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Find Health Insurance Agents Near You in El Centro, CA

Browse health insurance agents serving El Centro, California. Updated 2026-07-14.

The top-rated health insurance agent in El Centro, California is Sierra Jaime - State Farm Insurance Agent, rated 4.9 stars across 426 reviews. Other highly rated options include Freeway Insurance, American Income Life - Cindy Furer, Best Formula Insurance Services. This directory lists 19 health insurance agents serving El Centro.

Showing 19 health insurance agents in El Centro, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sierra Jaime - State Farm Insurance Agent775 E Danenberg Dr #102(760) 312-9517
2Freeway Insurance422 N Imperial Ave(760) 706-6054
3American Income Life - Cindy Furer395 Broadway #10(858) 450-9919
4Best Formula Insurance Services808 N Imperial Ave(888) 242-9922
5Kahlo Insurance Services300 S Imperial Ave Suite 15(760) 539-1254
6Horace Mann Maeda Insurance Services, LLC.238 S 8th St(760) 336-2601
7Belellano Insurance Services610 S 8th St(760) 370-3090
8Martinez Insurance Services292 S Imperial Ave(760) 336-0808
9Gunther Insurance Agency458 N Imperial Ave(760) 352-4900
10Calhen Insurance Office 3 covered California and Medicare, Molina, Champion395 Broadway suite 14(760) 671-2224
SJ
775 E Danenberg Dr #102
Sierra Jaime - State Farm Insurance Agent
Health Insurance Agent · El Centro, CA

Sierra Jaime - State Farm Insurance Agent serves the El Centro, California, area and surrounding Imperial County as a local health insurance agent. This agency assists individuals and families with navigating available health coverage options to meet their medical needs and budgets. The professional team helps clients understand plan details during enrollment periods. They also provide guidance on selecting suitable policies for preventive care, prescriptions, and specialist visits. Specific services handled here include individual health plans and family health insurance.

FI
422 N Imperial Ave
Freeway Insurance
Health Insurance Agent · El Centro, CA

Freeway Insurance assists clients in El Centro, California, by distinguishing between one-time health plan enrollment and ongoing service needs for policy adjustments. Their coverage support focuses on individual and family medical plans available through local and federal exchanges. Service for ongoing policy management operates on an as-needed basis, with clients able to request assistance during open enrollment events or for qualifying life changes throughout the year, without mandating a scheduled recurring appointment.

AI
395 Broadway #10
American Income Life - Cindy Furer
Health Insurance Agent · El Centro, CA

American Income Life - Cindy Furer provides a range of services including health insurance plan inquiries, policy selections, and enrollment assistance. The agency offers ongoing service and maintenance support to help clients manage their coverage needs throughout the year. This includes answering questions about benefits and claims, processing policy changes, and providing periodic plan reviews. The company serves a variety of properties in the El Centro area, such as single-family homes, apartments, retail establishments, and restaurants.

BF
808 N Imperial Ave
Best Formula Insurance Services
Health Insurance Agent · El Centro, CA

Best Formula Insurance Services assists homeowners, renters, and small business owners in El Centro, California, with their health insurance needs. The agency helps clients navigate plan options, from individual medical coverage to family policies. Its agents explain policy details and enrollment periods, ensuring customers understand their choices. Supporting the local community with personalized service, the company also covers clients in the neighboring city of Calexico and the surrounding Imperial Valley area.

KI
300 S Imperial Ave Suite 15
Kahlo Insurance Services
Health Insurance Agent · El Centro, CA

Kahlo Insurance Services serves El Centro and the surrounding Imperial Valley communities as a health insurance agent. It handles a range of individual health plans, family coverage options, and small business group policies to help clients meet their medical needs. The agency guides customers through the details of plan benefits, provider networks, and enrollment periods to ensure informed choices. For each job, it reviews the client’s specific situation and current coverage to match them with an appropriate policy.

HM
238 S 8th St
Horace Mann Maeda Insurance Services, LLC.
Health Insurance Agent · El Centro, CA

Horace Mann Maeda Insurance Services, LLC., located in El Centro, California, specializes in helping individuals and families select appropriate health insurance plans for their specific medical needs. The agency also provides general guidance on navigating enrollment periods and comparing coverage options available in the Imperial Valley region. Throughout the year, it assists clients with understanding changes in their healthcare needs or policy terms. It particularly helps with addressing mid-year qualifying life events that require special enrollment opportunities.

