The top-rated health insurance agent in Palm Desert, California is Primerica-Palm Desert, rated 4.9 stars across 226 reviews. Other highly rated options include Palm Desert Insurance, Charise Karjala Health Markets, Inszone Insurance Services. This directory lists 18 health insurance agents serving Palm Desert.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Primerica-Palm Desert | 42575 Melanie Pl STE K | (760) 899-3893 |
| 2 | Palm Desert Insurance | 73241 CA-111 ste 1-b | (760) 341-2345 |
| 3 | Charise Karjala Health Markets | 72960 Fred Waring Dr #21 | (760) 831-2736 |
| 4 | Inszone Insurance Services | 73350 El Paseo Ste 107 | (760) 773-5671 |
| 5 | Insurance Incorporated - Palm Desert | 77564 Country Club Dr Ste 204D | (760) 867-0111 |
| 6 | Ascend Insurance Agency | 36917 Cook St STE 101 | (760) 341-3477 |
| 7 | Collective Insurance Solutions LLC | 77-711 Flora Rd Suite 325 | (760) 600-5605 |
| 8 | Jump Insurance Services | 77682 Country Club Dr STE I | (760) 610-6145 |
| 9 | Motz-Rusin Insurance Agency | 78000 Fred Waring Dr #202 | (760) 564-3888 |
| 10 | Desert View Insurance | 77564 Country Club Dr Suite 363 | (760) 346-1220 |
Primerica-Palm Desert serves the Palm Desert metro and surrounding Coachella Valley area of Riverside County. As a health insurance agent, the company assists individuals and families with finding suitable medical coverage plans. Their work involves explaining policy options, helping clients enroll during open enrollment periods, and navigating the complexities of the local insurance marketplace. They focus on helping residents secure essential health insurance policies. Standard services include handling applications for individual health plans and small group coverage for local businesses.
Palm Desert Insurance provides counseling and enrollment services for individual and family health plans, including major medical, short-term, and supplemental coverage options. It helps clients compare policies, navigate open enrollment periods, and manage ongoing claims or billing questions. The agency can assist with annual policy reviews and plan adjustments as health needs or regulations change. It serves a variety of property types, such as single-family homes, apartments, retail spaces, and restaurants.
Homeowners, families, and individuals in Palm Desert seeking individual or group health coverage can turn to Charise Karjala Health Markets for assistance navigating plan options. The agency helps clients understand Medicare supplements, short-term policies, and major medical plans available in the area. By reviewing different insurers and coverage levels, it aims to match people with suitable health insurance for their needs and budget. Its services also extend to residents and businesses in neighboring communities such as Cathedral City and Rancho Mirage within the Coachella Valley.
Inszone Insurance Services provides residential health insurance guidance to individuals and families in Palm Desert, California, also offering commercial coverage options for local businesses operating throughout the greater region. The agency assists clients in selecting appropriate health plans that meet their medical needs and budget constraints, leveraging general knowledge of available marketplace policies. Following an initial enrollment or consultation, the company remains available to assist with plan adjustments and ongoing questions during the coverage year between regular visits or annual open enrollment periods.
Insurance Incorporated - Palm Desert serves clients in Palm Desert and the surrounding Coachella Valley communities, handling health insurance agent services for individuals and families. It works with various plan options to help residents find coverage that fits their needs. The company assists with enrollment, plan comparisons, and answering questions about policy details. To handle a typical job, it begins by reviewing a client’s specific situation before explaining available choices clearly.
Ascend Insurance Agency in Palm Desert, California, assists clients with both one-time plan selections and ongoing policy management, ensuring coverage adapts to changing health needs. As a health insurance agent, the company provides guidance on local plan options and enrollment processes. Service appointments are available on a one-time basis for initial enrollment, scheduled as recurring check-ins for plan adjustments, or conducted as-needed during qualifying life events to address immediate coverage requirements.
Collective Insurance Solutions LLC of Palm Desert, CA specializes in helping individuals and families navigate health insurance enrollment, including plan comparisons for HMOs, PPOs, and prescription drug coverage. In addition, the agency provides year-round support for policy changes, out-of-network claims, and subsidy adjustments. During the annual Open Enrollment Period, it focuses on securing new coverage for residents who recently aged off a parent’s plan or lost workplace benefits due to layoffs or reduced hours.
As open enrollment season approaches in the Palm Desert area, many residents seek guidance on their health coverage options. Jump Insurance Services serves as a local health insurance agent, helping clients compare plans from various carriers. The company assists individuals and families in understanding their policy details, including premiums, deductibles, and provider networks. For those who are new to Medicare or reviewing their current plan, a no-cost initial assessment can clarify available choices and coverage gaps.
Motz-Rusin Insurance Agency specializes in connecting individuals and groups in Palm Desert with comprehensive health coverage plans. They assist clients in navigating complex enrollment periods and policy options to find suitable medical, dental, and vision benefits. The agency also helps local businesses provide employee health benefits while managing costs effectively. Their services extend to commercial sectors, including small offices, warehouses, and food service operations, ensuring that each workplace receives tailored insurance solutions for its workforce.
Desert View Insurance serves residents of Palm Desert and the surrounding area with health insurance plans tailored to individual needs. The agency also assists businesses with commercial coverage options, ensuring that local enterprises can access suitable employee benefits. Their service area covers the broader Coachella Valley region, providing support for clients seeking enrollment guidance or plan adjustments. Follow-up consultations are available to help policyholders manage coverage changes between regular annual renewals.
What Does a a Health Insurance Agent in Palm Desert Cost?
Health insurance agents in California generally do not charge you a direct fee for their services. Their compensation comes from commissions paid by insurance carriers. For individual plans through Covered California premiums vary by income and plan tier with bronze plans often starting around $300 per month and gold plans around $500 per month for a 40 year old. For Medicare plans agents may receive a commission from the carrier but your premium is the same whether you use an agent or not. This is general information and does not constitute insurance advice.
About health insurance agents in Palm Desert
Health insurance agents in Palm Desert California help individuals families and small businesses find coverage that meets their needs and budget. Agents licensed in California must follow state regulations including rules from the California Department of Insurance. Local agents understand the Palm Desert healthcare market and can guide you through Covered California open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Palm Desert do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your needs. They explain plan details like deductibles copays and provider networks. Agents in California must be licensed and follow state consumer protection laws.
Do I have to pay a fee to use a health insurance agent in California?
In most cases you do not pay a fee directly to the agent. Health insurance agents in California are typically compensated by the insurance company through commissions. Always confirm the payment arrangement before working with an agent.
Can a health insurance agent help me with Covered California enrollment?
Yes many agents in Palm Desert are certified to help you enroll through Covered California the states official health insurance marketplace. They can assist with plan selection and determine if you qualify for premium tax credits or Medi-Cal. Agents must complete training to offer Covered California plans.
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