The top-rated health insurance agent in Pinole, California is Lino Amaral - State Farm Insurance Agent, rated 5.0 stars across 279 reviews. Other highly rated options include Jeff Marks - State Farm Insurance Agent, AAA Pinole Branch, David Recoder - State Farm Insurance Agent. This directory lists 15 health insurance agents serving Pinole.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lino Amaral - State Farm Insurance Agent | 2489 San Pablo Ave | (510) 724-5432 |
| 2 | Jeff Marks - State Farm Insurance Agent | 1920 San Pablo Ave | (510) 724-6866 |
| 3 | AAA Pinole Branch | 1202 Fitzgerald Dr | (510) 262-4900 |
| 4 | David Recoder - State Farm Insurance Agent | 1333 San Pablo Ave Ste 101 | (510) 724-4008 |
| 5 | Rick Chalk - State Farm Insurance Agent | 1333 San Pablo Ave | (510) 724-7425 |
| 6 | Banuelos Insurance Solutions | 2200 San Pablo Ave #201 | (925) 258-1010 |
| 7 | Guillermo Recoder - State Farm Insurance Agent | 2548 San Pablo Ave # E | (510) 724-9200 |
| 8 | Trans Bay Insurance | 2161 San Pablo Ave | (510) 724-1200 |
| 9 | A.D.Dern Insurance Agency Inc | 2358 San Pablo Ave | (510) 724-6456 |
| 10 | Farmers Insurance - Louis Millhollin | 2200 Pear St | (510) 741-9600 |
Lino Amaral - State Farm Insurance Agent provides health insurance options to individuals and families in Pinole, CA. The company also offers service and maintenance plans to help clients manage their policies and update coverage as needs change. It assists with enrolling in plans, reviewing benefits, and navigating claims. The agent handles insurance matters for single-family homes, apartments, retail, and restaurants.
Jeff Marks - State Farm Insurance Agent in Pinole, California serves homeowners, renters, and small business owners seeking health coverage. The agency helps local clients compare individual health plans, understand policy options for preventive care and prescriptions, and navigate enrollment periods. With a focus on matching clients to appropriate medical insurance, it assists with supplemental policies and family coverage needs. The agent also serves communities throughout western Contra Costa County, including neighboring Richmond, El Sobrante, and Hercules.
AAA Pinole Branch serves the Pinole and West Contra Costa County area, offering health insurance agent services to local residents and small businesses. The agency assists clients in navigating the complex health insurance marketplace, helping them compare plans and select coverage that meets their individual needs. It works with major insurers to present options for medical, dental, and vision insurance. The agency also guides customers through the annual open enrollment process and helps with applications for subsidized plans.
David Recoder - State Farm Insurance Agent serves Pinole, California, and the surrounding communities of the East Bay. The agency handles health insurance coverage, helping individuals and families find plans that meet their medical needs and budgets. This work involves explaining policy options, assisting with enrollment periods, and clarifying benefits along with deductibles. To manage each typical job, the agent first assesses the client’s personal health situation and then compares available plans to recommend a suitable choice.
Rick Chalk - State Farm Insurance Agent in Pinole, California provides both short-term health plans and ongoing major medical coverage to meet differing client needs. As a local health insurance agent, the company helps individuals and families select policies that comply with regional regulations and offer essential benefits. Service appointments are available on a one-time, scheduled, or as-needed basis, allowing customers to choose the level of ongoing support that fits their situation.
Banuelos Insurance Solutions specializes in helping individuals and families navigate the complex health insurance marketplace. It offers guidance on plan selection, enrollment, and ongoing coverage management for residents throughout Pinole. The agency provides general support with policy renewals, claims assistance, and explaining the differences between HMOs and PPOs. It also helps clients understand their eligibility for subsidies and cost-sharing reductions. As open enrollment approaches each fall, the firm assists customers in reviewing their existing options to ensure they select a plan that meets their upcoming medical needs.
Guillermo Recoder - State Farm Insurance Agent in Pinole, CA, provides general health insurance coverage to local residents. The company also specializes in offering supplemental plans that help clients manage out-of-pocket medical expenses. Working with individuals and families, the agent assists in navigating policy options to match varying healthcare needs. Commercial sectors that can be served include offices, warehouses, and food service establishments seeking group health benefits for their employees.
Trans Bay Insurance assists residents in Pinole with personal health coverage needs. The agency also helps local businesses secure commercial health plans for their employees. Service extends throughout Pinole and the surrounding Contra Costa County area. They review changing healthcare regulations to recommend suitable policy options for each client. New enrollees can receive guidance during open enrollment periods. Between annual plan cycles, the office follows up with existing clients to adjust coverage when life changes occur.
As residents of Pinole face the changing seasons and the annual open enrollment period, navigating health insurance options can be a complex task. A.D.Dern Insurance Agency Inc serves the local community by clarifying these choices for individuals and families. The agency helps clients compare various health plans to find coverage that fits their specific medical needs and budget constraints. An initial consultation or plan review is typically scheduled to assess each customer's situation before any formal recommendations are made.
What Does a a Health Insurance Agent in Pinole Cost?
Health insurance agents in California generally do not charge clients directly; their compensation comes from insurance carriers as a commission. The cost of the health plan itself varies widely based on the level of coverage, your age, and income. For a mid-level Silver plan through Covered California, monthly premiums for a single adult in Pinole might range from $400 to $700 before subsidies, though many residents qualify for financial help that lowers this amount. This is general information and not insurance advice.
About health insurance agents in Pinole
Health insurance agents in Pinole, California help residents and small businesses find coverage that meets their needs and budget. These licensed professionals can guide you through Covered California plans, which are regulated by state law to ensure essential health benefits. Local agents understand the specific options available in Contra Costa County and can explain how California's open enrollment periods and special enrollment rules apply to you.
Frequently Asked Questions
What does a health insurance agent in Pinole do?
A health insurance agent helps you compare plans from different carriers, including Covered California and private insurers. They assist with enrollment, answer questions about deductibles and networks, and help you apply for subsidies if you qualify. Agents must be licensed by the California Department of Insurance.
Do I have to pay a fee to use a health insurance agent in California?
In most cases, health insurance agents in California are paid by the insurance companies, not by you. Their commission is built into the plan premium, so you typically do not pay an extra fee for their services. Always confirm this with your agent before starting.
When can I enroll in a health plan through a Pinole agent?
You can enroll during the annual Open Enrollment Period, which usually runs from November 1 to January 31 for Covered California plans. If you have a qualifying life event, such as losing other coverage or moving to Pinole, you may qualify for a Special Enrollment Period. An agent can help you determine your eligibility.
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