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Find Health Insurance Agents Near You in Oceanside, CA

Browse health insurance agents serving Oceanside, California. Updated 2026-07-14.

The top-rated health insurance agent in Oceanside, California is Freeway Insurance, rated 4.8 stars across 299 reviews. Other highly rated options include Inszone Insurance Services, Serra Benefits & Insurance Services, Aloha West Insurance. This directory lists 17 health insurance agents serving Oceanside.

Showing 17 health insurance agents in Oceanside, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1919 Mission Ave STE 106(760) 281-3001
2Inszone Insurance Services2111 S El Camino Real #201(760) 433-2307
3Serra Benefits & Insurance Services2821 Oceanside Blvd Unit E(760) 439-9700
4Aloha West Insurance4225 Oceanside Blvd(760) 547-2626
5Ben Shore Insurance603 Seagaze Dr #217(760) 966-9180
6Preferred Insurance California603 Seagaze Dr #883(760) 385-8239
7Gateway Insurance Agency Inc207 N Ditmar St(760) 439-1323
8Leading Edge Insurance Services, Inc.815 Mission Ave Suite 208(760) 433-5196
9All Access Insurance Services, LLC2216 S El Camino Real suite 209(760) 433-8474
10Tecker Insurance1012 S Coast Hwy UNIT J(760) 757-3334
FI
1919 Mission Ave STE 106
Freeway Insurance
Health Insurance Agent · Oceanside, CA

Freeway Insurance in Oceanside, California, is a health insurance agent known for helping individuals and families navigate local plan options from major carriers. Its service range includes comparing Affordable Care Act marketplace plans, Medicare supplements, and short-term medical coverage to match varying budgets and healthcare needs. The agency assists clients with enrollment, renewals, and understanding deductibles, copays, and provider networks. As a specialty service, Freeway Insurance can also add dental and vision coverage plans to any health policy purchased through the agency.

II
2111 S El Camino Real #201
Inszone Insurance Services
Health Insurance Agent · Oceanside, CA

Inszone Insurance Services serves the Oceanside, California area, offering health insurance agency services to local residents and businesses. The company assists clients in navigating individual health plans and group coverage options. It helps customers understand enrollment periods and various policy benefits available in the regional market. Inszone Insurance Services also provides support for Medicare supplement plans and short-term health insurance solutions.

SB
2821 Oceanside Blvd Unit E
Serra Benefits & Insurance Services
Health Insurance Agent · Oceanside, CA

Serra Benefits & Insurance Services serves individuals and families in the Oceanside area of San Diego County, offering guidance on health insurance plans. As a local agent, the company assists clients in navigating plan options under the Affordable Care Act. It helps compare coverage details and out-of-pocket costs to identify suitable policies. The agency handles enrollment for individual medical plans and offers support for Medicare supplement policies.

AW
4225 Oceanside Blvd
Aloha West Insurance
Health Insurance Agent · Oceanside, CA

Aloha West Insurance provides health insurance agent services in the Oceanside, California area. The company assists clients with selecting and enrolling in individual and family health plans, as well as group coverage options for small businesses. It offers ongoing support for plan maintenance, including annual policy reviews and claims assistance. Aloha West Insurance serves a diverse mix of residential and commercial properties, including single-family homes, apartment complexes, local retail stores, and neighborhood restaurants.

BS
603 Seagaze Dr #217
Ben Shore Insurance
Health Insurance Agent · Oceanside, CA

Homeowners, families, and individuals in Oceanside seeking health insurance coverage turn to Ben Shore Insurance for knowledgeable guidance. This locally operated agency assists clients in understanding plan options, enrollment periods, and policy details to match specific healthcare needs and budgets. It regularly helps customers compare available medical, dental, and vision plans from major carriers serving the region. Residents in the nearby communities of Vista, Carlsbad, and other parts of coastal North County San Diego also rely on this agency for its accessible health insurance services.

PI
603 Seagaze Dr #883
Preferred Insurance California
Health Insurance Agent · Oceanside, CA

Preferred Insurance California serves clients in Oceanside and the surrounding North San Diego County communities. As a health insurance agent, it handles individual and family plans, Medicare options, and group coverage for local businesses. The agency focuses on understanding each client’s specific healthcare needs and budget constraints. It then compares available plans from multiple carriers to identify suitable options. For a typical job, the agent schedules a consultation to review current coverage, explains the policy details clearly, and assists with the enrollment process step by step.