BI
610 S 8th St
Belellano Insurance Services
Health Insurance Agent · El Centro, CA

During open enrollment season in El Centro, many residents seek guidance through complex plan choices. Belellano Insurance Services addresses this need as a health insurance agent helping local individuals and families compare available medical coverage options. The company supports clients by explaining policy differences, potential subsidies, and network restrictions relevant to the Imperial Valley area. An initial assessment of the applicant’s healthcare usage and budget is conducted to identify suitable plans for review. This process begins with a complementary consultation to examine current coverage needs and document required information.

MI
292 S Imperial Ave
Martinez Insurance Services
Health Insurance Agent · El Centro, CA

Martinez Insurance Services in El Centro, CA distinguishes between one-time health plan reviews and ongoing policy management for individuals and families, covering essential medical care options like doctor visits and hospitalization. They assist clients in navigating the local insurance marketplace. Their service runs on either a one-time or as-needed schedule, allowing flexibility to review coverage only when a client's medical needs or budget change.

GI
458 N Imperial Ave
Gunther Insurance Agency
Health Insurance Agent · El Centro, CA

Gunther Insurance Agency assists clients in El Centro, California, with navigating the complexities of health coverage and selecting suitable medical plans. The company specializes in tailoring individual and group health insurance policies to meet diverse healthcare needs and budget considerations. Its services include explaining plan benefits, managing enrollment periods, and coordinating with major insurance carriers. The agency can serve a variety of commercial sectors, including professional offices, retail warehouses, and food service establishments, ensuring compliance with local healthcare regulations.

CI
395 Broadway suite 14
Calhen Insurance Office 3 covered California and Medicare, Molina, Champion
Health Insurance Agent · El Centro, CA
SE
690 Broadway #2
Steven Esperanza Agency
Health Insurance Agent · El Centro, CA
(760) 203-1020
EB
780 W Olive Ave Suite C
Esmeralda Burch Insurance Services
Health Insurance Agent · El Centro, CA
(760) 960-2769
esmeraldaburchinsuranceservices.com
DH
302 N 8th St
David H. West Insurance Services
Health Insurance Agent · El Centro, CA
(760) 352-3411
davidhwest.com
RR
1413 Main St
Real & Reliable Insurance Services
Health Insurance Agent · El Centro, CA
(760) 352-7565
AI
1122 W State St ste a
Armorcrest Insurance Services LLC.
Health Insurance Agent · El Centro, CA
(760) 693-5203
armorinsgrp.com
TI
1000 Broadway
Thomas Insurance Agency
Health Insurance Agent · El Centro, CA
(760) 353-7460
HI
1503 N Imperial Ave #102
Hart Insurance Center
Health Insurance Agent · El Centro, CA
(760) 352-0422
insurehart.com
GI
781 Broadway
Gaytan Insurance Agency
Health Insurance Agent · El Centro, CA
(760) 592-4092
gaytaninsuranceagency.com
BC
408 W Olive Ave
Blue Cross Blue Shield in El Centro
Health Insurance Agent · El Centro, CA
(855) 628-3759
bcbs.com

What Does a a Health Insurance Agent in El Centro Cost?

Health insurance agents in California typically do not charge you directly for their services. They earn commissions from insurance carriers, which are factored into your monthly premium. For individual plans through Covered California, premiums vary widely based on income, age, and plan tier, ranging from under $100 to over $500 per month after subsidies. Medicare supplement plans can cost $100 to $300 per month. This is general information, not insurance advice.

About health insurance agents in El Centro

Health insurance agents in El Centro, California help individuals and families find coverage through Covered California, Medicare, and private insurers. Under California law, agents must be licensed by the California Department of Insurance and follow strict rules about plan disclosure and consumer protection. Local agents understand the unique healthcare needs of Imperial County residents and can guide you through open enrollment and special enrollment periods.

Frequently Asked Questions

What does a health insurance agent in El Centro do?

A health insurance agent helps you compare plans from different insurers, explains coverage options, and assists with enrollment. They can help you determine if you qualify for subsidies through Covered California or for Medi-Cal. Agents also provide ongoing support for claims and plan changes.

How do I choose a health insurance agent in El Centro?

Look for an agent who is licensed in California and has experience with the local market. You can verify an agents license on the California Department of Insurance website. Ask about their familiarity with Covered California plans and Medicare Advantage options.

Do I have to pay for a health insurance agent in El Centro?

Most health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium. However, some agents may charge a fee for consulting services, so always ask about costs upfront before signing any agreement.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.