessa Insurance - CA Registration Services, Save and Drive Insurance Services, Cal Save Insurance Services Inc.. This directory lists 12 health insurance agents serving Citrus Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 7800 Sunrise Blvd #8 | (916) 546-9685 |
| 2 | Odessa Insurance - CA Registration Services | 7433 Greenback Ln suite h | (916) 722-1100 |
| 3 | Save and Drive Insurance Services | 8328 Auburn Blvd | (916) 735-3707 |
| 4 | Cal Save Insurance Services Inc. | 6045 Greenback Ln | (916) 725-0588 |
| 5 | Bolt Insurance Services | 7359 Greenback Ln | (916) 727-4182 |
| 6 | R K Jacobs Insurance Services | 5620 Birdcage St Ste | (916) 526-0170 |
| 7 | Horizon Valley Insurance Services Inc | 8035 Madison Ave d3 | (916) 331-0904 |
| 8 | Lions & Coventry Insurance Services Inc | 7816 Uplands Way C | (916) 967-7715 |
| 9 | Legacy Benefits & Insurance Services | 6929 Sunrise Blvd # 200 | (916) 677-2130 |
| 10 | HealthMarkets Insurance Agency | 5406 Sunrise Blvd #2 | (916) 721-6273 |
Cost-U-Less Insurance provides assistance with selecting health plans, including individual and family coverage, as well as short-term medical options. In Citrus Heights, California, its agents guide residents through open enrollment periods and help match policies to varying healthcare needs. The company addresses common concerns such as plan affordability and network coverage choices. It also assists clients with navigating special enrollment periods triggered by life events like job loss or a new baby.
Odessa Insurance - CA Registration Services serves the Sacramento metro area, including Citrus Heights, as a health insurance agent. This business helps individuals and families understand their coverage options during open enrollment periods. It also assists clients with comparing plan details to find suitable medical and prescription drug benefits. Specializing in subsidized marketplace plans and supplemental Medicare policies, Odessa Insurance - CA Registration Services navigates the application and enrollment process for residents in this region.
Save and Drive Insurance Services offers health insurance agent services to individuals and businesses in Citrus Heights, California. The company assists clients with understanding coverage options and maintaining suitable plans throughout the year. It provides support for reviewing existing policies and adjusting them as needs change. The agency services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Citrus Heights turn to Cal Save Insurance Services Inc. for their health insurance needs. The company assists clients in navigating plan options, including individual and group policies, to find coverage that fits their budget and health requirements. It helps explain benefits and enrollment periods for the local area. Service also extends to the greater Sacramento metro region, covering communities such as Roseville and Folsom.
Bolt Insurance Services serves Citrus Heights and the surrounding communities in Sacramento County. The agency functions as a health insurance agent, handling individual and family health plans from major insurers. It guides clients through the annual enrollment periods for these medical coverage options. Each client's needs and budget are assessed to present suitable carrier choices. To handle a typical job, the agent reviews a person's current coverage details and financial situation to narrow down the most relevant policies for their specific circumstances.
R K Jacobs Insurance Services helps individuals and families in Citrus Heights understand the difference between short-term health plans for immediate, temporary gaps in coverage and ongoing major medical policies for long-term, comprehensive protection. As a health insurance agent, this company guides clients through plan selections suited to their medical needs and household budgets. This service operates strictly on an as-needed basis, available for consultations whenever a client requires a new plan or an annual policy review.
Horizon Valley Insurance Services Inc in Citrus Heights, CA offers health insurance agent services that include plan comparisons and enrollment assistance for individuals and families. It also guides clients through open enrollment periods and helps them evaluate coverage options for medical, dental, and supplemental needs. The company regularly assists those navigating life changes such as turning 65, losing employer-sponsored coverage, or experiencing a qualifying event that triggers a special enrollment window.
As the seasons change in Citrus Heights, residents often review their medical coverage needs, seeking guidance through the complexities of health insurance plans. Lions & Coventry Insurance Services Inc assists local individuals with policy selection, enrollment, and coverage adjustments. Focused on matching clients with suitable options, the agency explains plan details and provider network logistics. An initial assessment of each client's healthcare requirements and financial preferences is conducted during a complimentary consultation to identify appropriate insurance solutions.
As a health insurance agent, Legacy Benefits & Insurance Services helps individuals and small businesses in Citrus Heights and surrounding areas navigate their coverage options. It specializes in policy selection, plan comparisons, and enrollment support to match clients with suitable health plans. This work includes explaining benefits, networks, and costs so clients can make informed choices. The agency serves commercial sectors such as offices, warehouses, and food service establishments seeking employee health benefits.
HealthMarkets Insurance Agency helps residents of Citrus Heights find individual health plans, while also guiding local small business owners through commercial coverage options for their employees. The agency serves clients throughout the greater Sacramento area, matching customers with policies from multiple carriers. After an initial enrollment, the office stays in touch to assist with plan changes or annual renewals, providing ongoing support between regular open enrollment periods.
What Does a a Health Insurance Agent in Citrus Heights Cost?
Health insurance agents in California typically do not charge you a fee for their services. They are paid by the insurance companies through commissions built into the plan premiums. For Covered California plans, premiums vary widely based on income, age, and plan tier, with monthly costs ranging from under 100 dollars for subsidized bronze plans to over 800 dollars for unsubsidized platinum plans. Private plans outside the marketplace may have different pricing structures. This is general information, not insurance advice.
About health insurance agents in Citrus Heights
Health insurance agents in Citrus Heights, California help individuals and families find coverage that meets their needs and budget. Agents can guide you through Covered California plans, which are available during the annual open enrollment period or a special enrollment period triggered by a qualifying life event. California law requires most residents to have health insurance or pay a state penalty, making professional guidance valuable.
Frequently Asked Questions
What does a health insurance agent in Citrus Heights do?
A health insurance agent helps you compare plans from different carriers, explains benefits and costs, and assists with the enrollment process. They are licensed by the California Department of Insurance and can advise on both Covered California and private market plans.
When can I enroll in health insurance in Citrus Heights?
The annual open enrollment period for Covered California typically runs from November 1 to January 31. You may qualify for a special enrollment period outside these dates if you experience a qualifying life event like losing other coverage, getting married, or having a baby.
Is there a penalty for not having health insurance in California?
Yes, California has an individual mandate that requires most residents to have minimum essential coverage. If you go without coverage for three or more months in a year, you may owe a state penalty when you file your taxes. An agent can help you find affordable options to avoid this penalty.
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