GI
207 N Ditmar St
Gateway Insurance Agency Inc
Health Insurance Agent · Oceanside, CA

Gateway Insurance Agency Inc offers both one-time consultations and recurring service options for individuals and families in Oceanside, California. Coverage considerations include evaluating traditional major medical plans alongside short-term policies to meet diverse local healthcare needs. Licensed agents provide guidance through enrollment periods and policy comparisons tailored to each client’s medical and financial circumstances. Working with an independent agency helps residents navigate plan choices for consistent access to care. Service in this health insurance agent category runs on a one-time, scheduled, or as-needed basis depending on the client’s ongoing requirements.

LE
815 Mission Ave Suite 208
Leading Edge Insurance Services, Inc.
Health Insurance Agent · Oceanside, CA

Leading Edge Insurance Services, Inc. specializes in helping clients navigate individual and family health plans, as well as supplemental coverage options. From its base in Oceanside, CA, the company assists with comparing different policies to find suitable medical and prescription drug benefits. It also guides people through the complexities of enrollment periods and plan changes. As the end of the annual Open Enrollment period approaches, the agency actively helps local residents secure coverage before the deadline.

AA
2216 S El Camino Real suite 209
All Access Insurance Services, LLC
Health Insurance Agent · Oceanside, CA

For Oceanside residents navigating the annual Medicare open enrollment period or seeking coverage for a new job, having a clear explanation of plan options proves essential. All Access Insurance Services, LLC offers guidance through these decisions, breaking down the differences between individual and family health plans and helping clients compare deductibles and networks that work for their specific budgets and local providers. A typical first step involves scheduling a brief consultation to review current medical needs and preferences for the coming policy year.

TI
1012 S Coast Hwy UNIT J
Tecker Insurance
Health Insurance Agent · Oceanside, CA

Tecker Insurance helps individuals and businesses in Oceanside secure health coverage that meets their medical needs and financial situations. The agency focuses on guiding clients through plan options while clarifying terms like deductibles and out-of-pocket limits. They assist local companies in obtaining group health policies for employees, addressing compliance with coverage requirements under current regulations. Their services extend to commercial sectors such as offices, warehouses, and food service establishments requiring tailored employee benefits packages.

RM
3687 Water Way
Rock Meadow Insurance Services
Health Insurance Agent · Oceanside, CA
(760) 654-6760
rockmeadowinsurance.com
HI
218 S Freeman St C
The Health Insurance Guy
Health Insurance Agent · Oceanside, CA
(951) 972-2099
thrivehealthinsuranceguy.com
GI
3800 Oceanic Dr Suite 110
Gibbs Insurance Agency, Inc.
Health Insurance Agent · Oceanside, CA
(760) 744-2990
gibbsinsurance.com
OH
3800 Oceanic Dr
oceanside health insurance
Health Insurance Agent · Oceanside, CA
(760) 744-2990
healthinsuranceoceanside.com/contact.html
AH
2424 Vista Way #412
Affordable Health Insurance Advisors
Health Insurance Agent · Oceanside, CA
(760) 280-7632
CO
2103 S El Camino Real Suite 105B
CoveredCA Oceanside at 2103 S El Camino Real in Oceanside
Health Insurance Agent · Oceanside, CA
(760) 721-1677
TA
682 Mural St
Team Alvarez Insurance Services - Oceanside
Health Insurance Agent · Oceanside, CA
(760) 805-4314

What Does a a Health Insurance Agent in Oceanside Cost?

Health insurance premiums in California vary by plan type, age, location, and income. For a mid-level Silver plan through Covered California, monthly premiums for an individual in Oceanside can range from about 400 to 700 dollars before subsidies. Subsidies based on income can lower these costs significantly. Medicare Advantage plans often have low or zero monthly premiums but may have copays and deductibles. This is general information and not insurance advice.

About health insurance agents in Oceanside

Health insurance agents in Oceanside, California help individuals and families find coverage that meets their needs and budget. They can assist with plans through Covered California, the state marketplace, as well as Medicare and private insurance options. Agents must be licensed by the California Department of Insurance and follow state regulations for consumer protections.

Frequently Asked Questions

What does a health insurance agent in Oceanside do?

A health insurance agent helps you compare plans from different carriers, explains benefits and costs, and assists with enrollment. They can also help you apply for subsidies through Covered California if you qualify.

Do I have to pay a health insurance agent in California?

In most cases, you do not pay the agent directly. Agents are compensated by the insurance company or through Covered California. Their services are typically free to you.

Can a health insurance agent help with Medicare in Oceanside?

Yes, many agents are certified to sell Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. They can help you compare options during the annual enrollment period or when you first become eligible.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.