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HomeHealth Insurance AgentsCalifornia › Rancho Santa Margarita

Find Health Insurance Agents Near You in Rancho Santa Margarita, CA

Browse health insurance agents serving Rancho Santa Margarita, California. Updated 2026-07-14.

The top-rated health insurance agent in Rancho Santa Margarita, California is Lori Garabedian - State Farm Insurance Agent, rated 5.0 stars across 120 reviews. Other highly rated options include David C. Duncan Insurance Services, Inc., Farmers Insurance - Jerry Farcone, Rick Sicro - State Farm Insurance Agent. This directory lists 14 health insurance agents serving Rancho Santa Margarita.

Showing 14 health insurance agents in Rancho Santa Margarita, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lori Garabedian - State Farm Insurance Agent30052 Aventura # C(949) 858-4400
2David C. Duncan Insurance Services, Inc.30376 Esperanza Suite 200(949) 836-8116
3Farmers Insurance - Jerry Farcone30201 Aventura Ste 201(949) 709-7860
4Rick Sicro - State Farm Insurance Agent22362 Gilberto Ste 240(949) 240-9300
5Mashco Insurance Solutions Inc31 La Cascada(949) 838-4233
6Adam Bays - State Farm Insurance Agent22521 Avenida Empresa Ste 105(949) 305-8432
7Shorr Agency Inc30211 Avenida de las Banderas(888) 737-6200
8Julie's Insurance Services30211 Avenida de las Banderas # 200(949) 979-6771
9Ultra Care Concepts30021 Tomas #300(949) 679-4540
10Farmers Insurance - Cameron Watson30162 Tomas Ste 205(800) 922-6526
LG
30052 Aventura # C
Lori Garabedian - State Farm Insurance Agent
Health Insurance Agent · Rancho Santa Margarita, CA

Lori Garabedian - State Farm Insurance Agent serves the Rancho Santa Margarita area of Orange County, offering health insurance policies and related coverage. As a local agent, she assists individuals and families in selecting plans that meet their medical needs and budget. The agency provides guidance on enrollment periods and policy details, helping clients understand their options for care. Services include individual health plans and dental insurance policies tailored to the community.

DC
30376 Esperanza Suite 200
David C. Duncan Insurance Services, Inc.
Health Insurance Agent · Rancho Santa Margarita, CA

David C. Duncan Insurance Services, Inc. provides a range of health insurance options for individuals and families in the Rancho Santa Margarita area. Its ongoing account management includes annual policy reviews and claims assistance to help clients adjust to changing healthcare needs. The company also offers guidance on plan selection and enrollment processes. It serves single-family homes, apartments, retail establishments, and restaurants.

FI
30201 Aventura Ste 201
Farmers Insurance - Jerry Farcone
Health Insurance Agent · Rancho Santa Margarita, CA

Farmers Insurance - Jerry Farcone serves homeowners, families, and local business owners in Rancho Santa Margarita, California, offering health insurance agent services to help clients navigate plan options and coverage needs. The agency assists individuals in finding suitable policies that align with their medical needs and budget. Jerry Farcone also provides support to those relocating or starting new jobs who require guidance on health plan enrollment. The agency extends its services to nearby communities such as Mission Viejo and Coto de Caza.

RS
22362 Gilberto Ste 240
Rick Sicro - State Farm Insurance Agent
Health Insurance Agent · Rancho Santa Margarita, CA

Serving Rancho Santa Margarita and the surrounding communities of south Orange County, Rick Sicro - State Farm Insurance Agent focuses on helping clients navigate health insurance options. The office handles individual plans, family coverage, and supplementary policies to match varying healthcare needs. Each client’s situation is assessed to identify suitable plans from available carriers. The agent explains coverage details, costs, and networks in straightforward terms. A typical job is handled by reviewing the client’s health requirements and budget, then presenting plan choices for an informed decision.

MI
31 La Cascada
Mashco Insurance Solutions Inc
Health Insurance Agent · Rancho Santa Margarita, CA

Mashco Insurance Solutions Inc in Rancho Santa Margarita, CA assists clients with both one-time health plan enrollment and recurring annual policy management. Coverage options include individual and family medical plans, short-term insurance, and Medicare supplement policies. This agency guides customers through selecting appropriate benefits while clarifying complex provider networks. Services are available on a scheduled or as-needed basis, accommodating appointments for initial consultations and follow-ups.

AB
22521 Avenida Empresa Ste 105
Adam Bays - State Farm Insurance Agent
Health Insurance Agent · Rancho Santa Margarita, CA

Adam Bays - State Farm Insurance Agent in Rancho Santa Margarita, CA, specializes in health insurance plans, helping individuals and families find suitable coverage that meets their medical needs and budget. The agency also offers assistance with Medicare supplement plans and other related policies, serving local residents by explaining options and guiding enrollment. With the approaching annual open enrollment period, it helps clients review their current plans and make informed adjustments to their coverage.

