The top-rated health insurance agent in La Quinta, California is AAA La Quinta Insurance and Member Services, rated 4.2 stars across 321 reviews. Other highly rated options include Integrity Agents Insurance Services Inc, Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency, Foulds Health Insurance Agency. This directory lists 11 health insurance agents serving La Quinta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA La Quinta Insurance and Member Services | 46050 Washington St | (760) 771-1162 |
| 2 | Integrity Agents Insurance Services Inc | 51555 Desert Club Dr Suite 350 | (760) 625-0777 |
| 3 | Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency | 79710 CA-111 # 100 | (760) 342-2786 |
| 4 | Foulds Health Insurance Agency | 78010 Main St #208 | (760) 346-6565 |
| 5 | NavSav Insurance - Private Client | 51625 Desert Club Dr #202 | (760) 564-6800 |
| 6 | Palm Valley Insurance Services | 77777 Calle Tampico | (760) 775-7256 |
| 7 | Ellen Miller Insurance | 79280 N Sunset Ridge Dr | (760) 328-4251 |
| 8 | Horace Mann Insurance Co | 78010 Main St Suite 200-E | (760) 279-6700 |
| 9 | Coachella Valley Insurance | 78411 CA-111 | (760) 227-2564 |
| 10 | WBA Insurance Agency | 51025 Avenida Mendoza Suite 101 | (760) 777-1307 |
AAA La Quinta Insurance and Member Services serves the Coachella Valley and surrounding areas of Riverside County, providing health insurance agent services to local individuals and families. The company works with various major carriers to help clients navigate plan options, including enrollment periods and subsidy eligibility. It assists with comparing Medicare Advantage and Medicare Supplement plans as well as individual and family major medical policies.
Integrity Agents Insurance Services Inc provides a range of health insurance agent services in La Quinta, CA. It helps clients compare plans, understand coverage options, and make informed choices during enrollment periods. The company also assists with plan maintenance, including policy adjustments after life changes and help resolving billing or claims questions. Health insurance agents in this area work to simplify complex medical coverage decisions for residents and business owners. Its services cover single-family homes, apartments, retail, and restaurants.
Homeowners, families, and small business owners in La Quinta rely on Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency for health insurance guidance. Agents help clients evaluate various medical coverage plans to suit individual health needs and budgets. They also assist with policy renewals and claims support. The agency serves La Quinta and frequently works with residents in the neighboring community of Indio.
Serving La Quinta and the surrounding Coachella Valley communities, Foulds Health Insurance Agency operates as a health insurance agent. The agency handles individual and family health plans, as well as group coverage for local businesses. It begins every client engagement by reviewing existing coverage and personal health needs. From this assessment, it compares available marketplace policies to find suitable options. Finally, the agency uses a guided consultation process to help applicants understand plan details and complete enrollment paperwork correctly.
NavSav Insurance - Private Client in La Quinta, CA, offers both one-time consultations for specific health plan questions and ongoing service for managing annual renewals and claims. The agency assists clients in understanding local health coverage options, including individual and family plans, as well as supplemental policies tailored to area needs. Guidance is provided through the enrollment process and any necessary plan adjustments. Service runs on a one-time, scheduled, or as-needed basis, depending on each client’s changing healthcare requirements.
Palm Valley Insurance Services offers health insurance plan selection and enrollment assistance, along with general coverage guidance for individuals and families in La Quinta, California. It helps clients compare options, understand policy details, and navigate their annual enrollment periods each year. The company also regularly addresses the specific seasonal need for coverage changes during the Medicare open enrollment window each fall.
Ellen Miller Insurance offers health insurance plans, including individual and family coverage, alongside Medicare supplement options in La Quinta, California. Its general service work involves comparing policies to help meet diverse healthcare needs and budgets. The agency typically assists with enrollment periods, plan changes, and understanding benefits. As tax season approaches or open enrollment ends, it also helps clients navigate special enrollment due to job loss or other life events, ensuring continuous coverage through the changing year.
As the heat of the La Quinta summer approaches, many residents seek coverage for seasonal health concerns and routine wellness needs. Horace Mann Insurance Co serves the local area as a health insurance agent, helping individuals evaluate plan options that fit their specific medical requirements and budget. Their process begins by gathering client information to compare available policies, scheduling an initial assessment to review current coverage gaps and potential benefits for the upcoming plan year.
Coachella Valley Insurance provides health insurance guidance for residents and businesses in the La Quinta area. Its agents specialize in helping clients understand individual plans, family coverage, and the local exchange options available under current regulations. The team works directly with carriers to explain cost structures and benefit networks to ensure suitable selections for each client. Commercial coverage serves local offices requiring employee health benefits, warehouses needing group rate negotiations, and food service operations seeking compliant plans for their staff.
WBA Insurance Agency serves the residential health insurance needs of individuals and families in La Quinta, California. The agency also offers commercial health coverage for local small businesses throughout the Coachella Valley region. Their agents help clients navigate plan options, including annual enrollment updates and changes in coverage needs. After an initial policy placement, the agency provides ongoing follow-up support and reviews coverage options during regular visits to ensure plans remain appropriate.
What Does a a Health Insurance Agent in La Quinta Cost?
Health insurance premiums in California vary by plan type age and income. A mid-level Silver plan through Covered California can range from 400 to 700 dollars per month for an individual without subsidies. Subsidies based on income can lower costs significantly. Agent services are typically free to you. This is general information and not insurance advice.
About health insurance agents in La Quinta
Health insurance agents in La Quinta California help individuals and families compare plans from Covered California and private carriers. California requires all agents to be licensed by the Department of Insurance and to follow strict disclosure rules. Local agents understand the specific health needs of the Coachella Valley community.
Frequently Asked Questions
What does a health insurance agent in La Quinta do?
A health insurance agent helps you review plan options from Covered California and private insurers. They explain benefits costs and network details. They also assist with enrollment and plan changes during open enrollment or special enrollment periods.
Do I have to pay a health insurance agent in California?
In most cases you do not pay the agent directly. Agents are paid commissions by the insurance company. California law requires agents to disclose their compensation if you ask.
When can I enroll in a health plan in La Quinta?
Open enrollment for Covered California usually runs from November 1 to January 31 each year. You may qualify for a special enrollment period after a qualifying life event like losing other coverage or moving to La Quinta.
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