The top-rated health insurance agent in Martinez, California is Kathy Bernardez - State Farm Insurance Agent, rated 5.0 stars across 137 reviews. Other highly rated options include Farmers Insurance - Scott Alstad, Michelle Allman - State Farm Insurance Agent, Alissa Gutierres: Allstate Insurance. This directory lists 16 health insurance agents serving Martinez.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kathy Bernardez - State Farm Insurance Agent | 837 Arnold Dr Suite 330 | (925) 520-0290 |
| 2 | Farmers Insurance - Scott Alstad | 2843 Alhambra Ave | (925) 313-9270 |
| 3 | Michelle Allman - State Farm Insurance Agent | 1320 Arnold Dr # 160 | (925) 228-0920 |
| 4 | Alissa Gutierres: Allstate Insurance | 3237 Alhambra Ave Ste 3 | (925) 201-6463 |
| 5 | SBW Insurance Services | 3755 Alhambra Ave #5 | (925) 374-5312 |
| 6 | Mark Woodard - State Farm Insurance Agent | 609 Main St | (925) 228-0196 |
| 7 | Bryce Stephens: Allstate Insurance | 1311 Pine St Ste H | (925) 372-8995 |
| 8 | Sam Limones - State Farm Insurance Agent | 6590 Alhambra Ave Ste 101 | (925) 944-9316 |
| 9 | Farmers Insurance - Paul Bickham | 827 Arnold Dr Ste 100 | (925) 228-3030 |
| 10 | Farmers Insurance - Kevin Cullop | 4041 Alhambra Ave Ste 103 | (925) 387-5226 |
Kathy Bernardez - State Farm Insurance Agent serves the Martinez, California area as a local health insurance agent. The agency helps clients navigate plan options to meet their medical coverage needs. It offers guidance on selecting policies that fit individual budgets and healthcare requirements. Familiarity with regional providers and market regulations allows for informed recommendations. The office also assists with understanding enrollment periods and out-of-pocket costs. Specific services handled here include individual health plans and short-term medical insurance policies.
Farmers Insurance - Scott Alstad provides health insurance agent services for individuals and families in the Martinez, California area. The agency assists clients with understanding policy options, comparing coverage details, and enrolling in plans that meet their healthcare needs. Ongoing support includes assisting with claims, answering coverage questions, and helping with plan renewals or changes during open enrollment periods. The agency serves residential clients, including those in single-family homes and apartment dwellings, as well as commercial property owners operating retail businesses and restaurants throughout the community.
Michelle Allman - State Farm Insurance Agent serves homeowners, renters, and drivers in the Martinez area, offering individual health insurance plans and supplemental coverage options. The agency helps clients understand deductibles, copays, and network choices to match their healthcare needs and budgets. Personalized consultations ensure each policy aligns with changing medical or financial circumstances. This agent also provides service to residents in the neighboring community of Pleasant Hill.
Alissa Gutierres: Allstate Insurance serves the Martinez, California area and the surrounding Contra Costa County communities. The company handles health insurance policies for individuals and families. Clients typically seek guidance on plan options during open enrollment periods or after qualifying life events. The business also assists with explaining basic policy coverage terms. Alissa Gutierres: Allstate Insurance approaches each client’s needs by first assessing their specific health care requirements and budget before presenting a few suitable plan choices for their consideration.
At SBW Insurance Services in Martinez, California, health insurance agents assist clients in distinguishing between individual one-time enrollment plans and ongoing coverage options that require periodic renewals. They explain how various policies handle routine medical visits, emergency care, prescription drugs, and preventive services under current healthcare regulations for local residents. Guidance is provided for understanding plan details and comparing available choices from insurers operating in the area. This agency’s service for health insurance needs runs on a scheduled or as-needed basis depending on client inquiry and policy change timelines.
As the annual Medicare open enrollment period approaches in Martinez, CA, many residents face complex decisions about their health coverage options. Mark Woodard - State Farm Insurance Agent assists locals by reviewing individual circumstances and comparing available plans from major insurers. This agent focuses on helping clients understand deductibles, copays, and network restrictions that affect their care. The process begins with a complimentary consultation where a licensed agent inspects current coverage and assesses specific health needs to identify suitable adjustments.
As a health insurance agent, Bryce Stephens of Allstate Insurance in Martinez, CA offers individualized plan comparisons and enrollment assistance for individuals, families, and small groups. The agency helps clients navigate Medicare plans, short-term coverage, and major medical policies available through the local marketplace. Throughout open enrollment periods and following life changes such as job loss or a new child, it guides residents in understanding their options and securing appropriate coverage for their specific healthcare needs.
Sam Limones - State Farm Insurance Agent in Martinez helps individuals and families find coverage that addresses routine medical visits and unexpected health needs, with added options for dental and vision plans. The agency assists clients in navigating plan selections during open enrollment and qualifying life events. Commercial health insurance solutions are available for offices requiring group benefits, warehouses needing flexible worker coverage, and food service establishments seeking employee health protection.
Farmers Insurance – Paul Bickham provides residential health insurance solutions for individuals and families in Martinez, California. The agency also offers commercial coverage to meet the needs of local businesses operating in the area and surrounding communities. Clients receive guidance in selecting appropriate plans designed to help manage medical costs and wellness needs. Each customer can rely on attentive follow-up support and ongoing service coordination between regular visits to address any coverage adjustments or policy questions that arise.
Farmers Insurance - Kevin Cullop is a health insurance agent serving the Martinez area. The agency helps individuals and families navigate plan options, including coverage for medical visits, prescriptions, and preventive care. They work to match clients with policies that fit their healthcare needs and budgets. Clients can receive guidance on open enrollment periods, plan changes, and understanding deductibles. A specialty service the agency can provide is assistance with Medicare supplement plans for those nearing retirement age.
What Does a a Health Insurance Agent in Martinez Cost?
Health insurance agents in California generally do not charge a direct fee to consumers. Their compensation comes from commissions paid by insurance carriers. Plan premiums vary widely; a typical individual plan through Covered California may cost between 200 and 600 dollars per month after subsidies. Medicare Advantage plans often have zero premium options. This is general information, not insurance advice.
About health insurance agents in Martinez
A health insurance agent in Martinez, California can help you navigate Covered California plans, Medicare options, and private health insurance. California requires all agents to be licensed by the California Department of Insurance. Agents can explain how open enrollment periods and special enrollment qualify under state law.
Frequently Asked Questions
What does a health insurance agent in Martinez do?
A health insurance agent helps you compare plans from different carriers, apply for subsidies through Covered California, and enroll in Medicare. They provide guidance on plan benefits, networks, and costs.
How do I know if I qualify for a special enrollment period in California?
You may qualify for a special enrollment period after a qualifying life event like losing job-based coverage, getting married, or having a baby. California also allows enrollment for lower-income residents outside the regular open enrollment period.
Is there a fee to use a health insurance agent in California?
Health insurance agents in California are typically paid by the insurance company, not by you. Their services are usually free to the consumer. Always confirm any fees before starting the process.
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