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Find Health Insurance Agents Near You in Merced, CA

Browse health insurance agents serving Merced, California. Updated 2026-07-14.

The top-rated health insurance agent in Merced, California is Cost-U-Less Insurance, rated 4.9 stars across 770 reviews. Other highly rated options include Quote Valley Insurance - Covered California, Freeway Insurance, Fluetsch & Busby Insurance. This directory lists 18 health insurance agents serving Merced.

Showing 18 health insurance agents in Merced, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cost-U-Less Insurance3070 M St #1(209) 418-7383
2Quote Valley Insurance - Covered California840 W Olive Ave STE E(209) 723-2000
3Freeway Insurance251 W 11th St(209) 781-4122
4Fluetsch & Busby Insurance725 W 18th St #1(209) 722-1541
5Farmers Insurance - Annissa Fragoso527 W Main St(209) 626-5551
6Edge Insurance Services2830 G St Ste B(209) 385-3343
7Covered California Certified Agent - Alex Hernandez840 W Olive Ave STE E(209) 723-2000
8Merced Atlas Insurance Services1624 K St(209) 626-5450
9Central California Alliance for Health530 W 16th St Suite B(209) 381-5300
10Merced Insurance833 W 18th St(209) 722-3318
CU
3070 M St #1
Cost-U-Less Insurance
Health Insurance Agent · Merced, CA

Cost-U-Less Insurance, based in Merced, California, is a local agency known for helping individuals and families navigate health insurance options. It offers a range of plans from major carriers to meet various coverage needs and budgets. The agency assists clients with open enrollment, plan comparisons, and subsidy applications to make healthcare more accessible. For those with specific medical needs, it can also arrange supplemental dental and vision coverage as an add-on service.

QV
840 W Olive Ave STE E
Quote Valley Insurance - Covered California
Health Insurance Agent · Merced, CA

Quote Valley Insurance - Covered California serves Merced County, offering health insurance agent services to local residents and families. The agency assists clients in navigating individual and family health plans through the Covered California marketplace. It also helps with understanding enrollment periods, subsidy eligibility, and plan options that meet varying healthcare needs. As a licensed health insurance agent in the area, Quote Valley Insurance provides guidance on comparing coverage levels and costs. Its services include enrolling new members in health plans and helping existing clients renew their coverage each year.

FI
251 W 11th St
Freeway Insurance
Health Insurance Agent · Merced, CA

Freeway Insurance serves the Merced, California metro area, offering professional assistance with health insurance policies and coverage options. The agency helps individuals and families navigate plan selections, including major medical plans and supplemental health benefits. Brokers evaluate local insurers to match clients with suitable coverage tiers. The office is located in Merced, conveniently accessible for in-person consultations. Specific services handled include enrollment in Affordable Care Act marketplace plans and Medicare supplement policy applications.

FB
725 W 18th St #1
Fluetsch & Busby Insurance
Health Insurance Agent · Merced, CA

Fluetsch & Busby Insurance provides health insurance agent services to individuals and families in Merced, California. The company assists clients in selecting and enrolling in health plans that meet their medical coverage needs and budgets. Ongoing support is offered for policy questions, claims assistance, and annual open enrollment guidance. Service plans include personalized consultations to review changing healthcare options and update coverage accordingly. In addition to health policies, the firm helps with supplemental plans such as dental and vision coverage. It serves single-family homes, apartments, and local retail and restaurant businesses.

FI
527 W Main St
Farmers Insurance - Annissa Fragoso
Health Insurance Agent · Merced, CA

Farmers Insurance - Annissa Fragoso serves homeowners, renters, and small business owners in Merced, California, providing health insurance agent services. The agency helps clients navigate individual health plans, group coverage options, and supplemental policies tailored to their needs. Assistance is given with plan comparisons and enrollment questions. The area covered includes Merced and extends to the neighboring community of Atwater.

EI
2830 G St Ste B
Edge Insurance Services
Health Insurance Agent · Merced, CA

Edge Insurance Services serves Merced, California, and the surrounding communities of the Central Valley. As a health insurance agent, it handles individual, family, and group health plans, including major medical coverage and supplemental policies. The company guides clients through open enrollment and assists with understanding plan benefits and network options. To manage a typical job, it meets with clients in person to review their healthcare needs and compare available plans to find a suitable fit.

