The top-rated health insurance agent in Downey, California is AAA Downey Insurance and Member Services, rated 4.3 stars across 941 reviews. Other highly rated options include Freeway Insurance, Strong Tie Insurance Services Inc., Original Insurance Services. This directory lists 22 health insurance agents serving Downey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Downey Insurance and Member Services | 8223 Firestone Blvd | (562) 861-2231 |
| 2 | Freeway Insurance | 12142 Lakewood Blvd | (562) 485-9988 |
| 3 | Strong Tie Insurance Services Inc. | 8135 Florence Ave #201 | (323) 771-1100 |
| 4 | Original Insurance Services | 9907-B Paramount Blvd | (310) 538-8666 |
| 5 | Stephanie’s Insurance Services | 9900 Lakewood Blvd Suite 201 | (562) 727-3447 |
| 6 | Robert Does Insurance Services | 10802 Downey Ave | (562) 204-6283 |
| 7 | Inszone Insurance Services | 10535 Paramount Blvd #100 | (562) 806-0778 |
| 8 | PHP Agency, Inc. | 9901 Paramount Blvd #135 | — |
| 9 | Boomers Insurance Services | Boomers Insurance, 8408 Florence Ave | (562) 904-9209 |
| 10 | Advantage Health Insurance LLC | 8315 Lexington Rd | (209) 542-2835 |
AAA Downey Insurance and Member Services serves Downey and the greater Los Angeles County area as a health insurance agent. The company helps individuals and families navigate open enrollment periods and select suitable medical coverage plans. Brokers at this agency assist clients in comparing policy options from various carriers. They handle plan applications and provide guidance on understanding deductibles and copayments. The office specifically assists with Medicare supplement plans and short-term health insurance policies in the area.
Freeway Insurance, located in Downey, California, provides health insurance coverage through one-time policy purchases or recurring monthly plans. Clients can secure individual health plans or family policies that help manage medical expenses in the local area. The service area includes routine preventive care and major medical protection. Appointments and consultations for new coverage are offered on a scheduled basis, while existing clients may access policy updates or claims support on an as-needed basis.
Strong Tie Insurance Services Inc. offers a full range of health insurance agent services to individuals and groups in Downey, CA. These services include plan selection assistance, enrollment support, and ongoing plan maintenance. After a policy is issued, the company provides annual plan reviews to help clients adjust their coverage. It also manages renewals and assists with claims questions or plan changes. The agency handles needs for single-family homes, apartments, retail, and restaurants.
Original Insurance Services serves homeowners, renters, families, and small business owners in Downey, California, who need guidance selecting a health insurance plan. The agency helps clients compare options from major carriers and understand coverage details for medical, dental, and vision needs. Assistance with policy changes and annual renewal reviews is available to ensure plans remain suitable. The agency also serves clients in the surrounding communities of the Los Angeles metro area, including nearby Norwalk.
Stephanie’s Insurance Services serves Downey and its surrounding communities in Southern California, handling health insurance plans for individuals and families. The agency assists clients with annual enrollment periods and qualifying life events to secure major medical coverage. It works with area carriers to help customers compare different plan options, such as HMOs and PPOs. To handle this, it begins each job by assessing the person’s healthcare needs and budget before presenting available choices from its partner networks.
Robert Does Insurance Services in Downey, CA provides health insurance assistance that covers both momentary plan selection and ongoing coverage management for individual and small group needs. Their health insurance agent work focuses on explaining policy details, enrollment periods, and cost-sharing structures to help clients choose appropriate plans. During initial consultations, they address questions about deductibles and network options. After plan selection, they offer access to renewal reviews and change requests. This service operates on either a scheduled enrollment event basis or as needed for benefit updates throughout the year.
Inszone Insurance Services in Downey, California specializes in providing health insurance options tailored to individual and family needs. It also assists local small businesses and self-employed professionals in comparing marketplace plans for comprehensive medical coverage. The agency helps clients navigate open enrollment periods or qualify for special enrollment due to life changes like job loss or a new child. It further addresses year-round questions about subsidies and Medi-Cal transitions when household income shifts.
As open enrollment season approaches in Downey, many residents seek clarity on their coverage options for the coming year. Boomers Insurance Services helps local individuals and families evaluate their health plan choices to match medical needs and budgets. This agency focuses on presenting available plans from major carriers, explaining key differences in deductibles and provider networks. Their process begins with a complimentary initial consultation to review current coverage and identify any gaps.
Advantage Health Insurance LLC serves the Downey, California area and surrounding communities, handling a range of health insurance plans for individuals and families. It focuses on helping clients navigate coverage options, from major medical to supplemental policies. The agency works to match each client with a plan that fits their medical needs and budget. To handle a typical job, it first reviews a client’s current coverage and health care preferences before presenting a few tailored plan choices for comparison.
What Does a a Health Insurance Agent in Downey Cost?
Health insurance premiums in California vary widely based on age, location, plan type, and income. For a 40-year-old in Downey, a Silver plan through Covered California might cost between $400 and $600 per month before subsidies. Many people qualify for premium tax credits that lower their monthly cost. This is general information, not insurance advice.
About health insurance agents in Downey
Health insurance agents in Downey, California help individuals and families find coverage that meets their needs and budget. Under California law, agents must be licensed by the California Department of Insurance and follow strict rules about disclosing plan details. Local agents understand the specific healthcare networks available in Los Angeles County and can guide you through Covered California open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Downey do?
A health insurance agent helps you compare plans from different carriers, explains benefits and costs, and assists with enrollment. They can also help you apply for subsidies through Covered California if you qualify.
Do I have to pay a health insurance agent for their help?
In most cases, health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium, so you typically pay the same price whether you use an agent or enroll directly.
When can I enroll in health insurance in California?
Open enrollment for Covered California usually runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage, getting married, or having a baby.
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