SA
30211 Avenida de las Banderas
Shorr Agency Inc
Health Insurance Agent · Rancho Santa Margarita, CA

Shorr Agency Inc helps individuals and businesses in Rancho Santa Margarita find health insurance plans that match their needs. The agency specializes in explaining policy options, including coverage for medical care and prescription drugs. Clients receive guidance through enrollment and ongoing support for claims or plan changes. This health insurance agent serves commercial sectors such as offices, warehouses, and food service operations to ensure employees have appropriate coverage.

JS
30211 Avenida de las Banderas # 200
Julie's Insurance Services
Health Insurance Agent · Rancho Santa Margarita, CA

Serving residents throughout Rancho Santa Margarita, Julie's Insurance Services helps individuals find suitable health coverage plans. The agency also guides local businesses in securing commercial health insurance options for their employees. Their work regularly extends across nearby communities in Orange County, connecting clients with necessary healthcare protection. Following an initial enrollment, the office provides ongoing support for policy questions and claim assistance between regular annual renewal periods.

UC
30021 Tomas #300
Ultra Care Concepts
Health Insurance Agent · Rancho Santa Margarita, CA

Ultra Care Concepts is a health insurance agent firm based in Rancho Santa Margarita, California, recognized for helping individuals and families navigate coverage options. The agency focuses on matching clients with suitable health plans from major carriers, offering assistance with plan selection and enrollment throughout the year. Licensed agents provide personalized consultations to explain policy details, including deductibles and copays. They guide clients through open enrollment periods and qualifying life events requiring special enrollment. For an added specialty service, the agency offers Medicare plan comparison and enrollment support for older clients.

FI
30162 Tomas Ste 205
Farmers Insurance - Cameron Watson
Health Insurance Agent · Rancho Santa Margarita, CA

As open enrollment periods and annual plan reviews generate questions for Rancho Santa Margarita residents, Farmers Insurance - Cameron Watson offers clarity on health insurance options. An agent provides personalized consultations to explain plan differences and network considerations. The focus remains on aligning coverage with changing medical needs. A free initial review of an existing policy or a look at new plan choices serves as an important first step toward better coverage.

RI
22342 Avenida Empresa Ste 130
RSM INSURANCE & FINANCIAL SERVICES
Health Insurance Agent · Rancho Santa Margarita, CA
(877) 459-2795
TO
22342 Avenida Empresa #255
totalinsuranceaccess
Health Insurance Agent · Rancho Santa Margarita, CA
+234 714 990 4362
totalinsuranceaccess.com
PR
30211 Avenida de las Banderas #200
Phillip Robinson Insurance Agency, Inc.
Health Insurance Agent · Rancho Santa Margarita, CA
(949) 525-8072
RI
31441 Santa Margarita Pkwy
Rischel Insurance Services
Health Insurance Agent · Rancho Santa Margarita, CA
(949) 589-8763

What Does a a Health Insurance Agent in Rancho Santa Margarita Cost?

Health insurance agents in California do not charge consumers a fee for their services. Their compensation comes from the insurance carriers they represent. The cost of the health plan itself varies widely. For example, a Covered California silver plan for a single adult in Orange County may have a monthly premium between 400 and 700 dollars before subsidies. Subsidies can lower that cost significantly based on your income. This is general information and not insurance advice.

About health insurance agents in Rancho Santa Margarita

Health insurance agents in Rancho Santa Margarita help individuals and families find coverage that meets their needs and budget. California requires all agents to be licensed by the Department of Insurance. Agents can assist with Covered California plans, which are available during the annual open enrollment period or a special enrollment period triggered by a qualifying life event.

Frequently Asked Questions

What does a health insurance agent in Rancho Santa Margarita do?

A health insurance agent helps you compare plans from different carriers, explains benefits and costs, and assists with enrollment. They provide guidance on Covered California subsidies and private plans. Agents do not charge you directly; they are paid by the insurance company.

When can I enroll in a health plan through an agent in California?

Open enrollment for Covered California usually runs from November 1 to January 31 each year. You can enroll outside this period if you have a qualifying life event such as losing other coverage, moving, or having a baby. An agent can help you determine if you qualify for a special enrollment period.

Do health insurance agents in California have to follow special rules?

Yes. California agents must be licensed and follow state laws including the California Insurance Code. They must provide clear information about plan benefits and costs. Agents cannot misrepresent a policy or recommend a plan that is not suitable for your needs.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.