The top-rated health insurance agent in Rancho Cordova, California is Gold Valley Benefits Group, rated 4.8 stars across 445 reviews. Other highly rated options include Inszone Insurance Services, Cost-U-Less Insurance, JD Snead - State Farm Insurance Agent. This directory lists 15 health insurance agents serving Rancho Cordova.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gold Valley Benefits Group | 2440 Gold River Rd Suite 270 | (916) 507-2152 |
| 2 | Inszone Insurance Services | 2721 Citrus Rd suite a | (877) 308-9663 |
| 3 | Cost-U-Less Insurance | 2274 Sunrise Blvd | (916) 604-4198 |
| 4 | JD Snead - State Farm Insurance Agent | 2941 Sunrise Blvd Ste 280 | (916) 638-4300 |
| 5 | Doug Brewer - State Farm Insurance Agent | 3358 Mather Field Rd | (916) 366-5555 |
| 6 | Boyd Insurance Solutions - Medicare, Life, Annuities | 2880 Sunrise Blvd #142 | (916) 462-7033 |
| 7 | LM Financial and Insurance Services, Inc | 2880 Sunrise Blvd #142 | (916) 635-4066 |
| 8 | Health Net | 12205 Tributary Point Dr | (310) 564-7866 |
| 9 | Western Century Insurance Services | 11151 Sun Center Dr STE E | (916) 486-1000 |
| 10 | MediTrust Insurance CA | 12173 Tributary Ln | (916) 229-9766 |
Gold Valley Benefits Group serves Rancho Cordova and the surrounding Sacramento County area as a health insurance agent. It connects individuals and families with suitable medical coverage plans, including options through the local marketplace. The agency also assists small business owners in finding group health plans for their employees. Specific services it handles in this area include Medicare Advantage enrollment for eligible seniors and assisting clients with Affordable Care Act plan selections during open enrollment periods.
Inszone Insurance Services in Rancho Cordova, California, is known for helping individuals and families find appropriate medical coverage. The agency simplifies the process of comparing major health plans, guiding clients through open enrollment and special enrollment periods. It analyzes different policy structures, including HMO and PPO networks, to match healthcare needs and budgets. As a local health insurance agent, it also handles plan renewals and explains changes in coverage provisions. Additionally, the agency can assist with supplemental options such as dental or vision insurance to broaden an existing policy’s benefits.
Cost-U-Less Insurance serves the Sacramento metro area, including Rancho Cordova, California, as a dedicated health insurance agent. The company helps individuals, families, and small businesses navigate plan selection and enrollment. It provides guidance on major medical plans offered through Covered California and the private marketplace. Clients can also receive assistance with understanding premium tax credits and out-of-pocket cost structures. The agency handles open enrollment periods and special enrollment life events. In this area, it specifically processes applications for Affordable Care Act plans and short-term health coverage.
JD Snead - State Farm Insurance Agent in Rancho Cordova, California provides a range of health insurance services, including assistance with plan selection and enrollment. The company helps customers understand coverage options for medical, dental, and vision needs. Ongoing support is available for policy maintenance, such as updating plans during open enrollment periods or addressing billing questions. Its client base includes owners of single-family homes, apartments, retail locations, and restaurants, each with different health insurance requirements for themselves or their employees.
Doug Brewer - State Farm Insurance Agent serves homeowners, renters, car owners, and small business operators in the Rancho Cordova area. This local agency provides personalized health insurance plans, helping clients compare coverage options and manage their medical, dental, or vision needs. The office offers guidance on selecting policies that fit individual budgets and health requirements. Customers throughout the Folsom metropolitan region can also access the same comprehensive insurance assistance and policy review services from this Rancho Cordova-based agent.
Boyd Insurance Solutions in Rancho Cordova, CA offers both one-time consultations for immediate coverage needs and recurring service options for ongoing policy management. As a health insurance agent, the company helps clients navigate Medicare plans, life insurance, and annuities to find suitable coverage for their individual circumstances. Service is available on either a one-time, scheduled, or as-needed basis depending on client requirements.
Serving Rancho Cordova, CA, and the surrounding communities, LM Financial and Insurance Services, Inc handles health insurance coverage for individuals and families. The company assists clients in navigating plan options, including those offered through public marketplaces and private carriers. It typically begins each client engagement with a personalized review of medical needs and budget, then compares available policies to recommend a practical fit. This straightforward, consultative approach guides clients to a suitable selection based on their specific circumstances.
As a health insurance agent in Rancho Cordova, CA, Health Net offers assistance with individual market plans, employer-sponsored group coverage, and Medicare supplement policies. Its general service work includes annual open enrollment guidance, claims support, and plan comparisons to match client budgets and medical needs. The company helps residents navigate Special Enrollment Periods triggered by life events such as job loss, relocation, or the arrival of a new child.
As the open enrollment season peaks, many Rancho Cordova residents seek to match changing medical needs with a suitable health plan. Western Century Insurance Services addresses this demand by helping individuals and families compare available options within the local market. Their role as a health insurance agent involves clarifying policy differences and coverage networks for each client’s unique situation. A typical initial consultation includes a thorough review of current healthcare usage and budget expectations. This assessment step begins with verifying each client’s existing coverage and key medical priorities.
What Does a a Health Insurance Agent in Rancho Cordova Cost?
Health insurance agents in California do not charge consumers directly for their services. Their compensation comes from commissions paid by insurance carriers. The cost of a health plan itself varies widely, with monthly premiums for individuals in Rancho Cordova ranging from around 200 to over 600 dollars depending on age, plan tier, and subsidies. Subsidies from Covered California can lower these costs significantly for eligible residents. This is general information, not insurance advice.
About health insurance agents in Rancho Cordova
Health insurance agents in Rancho Cordova, California help individuals and families compare plans and enroll in coverage. Agents licensed by the California Department of Insurance can guide you through Covered California open enrollment or special enrollment periods. They also assist with understanding California mandates like the individual shared responsibility penalty.
Frequently Asked Questions
What does a health insurance agent do in Rancho Cordova?
A health insurance agent helps you review plan options from Covered California and private carriers. They explain benefits, premiums, and subsidies to match your needs. Agents do not charge you a fee because they are paid by the insurance company.
When can I enroll in a health plan through an agent in California?
Open enrollment for Covered California usually runs from November 1 to January 31 each year. You may qualify for a special enrollment period after a life event like losing other coverage, moving, or having a baby. An agent can verify your eligibility for these dates.
Are health insurance agents in California required to be licensed?
Yes, all health insurance agents in California must hold a valid license from the California Department of Insurance. You can check an agents license status on the department website. Agents must also follow state rules about disclosure and consumer protections.
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