The top-rated health insurance agent in Palm Springs, California is AAA Palm Springs Insurance and Member Services, rated 4.5 stars across 519 reviews. Other highly rated options include Cindy Pieper - State Farm Insurance Agent, Dean Mofidi Insurance Services, Inszone Insurance Services. This directory lists 13 health insurance agents serving Palm Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Palm Springs Insurance and Member Services | 300 S Farrell Dr | (760) 320-1121 |
| 2 | Cindy Pieper - State Farm Insurance Agent | 707 E Tahquitz Canyon Way Suite 23 | (760) 416-3006 |
| 3 | Dean Mofidi Insurance Services | 4633 Ramon Rd | (760) 318-4099 |
| 4 | Inszone Insurance Services | 909 Crossley Rd | (760) 324-4100 |
| 5 | Donald Browne Insurance Services | 190 W Amado Rd | (760) 904-0354 |
| 6 | Matrix Benefits & Insurance Solutions, Inc | 1091 N Palm Canyon Dr | (760) 932-0906 |
| 7 | Garcia Insurance Inc | 2099 E Tahquitz Canyon Way | (760) 320-1111 |
| 8 | Bill Proctor & Associates Insurance Services, Inc | 555 S Sunrise Way Ste 104 | (760) 568-5348 |
| 9 | Cathedral City Insurance Services | 67664 E Ramon Rd | (760) 328-3628 |
| 10 | Community Insurance Services | 400 S Farrell Dr | (760) 993-3490 |
AAA Palm Springs Insurance and Member Services serves the Palm Springs metro area and Riverside County as a health insurance agent. It assists individuals and families in navigating plan options under the Affordable Care Act marketplace. The agency also provides guidance on Medicare Advantage and Medicare Supplement plans for local retirees and seniors seeking year-round coverage. Its services include annual enrollment help and plan comparison for both group and individual health policies in the Coachella Valley region.
Cindy Pieper - State Farm Insurance Agent in Palm Springs, California, provides a range of health insurance coverage options, including individual and family plans. It assists clients in selecting policies that address medical needs and offers ongoing support for plan maintenance and updates throughout the year. The agency helps customers navigate open enrollment periods and adjust coverage as circumstances change. Its service includes single-family homes, apartments, retail businesses, and restaurants in the local area.
Dean Mofidi Insurance Services serves homeowners, businesses, and property managers in Palm Springs, California, by connecting them with health insurance plans that meet their individual needs. The agency helps clients navigate plan options, including those for individuals, families, and small groups, ensuring coverage that aligns with their specific health care requirements and financial considerations. It also offers guidance on understanding plan benefits and enrollment periods. The company additionally serves clients throughout the greater Coachella Valley, including nearby Cathedral City and Rancho Mirage.
Inszone Insurance Services serves Palm Springs and the surrounding communities of the Coachella Valley. It handles individual and group health insurance policies, helping clients navigate the complexities of Medicare, ACA marketplace plans, and supplemental coverage. The agent assesses each customer's medical needs, income, and preferred network to identify suitable plan options. The agency typically presents a shortlist of competing policies, explains their differences in premiums and out-of-pocket costs, and directly assists with the enrollment application.
Donald Browne Insurance Services in Palm Springs, California assists clients by distinguishing between one-time health plan enrollment events and ongoing, recurring coverage management needs. Their work focuses on matching individual health insurance options to local medical networks and regulatory requirements. The agency helps residents navigate annual open enrollment periods, special enrollment qualifying events, and any necessary policy adjustments during the year. Services for each client are provided on an as-needed basis, whether for a single plan review or for repeated annual renewals.
Located in Palm Springs, California, Matrix Benefits & Insurance Solutions, Inc serves clients across the Coachella Valley and its surrounding communities. The company handles individual and family health insurance plans, helping residents navigate coverage options available under state and federal guidelines. It works to match policies with each client’s healthcare needs and budget constraints. To handle a typical job, the agent begins by reviewing the client’s current coverage and medical requirements before comparing multiple carriers and plan tiers to present a clear set of viable choices.
Garcia Insurance Inc in Palm Springs, CA specializes in helping individuals and families compare and enroll in health insurance plans suited to their medical needs and budgets. It also assists local small businesses in navigating group health coverage options. The agency explains key terms like deductibles and provider networks so clients can make informed decisions. During open enrollment periods, it provides timely guidance to avoid missed deadlines or costly coverage gaps.
Bill Proctor & Associates Insurance Services, Inc in Palm Springs distinguishes between one-time health plan enrollment, which helps individuals secure immediate coverage, and recurring service options that adjust policies as needs change. The agency provides guidance on selecting individual or family plans, explaining available coverage networks and cost-sharing structures. As a health insurance agent, it handles applications and clarifies plan details for local residents. Clients can arrange brief phone or office consultations or schedule recurring check-ins on a one-time, scheduled, or as-needed basis.
As open enrollment approaches each year in Palm Springs, many residents seek coverage that fits their changing health needs. Cathedral City Insurance Services offers guidance through this process as a local health insurance agent, helping individuals compare plans and understand their options for medical, dental, or supplemental policies. Their work typically involves reviewing each client’s medical history and budget to identify suitable choices. Before any plan can be finalized, the agent schedules an initial consultation to discuss current coverage gaps and eligibility requirements.
Community Insurance Services, based in Palm Springs, CA, assists individuals and families with health insurance plans and typically offers supplemental coverage options such as dental and vision policies. Licensed agents in this area help clients navigate open enrollment periods and compare plans from various carriers. They further support employers by providing group health solutions for different commercial settings, including small offices, warehouses, and food service operations.
What Does a a Health Insurance Agent in Palm Springs Cost?
Health insurance premiums in California vary widely based on age, location, plan type, and income. For a 40-year-old in Palm Springs, a Silver plan through Covered California may cost between 400 and 700 dollars per month before subsidies. Subsidies based on income can lower this cost significantly. This is general information and not insurance advice.
About health insurance agents in Palm Springs
Health insurance agents in Palm Springs, California help individuals and families find coverage that meets their needs and budget. California requires all health insurance agents to be licensed by the California Department of Insurance. Agents can guide you through Covered California plans, which are available during the annual open enrollment period or a special enrollment period if you have a qualifying life event.
Frequently Asked Questions
What is the open enrollment period for health insurance in California?
The open enrollment period for Covered California typically runs from November 1 to January 31 each year. Outside of this window, you can only enroll if you have a qualifying life event such as marriage, birth of a child, or loss of other coverage.
Do health insurance agents in Palm Springs charge a fee for their services?
Most health insurance agents in California are paid by the insurance companies they represent, not by you. You generally do not pay a separate fee for their assistance. Always confirm the agents compensation structure before working with them.
What types of health insurance plans can an agent help me find in Palm Springs?
Agents can help you compare individual and family plans from Covered California, Medicare Advantage plans, Medicare Supplement plans, and private health insurance plans. They can also explain the differences between HMO, PPO, and EPO networks.
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