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HomeHealth Insurance AgentsCalifornia › San Bernardino

Find Health Insurance Agents Near You in San Bernardino, CA

Browse health insurance agents serving San Bernardino, California. Updated 2026-07-14.

The top-rated health insurance agent in San Bernardino, California is Freeway Insurance, rated 5.0 stars across 2,020 reviews. Other highly rated options include FOCO Insurance, Acceptance Insurance, Salazar Insurance & Financial Services, LLC.. This directory lists 20 health insurance agents serving San Bernardino.

Showing 20 health insurance agents in San Bernardino, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1995 Diners Ct(909) 766-1923
2FOCO Insurance2075 E Highland Ave G(866) 315-7564
3Acceptance Insurance420 E Hospitality Ln # A4(909) 360-7170
4Salazar Insurance & Financial Services, LLC.1455 W Highland Ave # 105(909) 325-3701
5LTM Insurance Center435 W Orange Show Ln # SUITE 204(909) 964-2790
6Melissa Milender - State Farm Insurance Agent738 S Waterman Ave a8(909) 522-3300
7One Choice Insurance Brokers2130 N Arrowhead Ave #105A(909) 315-6558
8NEXT GENERATION INSURANCE SERVICES1167 N Mt Vernon Ave St. 102(909) 868-7258
9Dee Thomas Agency473 E Carnegie Dr(909) 874-3333
10Gil Lemus Insurance Service1762 N Waterman Ave STE C(909) 882-8700
FI
1995 Diners Ct
Freeway Insurance
Health Insurance Agent · San Bernardino, CA

Freeway Insurance offers health plan selection and enrollment assistance as its primary specialty service in San Bernardino, California. Its general work includes reviewing policy details, explaining coverage options, and helping clients compare plans from various insurers to meet individual medical needs. The agency guides customers through open enrollment periods and addresses qualifying life events that may trigger special enrollment. It also assists with navigating changes in plan networks or prescription drug coverage during seasonal transitions, helping residents maintain consistent access to care when their circumstances shift.

FI
2075 E Highland Ave G
FOCO Insurance
Health Insurance Agent · San Bernardino, CA

FOCO Insurance serves the San Bernardino, California metro area as a health insurance agent. The company helps individuals and families navigate the complexities of medical coverage options. It provides guidance on selecting suitable plans that align with personal health needs and financial considerations. Clients receive assistance understanding policy details, enrollment periods, and network requirements. FOCO Insurance also helps small businesses find group health solutions for their employees, managing the selection process from initial consultation through plan activation.

AI
420 E Hospitality Ln # A4
Acceptance Insurance
Health Insurance Agent · San Bernardino, CA

As the open enrollment period in San Bernardino brings questions about coverage changes, Acceptance Insurance helps local residents sort through plan options tailored to individual health needs and budgets. The staff provides clear guidance on comparing deductibles, copays, and network access for both individual and family plans. An initial assessment of each client’s medical history and prescription drug usage determines the most suitable policy. A free, no-obligation review of current coverage precedes any recommended switch.

SI
1455 W Highland Ave # 105
Salazar Insurance & Financial Services, LLC.
Health Insurance Agent · San Bernardino, CA

Salazar Insurance & Financial Services, LLC offers a comprehensive range of health insurance solutions for individuals and families throughout the San Bernardino area. The agency assists clients in navigating plan selections and manages ongoing policy maintenance, including annual renewals and coverage adjustments to meet changing needs. Claims support is provided to help policyholders understand their benefits and resolve issues efficiently. The firm serves a diverse client base, including homeowners, renters, and local businesses such as retail shops and restaurants.

LI
435 W Orange Show Ln # SUITE 204
LTM Insurance Center
Health Insurance Agent · San Bernardino, CA

LTM Insurance Center serves local homeowners, business owners, and families in San Bernardino, California, by providing guidance on health insurance agent services. The company helps clients navigate individual and group health plans, assisting with plan selection and enrollment processes. It offers support for those seeking coverage options appropriate for their needs in the region. The agency also extends its health insurance services to clients in the nearby city of Redlands and the surrounding metropolitan area.

MM
738 S Waterman Ave a8
Melissa Milender - State Farm Insurance Agent
Health Insurance Agent · San Bernardino, CA

Serving San Bernardino and the surrounding communities in the Inland Empire, this agency handles health insurance coverage needs for local residents and families. The agent works to explain available plan options and help clients understand policy details that affect their healthcare choices. Each client situation is assessed individually to match coverage with specific medical and financial requirements. The agent typically follows a consultative process, first reviewing a client’s current coverage and needs before presenting plan comparisons.

OC
2130 N Arrowhead Ave #105A
One Choice Insurance Brokers
Health Insurance Agent · San Bernardino, CA

One Choice Insurance Brokers in San Bernardino, CA offers health insurance plans, helping individuals and families select coverage that fits their medical needs and budget. The agency guides clients through enrollment processes and policy changes throughout the year. As the annual open enrollment period approaches each fall, the agent assists local residents with reviewing plan options to secure necessary coverage for the coming year.

