The top-rated health insurance agent in Porterville, California is Cost-U-Less Insurance, rated 4.9 stars across 369 reviews. Other highly rated options include Maria Garcia - State Farm Insurance Agent, Susanne Acencio - State Farm Insurance Agent, Rose Quinonez - State Farm Insurance Agent. This directory lists 20 health insurance agents serving Porterville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 321 E Olive Ave | (559) 512-1252 |
| 2 | Maria Garcia - State Farm Insurance Agent | 778 N Prospect St | (559) 793-1400 |
| 3 | Susanne Acencio - State Farm Insurance Agent | 1034 W Morton Ave | (559) 784-6370 |
| 4 | Rose Quinonez - State Farm Insurance Agent | 837 N Main St | (559) 781-7922 |
| 5 | Fiesta Auto Insurance & Tax Service | 1140 W Henderson Ave | (559) 306-6101 |
| 6 | Jovens Insurance Services | 613 W Olive Ave | (559) 791-1000 |
| 7 | Farmers Insurance - Ismael Maduena-Martinez | 47 N D St | (559) 793-4077 |
| 8 | Farmers Insurance - Diego Loya | 1570 W Olive Ave Ste A | (559) 781-8600 |
| 9 | Fernandez Insurance Agency | 93 N Main St a | (559) 782-0005 |
| 10 | 3D Insurance Services | 130 E Mill Ave UNIT B | (559) 791-9380 |
Cost-U-Less Insurance in Porterville, California offers specialized enrollment guidance for individual and family health plans, alongside assisting with Medicare supplement options. It helps clients compare plans from multiple carriers to match their particular medical needs and budget constraints. The agency works to explain complex policy details, including coverage limits and preventive care benefits. During the annual Open Enrollment Period, it provides crucial support for those needing to adjust their existing coverage or sign up for a new policy.
Maria Garcia - State Farm Insurance Agent serves the Porterville, California area and surrounding communities. As a health insurance agent, the company helps individuals and families navigate their insurance options to find suitable coverage. This includes explaining the differences between plan types and assisting with applications for health plans. Services also involve reviewing policy details to ensure clients understand their benefits and costs. The office specifically handles Medicare supplement plans and individual health insurance enrollment, helping residents secure necessary medical coverage.
Susanne Acencio - State Farm Insurance Agent in Porterville, CA provides a range of health insurance services, including plan selection guidance, policy enrollment assistance, and coverage updates. Regular service plans involve annual policy reviews to adjust for changing health needs or budget considerations. She helps clients understand their options for local health plans. Her agency handles coverage for single-family homes, apartments, retail spaces, and restaurants needing health insurance solutions for individuals or small business owners.
During open enrollment or after a qualifying life event, residents of Porterville often need clear guidance on health plan choices. Rose Quinonez - State Farm Insurance Agent assists individuals and families by explaining available policy options and comparing coverage levels for medical care and prescriptions. This local office works directly with clients to determine suitable plans that address personal health needs and financial considerations. The first step for any interested individual is to schedule a consultation with Rose Quinonez to review their current situation and assess available coverage alternatives.
Fiesta Auto Insurance & Tax Service in Porterville, California provides health insurance agent services. The company assists individuals and families with plans, including selecting appropriate coverage for medical needs and budgets. Additional work involves tax preparation support for local clients. These distinct specialties allow the firm to address various financial and health related requirements for the community. The company serves commercial sectors including offices, warehouses, and food service operations in the area.
Homeowners and small-business owners in Porterville turn to Jovens Insurance Services for health insurance agent assistance. The company helps clients understand their policy options and enroll in plans that fit individual or group needs. Coverage guidance includes navigating open enrollment periods and comparing available plans. Specializing in health insurance, the agency also supports local residents seeking affordable medical coverage in the region. Its service area extends into nearby communities such as Lindsay.
Farmers Insurance - Ismael Maduena-Martinez serves Porterville, California, and the surrounding communities in Tulare County. It handles individual and family health insurance plans, helping clients navigate options like HMOs and PPOs from major carriers. The agency also supports small businesses seeking group coverage for their employees. Ismael Maduena-Martinez takes a consultative approach, beginning each job by reviewing a client’s specific medical needs and budget to find a plan that offers adequate network access and cost protection.
Farmers Insurance - Diego Loya in Porterville, CA offers clients the choice between one-time consultations for immediate health insurance needs and recurring service options for ongoing policy management. Coverage discussions typically include individual and family plans, helping residents navigate their options with clarity. Service runs on an as-needed basis, allowing clients to schedule appointments when they arise rather than committing to a set calendar.
Fernandez Insurance Agency provides guidance on selecting health plans, including major medical coverage and supplemental policies, for residents in and around Porterville, California. Its general work involves explaining complex insurance terms and comparing different options to match individual healthcare needs and financial situations. The agency also helps clients understand how to adjust their coverage during open enrollment periods or following a significant life change, such as a new job or family expansion.
With open enrollment season bringing changes to coverage options each year, many Porterville families and small-business owners seek guidance from a reliable health insurance agent. 3D Insurance Services addresses this need by helping clients compare plans from the federal marketplace and private carriers to find suitable deductibles and prescription coverage. Whether shifting between HMO and PPO structures or adjusting subsidies during life changes, their straightforward assistance focuses on individual circumstances. A comprehensive assessment of each client’s current healthcare usage, preferred doctors, and monthly budget starts the process toward an appropriate policy.
What Does a a Health Insurance Agent in Porterville Cost?
Health insurance premiums in California vary by plan type, age, location, and income. For a 40-year-old in Porterville, a Silver plan through Covered California may cost between $400 and $600 per month before subsidies. Subsidies can lower this amount significantly based on your income. Medicare Advantage plans often have $0 monthly premiums but include copays. This is general information, not insurance advice.
About health insurance agents in Porterville
Health insurance agents in Porterville, California help individuals and families find coverage through Covered California, Medicare, and private plans. California requires all agents to be licensed by the California Department of Insurance. Agents can guide you through open enrollment periods and special enrollment qualifying events.
Frequently Asked Questions
What is the open enrollment period for health insurance in Porterville?
Covered California open enrollment typically runs from November 1 to January 31 each year. Outside this window, you may qualify for a special enrollment period if you experience a life event like losing coverage or having a baby.
Can a health insurance agent help me with Medi-Cal in Porterville?
Yes, many agents in Porterville can assist with Medi-Cal applications. Medi-Cal is California's Medicaid program and provides free or low-cost coverage to eligible residents based on income and household size.
Do health insurance agents charge fees for their services in California?
Most health insurance agents in California are paid by the insurance companies, not by the client. However, some agents may charge a consultation fee for complex cases. Always ask about fees before you begin.
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