CC
840 W Olive Ave STE E
Covered California Certified Agent - Alex Hernandez
Health Insurance Agent · Merced, CA

For those seeking permanent coverage, Alex Hernandez offers ongoing enrollment support, while clients needing short-term insurance can access one-time plan selection. This agency primarily guides individuals and families through various health plan comparisons, including options available under local marketplace regulations. Service appointments are structured on an as-needed basis, allowing clients to request assistance specifically when enrollment periods open or personal circumstances change, rather than adhering to a fixed recurring schedule.

MA
1624 K St
Merced Atlas Insurance Services
Health Insurance Agent · Merced, CA

Merced Atlas Insurance Services specializes in guiding individuals and families through health plan selection, partnering with major carriers to match clients with suitable coverage. It also provides general assistance with policy updates, claims questions, and enrollment procedures for local residents in Merced. The agency addresses specific needs like navigating open enrollment deadlines or securing temporary plans during employment gaps or life transitions.

CC
530 W 16th St Suite B
Central California Alliance for Health
Health Insurance Agent · Merced, CA

Central California Alliance for Health provides a range of health insurance agent services, including plan selection assistance and enrollment guidance for individual and group coverage. It offers ongoing support to help clients understand policy details and manage renewals. The agency serves the Merced, California area by connecting residents and local businesses with suitable health plans. Its client base includes single-family homes, apartments, retail, and restaurants.

MI
833 W 18th St
Merced Insurance
Health Insurance Agent · Merced, CA
SI
505 W 18th St
Salmeri Insurance
Health Insurance Agent · Merced, CA
(209) 722-8020
salmeri.com/about-us
RI
126 W Main St Ste A
RC Insurance Brokers
Health Insurance Agent · Merced, CA
(209) 233-6213
rcib.net
BI
1164 Olivewood Dr
Barlocker Insurance Services
Health Insurance Agent · Merced, CA
(209) 383-0220
leavitt.com/barlocker
SH
3022 G St STE 101
Supplemental Health Insurance Services, LLC
Health Insurance Agent · Merced, CA
(209) 723-6900
plansforeveryone.com
AM
450 W 21st St #2
April Marie Tinsley Insurance Services
Health Insurance Agent · Merced, CA
(209) 723-6900
plansforeveryone.com
NH
2185 G St suite 200
New Horizon Insurance Services Merced
Health Insurance Agent · Merced, CA
(209) 722-1400
newhorizonins.com
CM
2824 Park Ave Ste. C
Chuck Meyer Insurance Agency
Health Insurance Agent · Merced, CA
(209) 383-7774
chuckmeyerinsurance.com
II
368 E Yosemite Ave Ste. 100
InterWest Insurance Services, LLC. Merced
Health Insurance Agent · Merced, CA
(209) 723-9181
iwins.com/contact-us/merced

What Does a a Health Insurance Agent in Merced Cost?

Health insurance agents in California typically do not charge a fee to consumers. Their compensation comes from commissions paid by insurance carriers which are built into the plan premiums. For individual plans monthly premiums in Merced can range from around 300 to 800 dollars for a single adult depending on age income and plan tier. Costs vary widely based on subsidies from Covered California and the specific plan selected. This is general information and not insurance advice.

About health insurance agents in Merced

Health insurance agents in Merced California help individuals families and small businesses find coverage through Covered California or private insurers. Under California law agents must be licensed by the Department of Insurance and can guide you through open enrollment or special enrollment periods. Local agents understand the health care needs of the Central Valley and can explain plan options including subsidies available through the state exchange.

Frequently Asked Questions

What does a health insurance agent in Merced do?

A health insurance agent helps you compare plans from multiple carriers and enroll in coverage that fits your budget and medical needs. They can assist with Covered California applications and explain how subsidies or tax credits work. Agents do not charge you directly their commission is paid by the insurance company.

When can I enroll in health insurance in Merced California?

Open enrollment for Covered California typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you have a qualifying life event such as losing other coverage moving to Merced or getting married. California also offers year round Medi-Cal enrollment for those who qualify based on income.

Do I need a license to sell health insurance in California?

Yes all health insurance agents in California must hold a valid license from the California Department of Insurance. You can verify an agents license number on the CDI website. Agents must also complete continuing education to stay current on state laws and plan changes.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.