The top-rated health insurance agent in Los Altos, California is Jim Flynn - State Farm Insurance Agent, rated 4.9 stars across 25 reviews. Other highly rated options include KBI Benefits, Josh Anderson - State Farm Insurance Agent, Cathy Nguyen: Allstate Insurance. This directory lists 16 health insurance agents serving Los Altos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Flynn - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 2 | KBI Benefits | 221 Main St #1462 | (408) 366-8880 |
| 3 | Josh Anderson - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 4 | Cathy Nguyen: Allstate Insurance | 745 Distel Dr Suite 119 | (650) 964-3022 |
| 5 | Farmers Insurance - Naomi Hayashi | 900 N San Antonio Rd Ste102 | (650) 321-7637 |
| 6 | Michael Tirabassi - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 209-1202 |
| 7 | Al Ward - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 8 | Frank Hughes Farmers Insurance | 220 State St Suite B | (650) 815-7068 |
| 9 | Gil Koury Insurance | 86 3rd St UNIT 115 | (650) 947-7676 |
| 10 | Dwight Matthews - State Farm Insurance Agent | 1564 Miramonte Ave | (650) 948-8164 |
Jim Flynn - State Farm Insurance Agent serves the Los Altos, California area, offering health insurance services to local residents and small businesses. The agency helps clients understand their coverage options and enroll in plans that meet their individual healthcare needs. Policies available include individual and family medical plans, as well as supplemental insurance for dental and vision care.
KBI Benefits provides individual and family health insurance plans as well as group coverage for small to medium-sized businesses in Los Altos, CA. It helps clients navigate open enrollment, compare plan options, and understand policy details. Regular policy reviews are offered to ensure coverage remains aligned with changing healthcare needs and budget. Practical guidance on how to utilize benefits effectively throughout the year is also provided. The company services single-family homes, apartments, retail locations, and restaurants.
Josh Anderson - State Farm Insurance Agent serves local homeowners, renters, and small business owners in Los Altos, California, by offering health insurance plans that help individuals and families manage medical costs and access necessary care. Policies are tailored to cover routine checkups, specialist visits, and emergency services under various plan options. This office provides personal consultations to explain coverage details and assist with policy adjustments throughout the year. The agency also extends its services to adjacent communities such as Mountain View and the broader Santa Clara County metro area.
Cathy Nguyen: Allstate Insurance serves Los Altos and the surrounding communities in Santa Clara County, handling individual and family health insurance plans, Medicare supplements, and short-term medical coverage. The agency assists clients in navigating open enrollment periods and understanding plan options that meet their medical needs and budget. It helps evaluate coverage for doctor networks, prescription drugs, and out-of-pocket costs. For each client, it typically reviews their current health situation and financial goals before recommending a suitable policy from available carriers.
As a health insurance agent, Farmers Insurance - Naomi Hayashi in Los Altos, CA offers a range of specialty health coverage plans, including individual and family policies. The agency works to align clients with suitable medical, dental, and vision insurance options from various carriers. It generally assists with plan comparisons and annual enrollment details. With the open enrollment season approach, it helps residents secure coverage before critical deadlines pass.
Michael Tirabassi - State Farm Insurance Agent in Los Altos, CA connects individuals and families with health coverage plans that meet a variety of medical needs. As a local health insurance agent, the agency helps clients understand policy options and enroll in plans suited to their budgets. The office serves residential customers as well as commercial clients, including office spaces, warehouses, and food service establishments.
As open enrollment season approaches, many Los Altos residents seek clear guidance for their health coverage decisions. Al Ward - State Farm Insurance Agent provides personal assistance for those navigating plan options under the Affordable Care Act or seeking supplemental policies. With a local office, the agency helps compare different coverage levels to match individual health needs and budgets. Understanding that medical costs and network access can vary widely, the team begins every relationship with an initial consultation to review current coverage and discuss specific health care expectations.
Frank Hughes Farmers Insurance in Los Altos, CA helps clients navigate the choice between a single short-term health plan for an isolated need and a long-term recurring policy for continuous medical coverage. They assist local residents in understanding plan networks, prescription benefits, and preventive care options available under major insurers. Whether for individuals, families, or small groups, service operates on an as-needed basis, with no recurring schedule unless the client requests ongoing policy review or enrollment assistance.
Gil Koury Insurance in Los Altos, California, assists residents with individual health plans to meet personal medical needs. For local businesses, the agency also provides commercial health coverage options for their employees and groups. Their service area encompasses the greater Los Altos region and surrounding communities in Santa Clara County. By working closely with carriers throughout the year, the agency helps clients understand plan changes and coverage selections. Between regular annual enrollment periods, the company remains available for follow-up service, including answering questions about claims or billing adjustments.
Dwight Matthews - State Farm Insurance Agent in Los Altos, CA, is recognized for providing health insurance coverage to area residents and families. The agency assists clients in understanding their policy options, including individual plans and group coverage for small businesses. Supporting the local community, the team works to help customers find suitable protection for medical needs. A specialty service this agent can add on is dental insurance supplements for existing health plans.
What Does a a Health Insurance Agent in Los Altos Cost?
Health insurance agents in California generally do not charge consumers a fee for their services. Their compensation comes from the insurance companies, usually as a percentage of the premium. For individual plans, commissions can range from 2% to 5% of the annual premium. For Medicare plans, commissions are set by the government and vary by plan type. Costs to you may be higher if you work with an agent who charges a consulting fee, but this is uncommon. This is general information, not insurance advice.
About health insurance agents in Los Altos
Health insurance agents in Los Altos, California assist individuals and families with enrolling in health plans through Covered California, Medicare, and private insurers. Under California law, agents must be licensed by the California Department of Insurance and follow strict disclosure rules. They can help you compare plans and apply for subsidies based on your income.
Frequently Asked Questions
What does a health insurance agent in Los Altos do?
A health insurance agent helps you review and enroll in health plans that fit your needs and budget. They explain plan benefits, network options, and cost-sharing details. Agents also assist with special enrollment periods and subsidy applications.
Do I have to pay a health insurance agent in Los Altos?
In most cases, you do not pay the agent directly. Agents are compensated by the insurance carriers through commissions. This means their services are typically free to you.
Can a Los Altos agent help with Covered California enrollment?
Yes, many agents in Los Altos are certified to help with Covered California enrollment. They can guide you through the application process, check your eligibility for subsidies, and help you choose a plan during open enrollment or a special enrollment period.
Health Insurance Agents in Other California Cities
Agoura Hills · Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Atascadero · Auburn · Bakersfield · Baldwin Park · Banning · Bell Gardens