The top-rated health insurance agent in Oxnard, California is Pacific Preferred Insurance, rated 5.0 stars across 10,570 reviews. Other highly rated options include Ray Gonzales - State Farm Insurance Agent, Charles Allison - State Farm Insurance Agent, Veronica's Insurance Oxnard. This directory lists 24 health insurance agents serving Oxnard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Preferred Insurance | 2775 N Ventura Rd #110 | (805) 351-3851 |
| 2 | Ray Gonzales - State Farm Insurance Agent | 1701 Solar Dr Ste 251 | (805) 240-3100 |
| 3 | Charles Allison - State Farm Insurance Agent | 705 N Oxnard Blvd #101 | (805) 604-0900 |
| 4 | Veronica's Insurance Oxnard | 2816 Saviers Rd | (805) 491-9505 |
| 5 | Efrain Cazares - State Farm Insurance Agent | 4300 Tradewinds Dr #160 | (805) 205-8222 |
| 6 | Ken Lydiksen - State Farm Insurance Agent | 3481 W 5th St #105 | (805) 382-9952 |
| 7 | Barbara Ortiz-Lee - State Farm Insurance Agent | 3481 W 5th St #105 | (805) 382-4240 |
| 8 | Torres & Associates | 2069 N Oxnard Blvd | (805) 983-2400 |
| 9 | Bucio Insurance | 1049 S Ventura Rd B | (805) 985-0351 |
| 10 | Austin Reilley & Doud Insurance Services | 200 W 7th St | (805) 483-2217 |
Pacific Preferred Insurance serves Oxnard and Ventura County as a health insurance agent. The company helps clients navigate individual and family health plans, explaining coverage options and enrollment details. They assist with plan comparisons to match budgets and medical needs. Their work includes guiding customers through open enrollment periods and clarifying subsidy eligibility. Pacific Preferred Insurance also handles Medicare supplemental policies and short-term health coverage for local residents.
Ray Gonzales - State Farm Insurance Agent in Oxnard, California offers individual and family health insurance plans as well as group coverage options for local businesses. The agency provides assistance with enrolling in plans, explaining policy details, and guiding clients through annual open enrollment periods. It also helps with managing claims questions and adjusting coverage when needs change. This health insurance agent serves single-family homes, apartments, retail establishments, and restaurants throughout the Oxnard area.
Charles Allison’s agency provides health insurance solutions for individuals, families, and small business owners in the Oxnard area. As a local health insurance agent, the office assists clients in navigating plan options, including individual and family health coverage, as well as supplemental policies. The team works to help customers understand their benefits and find suitable plans for their needs. This agency also serves the neighboring communities of Ventura and Port Hueneme, ensuring access to personalized health insurance guidance throughout the greater metropolitan region.
Serving Oxnard and the surrounding Ventura County communities, Veronica’s Insurance Oxnard handles individual and family health insurance enrollments as well as Medicare plan options for local residents. The agency assists clients with understanding various coverage choices, including deductibles and network access, under current regulations. Recognizing that healthcare needs change over time, the agent reviews each client’s situation and available policies annually. To complete a typical job, the agent compares plan costs and benefits directly at the appointment to find a suitable match.
Some local health insurance agents offer one-time policy comparisons, while others provide ongoing service to adjust coverage as needs change. This Oxnard agency works as a health insurance agent, assisting clients in selecting plans that match their medical and financial situations. Policies available through this office include individual and family coverage options. Service from Efrain Cazares - State Farm Insurance Agent is available on a scheduled or as-needed basis, depending on current enrollments and each client’s request for assistance.
Ken Lydiksen, operating as a State Farm Insurance Agent in Oxnard, offers health insurance coverage options to local residents and small business owners. The agency helps clients navigate plan enrollment, policy transitions, and routine claims assistance. This includes guidance for open enrollment periods and life changes that require coverage updates. During the annual Medicare election season, agents assist older adults in reviewing their options to ensure their plans match current health needs.
Barbara Ortiz-Lee, operating in Oxnard, CA, provides general health insurance policies tailored to individual and family medical coverage needs, with additional specialty options for dental, vision, and supplemental accident protection. The agency assists clients in navigating the annual enrollment periods and understanding plan deductibles, copays, and network restrictions to ensure suitable plan selection. This agency can serve commercial sectors including medical and dental offices, light industrial warehouses, and full-service restaurant operations requiring group health benefits.
As the seasonal shifts in Oxnard bring new health concerns and open enrollment periods, residents and families find themselves navigating complex options for coverage. Torres & Associates offers guidance as a local health insurance agent, helping clients understand available plans and match policies to personal needs and budget. They meet with individuals and groups to explain Medicare, individual health plans, and other insurance products available in Ventura County. An initial consultation or review of current coverage is typically scheduled to begin this process.
Bucio Insurance assists residents in Oxnard, California, with individual health insurance plans for families and individuals. They also handle commercial health coverage for small and midsize businesses throughout the greater Ventura County area. Clients benefit from help choosing plans that match their medical needs and budget. The agency provides ongoing policy reviews, ensuring that coverage stays relevant as health situations change. Follow-up service is available between regular appointments to address new questions or life events.
What Does a a Health Insurance Agent in Oxnard Cost?
Health insurance agents in California typically do not charge you directly. Their compensation comes from the insurance carrier as a commission. For individual plans through Covered California commissions range from 4 to 6 percent of the premium. For Medicare plans commissions are set by the government and vary by plan type. Costs for small business group plans may include a service fee if the agent provides ongoing HR support. This is general information not insurance advice.
About health insurance agents in Oxnard
Health insurance agents in Oxnard California help individuals families and small businesses find suitable health plans. These agents are licensed by the California Department of Insurance and can assist with Covered California plans as well as private insurance options. They provide local knowledge of Ventura County healthcare networks and can explain California specific rules like the individual mandate and open enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Oxnard do?
A health insurance agent helps you compare plans from different carriers and enrolls you in a policy. They explain benefits costs and provider networks. Agents also assist with renewals and changes during special enrollment periods.
How do I choose a health insurance agent in Oxnard California?
Look for an agent licensed by the California Department of Insurance. Check their experience with Covered California and private plans. Ask about their knowledge of local doctors and hospitals in Ventura County.
Is there a fee to use a health insurance agent in Oxnard?
Most health insurance agents are paid by the insurance company not by you. Their commission is built into the plan premium. Some agents may charge a consulting fee for complex cases but they must disclose this upfront.
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