The top-rated health insurance agent in Redwood City, California is Cost-U-Less Insurance, rated 4.9 stars across 542 reviews. Other highly rated options include Charlotte Russell - State Farm Insurance Agent, Divia Express Insurance Agency, Inc., Nick Bertetta - State Farm Insurance Agent. This directory lists 26 health insurance agents serving Redwood City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 660 Price Ave Unit A | (650) 389-9052 |
| 2 | Charlotte Russell - State Farm Insurance Agent | 1391 Woodside Rd Ste 218 | (650) 369-7900 |
| 3 | Divia Express Insurance Agency, Inc. | 3000 Middlefield Rd | (650) 299-1111 |
| 4 | Nick Bertetta - State Farm Insurance Agent | 465 Convention Way # 3 | (650) 365-7100 |
| 5 | John McAfee - State Farm Insurance Agent | 734 Woodside Rd | (650) 260-2532 |
| 6 | Steve Fiorentino - State Farm Insurance Agent | 734 Woodside Rd | (650) 322-3499 |
| 7 | Willow Street Insurance | 2103 Middlefield Rd | (650) 298-8111 |
| 8 | U D Side Insurance&Middlefield registration services | 3133 Middlefield Rd # A | (650) 306-9185 |
| 9 | CB Acker Associates Insurance Services | 501 Seaport Ct #101 | (650) 969-5844 |
| 10 | CIS Insurance Agency | 171 Fifth Ave #102 | (408) 746-5030 |
Cost-U-Less Insurance serves the San Mateo County area from its Redwood City location, offering health insurance agent services to individuals and families. Navigating plan options requires understanding coverage details, costs, and provider networks. This agency assists clients in finding plans that meet their healthcare needs and budgets. They handle applications and explain policy features for major medical plans. Additionally, they provide guidance on Medicare supplement policies and prescription drug coverage for eligible residents.
Charlotte Russell - State Farm Insurance Agent in Redwood City, CA, provides a full range of health insurance options to help individuals and families find coverage that fits their needs. The agency offers personalized consultations to explain plan benefits and assist with enrollment or policy adjustments. Ongoing service includes support for claims and changes to existing plans. This health insurance agent serves single-family homes, apartments, retail businesses, and restaurants in the local area.
Divia Express Insurance Agency, Inc. serves San Mateo County and the surrounding region from its Redwood City, California office, offering health insurance agent services to individuals and families. The agency helps clients navigate plan selections during open enrollment periods and finds coverage options that meet their medical needs and financial expectations. Dedicated to guiding consumers through complex healthcare regulations, the company also works with small business owners seeking group health plans for employees.
Nick Bertetta's agency helps homeowners, renters, and small business owners in Redwood City find health insurance plans that match their medical needs and budget. The team also assists clients with navigating open enrollment periods and comparing coverage options from major carriers. Understanding that healthcare costs can be unpredictable, they focus on explaining plan details in a straightforward manner. This agency additionally serves customers in the surrounding areas of San Mateo and the broader Peninsula region.
As the health insurance agent for John McAfee - State Farm Insurance Agent in Redwood City, CA, this business serves Redwood City and its surrounding communities, including San Carlos, Atherton, and Menlo Park. It handles individual and family health plans, Medicare supplements, and short-term medical coverage to help clients navigate open enrollment and qualifying life events. Each client receives a personalized needs assessment and a clear comparison of plan options, ensuring the chosen coverage fits both budget and healthcare requirements during a typical consultation.
Steve Fiorentino - State Farm Insurance Agent in Redwood City, CA helps clients understand the difference between one-time health plans for temporary needs and ongoing individual or family coverage that renews annually. A Redwood City health insurance agent guides clients through plan comparisons, enrollment paperwork, and any changes in personal circumstances that may affect coverage. These services are available both for one-time consultations and on an as-needed basis throughout the year.
Willow Street Insurance provides navigation of health plan options and assists with enrollment in individual, family, and employer-sponsored medical coverage. Operating in Redwood City, California, it consults clients on plan benefits, provider networks, and out-of-pocket cost considerations. As deductibles and premium structures shift each year, the agency helps review annual plan updates during Medicare’s open enrollment period and assists those navigating health insurance amid midyear job changes or family status events.
As the open enrollment period approaches in Redwood City, residents often evaluate their coverage options carefully, navigating Medicare plans and individual health insurance policies. U D Side Insurance&Middlefield registration services provides guidance through this process, helping clients compare benefits and understand plan details specific to their needs. An initial consultation typically begins with a review of current medical requirements and budget considerations. This assessment step ensures clarity before enrolling in an appropriate coverage plan for the upcoming year.
CB Acker Associates Insurance Services serves residents of Redwood City, California, with individual health insurance solutions tailored to personal medical needs. The agency also offers commercial coverage options for local businesses seeking group health plans for their employees within the greater San Francisco Bay Area. Clients benefit from guidance through plan selection, enrollment, and claims processes. After enrolling, the team follows up prior to each open enrollment period to review any changes in coverage or needs.
What Does a a Health Insurance Agent in Redwood City Cost?
Health insurance agents in California do not charge consumers directly for their services. Their compensation comes from the insurance company as a commission typically between 2% and 5% of the annual premium. For a family plan with a $1,500 monthly premium the agents commission might range from $360 to $900 per year. Costs for the insurance itself vary widely by plan metal tier and subsidies. This is general information not insurance advice.
About health insurance agents in Redwood City
Health insurance agents in Redwood City help individuals and families compare plans from Covered California and private carriers. California requires all agents to be licensed by the Department of Insurance and to follow strict disclosure rules. Local agents understand the specific network options available at Kaiser Permanente and other providers in San Mateo County.
Frequently Asked Questions
What does a health insurance agent in Redwood City do?
A health insurance agent explains plan options from Covered California and private insurers. They help you compare premiums deductibles and provider networks. Agents do not charge you a fee their commission is paid by the insurance company.
Can a Redwood City agent help me apply for Covered California?
Yes many agents are certified by Covered California to assist with applications. They can help you determine if you qualify for subsidies based on your income. Open enrollment runs from November 1 to January 31 each year though special enrollment periods exist for life events like losing other coverage.
What is the difference between an agent and a broker in California?
In California both agents and brokers are licensed by the Department of Insurance. Agents typically represent one or more insurance companies while brokers can shop across many carriers. Both must follow California disclosure laws and provide you with a written comparison if requested.
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