NG
1167 N Mt Vernon Ave St. 102
NEXT GENERATION INSURANCE SERVICES
Health Insurance Agent · San Bernardino, CA

NEXT GENERATION INSURANCE SERVICES in San Bernardino, CA, helps clients distinguish between one-time health insurance policies and recurring coverage options designed for ongoing medical needs. As a health insurance agent, the company specializes in matching individuals and families with plans that balance access to local healthcare providers with manageable premiums. By evaluating each client’s specific situation, they simplify the often complex process of selecting a policy. This service runs on a scheduled basis, typically aligning with open enrollment periods or special life events that qualify for new coverage.

DT
473 E Carnegie Dr
Dee Thomas Agency
Health Insurance Agent · San Bernardino, CA

As Open Enrollment season approaches in San Bernardino, Dee Thomas Agency provides local guidance for individuals and families navigating health insurance options. The agency specializes in explaining plan details, comparing coverage tiers, and helping clients understand their eligibility for subsidies. A typical first interaction involves an initial inspection of the client’s current policy and healthcare needs to identify the most suitable marketplace or private plan. This assessment step ensures that recommendations are aligned with the client’s medical requirements and budget before any enrollment application is prepared.

GL
1762 N Waterman Ave STE C
Gil Lemus Insurance Service
Health Insurance Agent · San Bernardino, CA

Gil Lemus Insurance Service operates as a health insurance agent in San Bernardino, California, helping individuals and groups navigate plan options. Agents assist clients in comparing coverage choices from major carriers and can guide them through enrollment periods and subsidy calculations. They specialize in coordinating plan details with network providers to ensure access to local medical facilities. The company serves commercial sectors that include offices, warehouses, and food service establishments, tailoring benefits to the specific needs of each workplace environment.

FI
739 W Highland Ave
Freeway Insurance
Health Insurance Agent · San Bernardino, CA
(909) 784-1125
locations.freeway.com/freeway-insurance-san-bernardino-ca-92405
BI
1389 N D St
Benco Insurance Services
Health Insurance Agent · San Bernardino, CA
(909) 884-0682
bencoinsuranceca.com
AH
967 Kendall Dr Unit A-410
Anthony Hart Insurance
Health Insurance Agent · San Bernardino, CA
(800) 994-5815
DM
1321 E Highland Ave
Denise M Lundy Insurance Services
Health Insurance Agent · San Bernardino, CA
(909) 882-1781
denisemlundyins.com
YI
2999 Kendall Dr Suite 204-1066
Yoeme Insurance Agency, LLC
Health Insurance Agent · San Bernardino, CA
(951) 468-5530
yoemeinsuranceagencyllc.com
AH
851 N Lugo Ave #1450
Affordable Health Insurance Advisors
Health Insurance Agent · San Bernardino, CA
(424) 496-4206
DI
560 N D St #200
DuBois Insurance Agency
Health Insurance Agent · San Bernardino, CA
(909) 384-8308
AW
1316 Marion Ave
Assure Well Health Insurance
Health Insurance Agent · San Bernardino, CA
(909) 255-3573
ML
2619 S Waterman Ave # A
Massey Life & Health
Health Insurance Agent · San Bernardino, CA
(661) 304-1080
MH
735 E Carnegie Dr # 250
Molina Healthcare of California Regional Office
Health Insurance Agent · San Bernardino, CA
molinahealthcare.com

What Does a a Health Insurance Agent in San Bernardino Cost?

The cost of health insurance plans in San Bernardino varies widely based on age income plan type and metal tier. For 2025 a mid-level Silver plan through Covered California might range from 300 to 600 per month for an individual before subsidies. Subsidies can lower monthly premiums significantly for those with household income between 138 and 400 percent of the federal poverty level. An agent can help you estimate your costs and find a plan that fits your budget. This is general information and not insurance advice.

About health insurance agents in San Bernardino

Health insurance agents in San Bernardino help individuals families and small businesses find coverage that meets their needs and budget. Under California law agents must be licensed by the California Department of Insurance and can assist with plans through Covered California the state health insurance marketplace. Local agents understand the specific healthcare options available in San Bernardino County and can guide you through open enrollment or special enrollment periods.

Frequently Asked Questions

What does a health insurance agent in San Bernardino do?

A health insurance agent helps you compare plans from different carriers explains coverage details and assists with enrollment. They can also help you apply for subsidies through Covered California if you qualify.

Do I have to pay a fee to use a health insurance agent in California?

In most cases health insurance agents are paid by the insurance company not by you. Their commission is built into the plan premium so you do not pay extra out of pocket for their services.

When can I enroll in a health insurance plan in San Bernardino?

Open enrollment for Covered California plans typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage moving or having a baby.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.