The top-rated health insurance agent in Oakland, California is Saavedra Longino Organization, rated 5.0 stars across 754 reviews. Other highly rated options include Freeway Insurance, Jain Williams - State Farm Insurance Agent, Odalis Ordonez Insurance Agency. This directory lists 24 health insurance agents serving Oakland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Saavedra Longino Organization | 80 Swan Wy #130 | (916) 309-4550 |
| 2 | Freeway Insurance | 1452 High St Ste B | (510) 306-4388 |
| 3 | Jain Williams - State Farm Insurance Agent | 4222 MacArthur Blvd | (510) 530-3222 |
| 4 | Odalis Ordonez Insurance Agency | 3560 Grand Ave | (510) 874-5700 |
| 5 | Khidir Insurance Agency | 3114 San Pablo Ave | (510) 227-6520 |
| 6 | Cost-U-Less Insurance | 5353 Claremont Ave Ste A | (510) 497-0640 |
| 7 | Ken Bullock - State Farm Insurance Agent | 4490 Piedmont Ave | (510) 658-9616 |
| 8 | avail insurance solutions, inc - independent insurance broker | 6023 College Ave | (510) 595-6600 |
| 9 | Halbrook Insurance | 1433 Leimert Blvd | (510) 531-1432 |
| 10 | Concise Solutions Insurance Services | 3349 International Blvd | (510) 534-6293 |
As health insurance enrollment periods and life changes arrive each year in Oakland, residents often seek clear guidance on their plan options. Saavedra Longino Organization serves as a Health Insurance Agent in the area, helping clients evaluate their coverage needs without aggressive sales pressure. They focus on explaining the details of available policies so individuals and families can make informed decisions. The process typically begins with an assessment of the client's current health needs and budget during an initial consultation.
Freeway Insurance, serving Oakland, California, assists individuals and families with selecting health coverage through the Health Insurance Marketplace and private plans. The agency specializes in connecting clients to essential benefits, including preventative care, prescription drug coverage, and dental add-ons. It helps navigate plan enrollment periods for those needing major medical policies. In the commercial sector, the office can provide health insurance solutions for local businesses, warehouses, and food service establishments.
Jain Williams - State Farm Insurance Agent serves the Oakland, CA area, providing health insurance agent services to local residents and businesses. This agency assists clients in navigating the complex landscape of medical coverage options available in Alameda County. Health insurance agents work to help individuals and families find suitable plans that meet their healthcare needs and financial situations. The agency handles enrollment in individual health plans and also guides small business owners through group health insurance options available for employees.
Odalis Ordonez Insurance Agency serves homeowners, renters, and small business owners in Oakland, California, by providing health insurance plans that help individuals and families manage medical coverage and navigate open enrollment periods. The agency also assists with plan comparisons and policy renewals to ensure clients find appropriate options for their needs and budgets. Its service area extends across the East Bay, covering neighboring communities such as Berkeley and Alameda.
Khidir Insurance Agency serves clients in Oakland and the surrounding area as a health insurance agent, offering assistance with plan selection and enrollment. It provides ongoing support for policy maintenance, helping individuals navigate renewals and changes in coverage. The agency addresses questions about network access and out-of-pocket costs. Services extend to single-family homes, apartments, retail spaces, and restaurants, reflecting the diverse property and business types it encounters in the local community.
Cost-U-Less Insurance in Oakland, California, assists residents with individual health insurance plans, ensuring access to essential medical care and preventive services. The agency also addresses commercial coverage needs for small businesses, helping employers secure group health benefits for their staff throughout the East Bay area. A dedicated agent simplifies enrollment periods, compares policy options, and clarifies federal subsidies. Between regular visits, clients can easily reach the office for follow-up questions or to adjust their plans after life changes like a new job or family addition.
Ken Bullock - State Farm Insurance Agent serves Oakland, California, and the surrounding East Bay communities. This agency handles health insurance plans from a major national carrier, helping individuals and families find coverage that meets their needs. It also assists with supplemental policies and Medicare-related options. The agent works by first reviewing each client’s current situation and health priorities, then presenting available plan choices in a clear, straightforward manner.
Avail Insurance Solutions, Inc., an independent insurance broker in Oakland, CA, offers both one-time plan comparisons and recurring service options for ongoing policy management. Their health insurance agents help individuals and families navigate coverage choices, including major medical plans and supplemental policies suited to local healthcare networks. The company ensures clients understand policy details and enrollment periods while selecting appropriate benefits. Service runs on a one-time, scheduled, or as-needed basis to accommodate varying client needs throughout the year.
Halbrook Insurance specializes in connecting clients with individual and family health plans, including Medicare options, while also assisting businesses with group coverage in the Oakland area. As a health insurance agent, it helps navigate open enrollment periods and plan selections. The agent works to clarify policy details and compare deductibles and networks for local residents. During the annual Medicare Annual Enrollment Period, it helps seniors assess prescription drug coverage changes and adjust their plans accordingly.
As open enrollment season approaches in Oakland, many residents seek guidance for their health insurance choices. Concise Solutions Insurance Services helps individuals and families navigate the available plans, explaining differences in coverage and network options. Their agents clarify how local policy changes might affect deductibles or prescription benefits. They also assist small business owners evaluating group health offerings. An initial consultation is scheduled to review current coverage and assess each client’s specific healthcare needs.
What Does a a Health Insurance Agent in Oakland Cost?
Health insurance agents in California typically do not charge a direct fee to consumers. Their compensation comes from the insurance carrier as a commission which is included in your premium. For individual plans commissions range from 2 to 5 percent of the premium per month. For Medicare plans commissions are set by the government and are usually a flat fee per policy. Costs vary by case and plan type. This is general information and not insurance advice.
About health insurance agents in Oakland
Health insurance agents in Oakland help individuals and families find coverage through Covered California or private insurers. California requires all agents to be licensed by the state Department of Insurance. An agent can explain the different plan tiers and help you apply for subsidies based on your income.
Frequently Asked Questions
What does a health insurance agent in Oakland do?
A health insurance agent helps you compare plans from different carriers. They guide you through enrollment and can answer questions about deductibles and networks. Agents in California must follow state rules on disclosure and fair marketing.
Do I need to pay a fee to use a health insurance agent in California?
In most cases health insurance agents are paid by the insurance company not by you. Their commission is built into the plan premium. You should confirm with the agent if any fees apply before you enroll.
Can an Oakland agent help me with Covered California subsidies?
Yes a certified agent can help you apply for premium tax credits and cost-sharing reductions through Covered California. These subsidies are based on your household income and size. The agent will verify your eligibility during the application process.
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