The top-rated health insurance agent in San Carlos, California is Gina Vallee - State Farm Insurance Agent, rated 5.0 stars across 104 reviews. Other highly rated options include Nadler Insurance, Inc., Ray Sullivan: Allstate Insurance, ISU Lovering Insurance Services. This directory lists 13 health insurance agents serving San Carlos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gina Vallee - State Farm Insurance Agent | 632 El Camino Real | (650) 593-8425 |
| 2 | Nadler Insurance, Inc. | 1560 Laurel St #200 | (650) 508-8000 |
| 3 | Ray Sullivan: Allstate Insurance | 742 El Camino Real | (650) 593-1221 |
| 4 | ISU Lovering Insurance Services | 1121 Laurel St | (650) 593-7601 |
| 5 | 365 Gold Insurance Services | 104 El Camino Real | (650) 777-7680 |
| 6 | Farmers Insurance - Nicky Papadakis | 1355 Laurel St | (650) 593-1666 |
| 7 | Professional Insurance associates | 1100 Industrial Rd STE 3 | (650) 592-7333 |
| 8 | Peck & Peck Insurance | 1724 Laurel St #225 | (650) 592-5591 |
| 9 | Welcare Financial Group | 1668 El Camino Real | (650) 802-9288 |
| 10 | Insurance Solutions by JCA - JC Adviser | 867 American St Suite 200 | — |
Gina Vallee - State Farm Insurance Agent serves the San Carlos, California metro area, providing health insurance agent services to local residents and businesses. The agency helps clients navigate health plan options to find coverage that fits their individual needs and budgets. With a focus on understanding personal circumstances, the office works to simplify the enrollment process and clarify policy details. It offers guidance on individual health plans and supplemental medical coverage in this local area.
Nadler Insurance, Inc. offers a comprehensive range of individual and group health insurance plans, including policy selection, enrollment, and ongoing consultation. The agency provides annual plan reviews to adjust coverage as healthcare needs and budgets evolve. It also assists clients with claims support and explaining complex policy terms. Serving San Carlos and the surrounding Bay Area, the agency primarily works with single-family homes, apartments, and local retail businesses seeking group coverage.
Ray Sullivan: Allstate Insurance in San Carlos, CA serves local homeowners, businesses, and property managers seeking health insurance coverage. The agency helps clients review plan options and enroll in policies that align with individual health needs and budgets. Guidance is offered on understanding deductibles, provider networks, and prescription drug benefits to support informed decisions. The office also assists residents in neighboring Redwood City and the broader San Mateo County area with their ongoing health insurance requirements.
ISU Lovering Insurance Services serves the health insurance needs of San Carlos, California, and the broader San Mateo County region. As a dedicated health insurance agent, the company handles individual plans, family coverage, and group health policies for local employers. It guides clients through essential considerations such as plan benefits, network options, and premium costs. To complete a typical job, the agent compares available carriers and plan designs to match each client’s specific health care needs and budget constraints.
365 Gold Insurance Services specializes in matching clients with suitable health insurance plans from private insurers and the public marketplace. Based in San Carlos, it assists individuals, families, and small groups in navigating open enrollment periods, comparing coverage options, and understanding policy details. The agency also addresses special enrollment needs triggered by life changes. It helps Californians manage their coverage during unexpected medical events or job transitions requiring immediate health plan adjustments.
As open enrollment season approaches in San Carlos, many residents look for guidance in navigating their health insurance options. Farmers Insurance - Nicky Papadakis helps individuals and families compare plans that meet their specific needs and budgets. This local agency provides clear explanations of coverage types and available subsidies. For those new to Medicare or seeking individual plans, the agent outlines policy details to support informed decisions. An initial consultation can be scheduled to review current coverage and identify potential gaps or savings.
Professional Insurance Associates offers both one-time policy reviews and ongoing service for health coverage needs. As a health insurance agent in San Carlos, CA, the company helps clients navigate plan options, including individual and group policies. They focus on matching coverage to local healthcare networks and budget considerations. Service runs on a one-time, scheduled, or as-needed basis, depending on client preference for annual renewals or occasional consultations.
Peck & Peck Insurance works with individuals and groups to secure health coverage that meets their medical and financial needs. As a health insurance agent serving the San Carlos, CA area, the company helps clients compare plans from major carriers, navigate open enrollment periods, and understand policy details such as deductibles and networks. It also specializes in supplemental options like dental, vision, and critical illness policies. Commercial clients include offices, warehouses, and food service businesses seeking employee health benefits.
Welcare Financial Group helps individuals in San Carlos, California, find health insurance plans that fit their personal healthcare needs and budgets. The company also assists local small businesses with commercial health coverage options for their employees. Serving clients throughout the greater San Carlos area, the agency guides people through the often-confusing process of selecting a plan during open enrollment periods. Clients can return for help with claims issues or policy adjustments between their regular annual reviews.
What Does a a Health Insurance Agent in San Carlos Cost?
Health insurance premiums in San Carlos vary by age, plan type, and income. For a 40 year old, a Silver plan through Covered California may cost between 400 and 700 dollars per month before subsidies. Many residents qualify for premium tax credits that lower monthly costs. This is general information and not insurance advice.
About health insurance agents in San Carlos
Health insurance agents in San Carlos California help individuals and families find coverage that meets their needs and budget. California requires all residents to have health insurance or pay a state penalty under the Individual Shared Responsibility Penalty. An agent can guide you through Covered California plans and off-exchange options.
Frequently Asked Questions
What does a health insurance agent in San Carlos do?
A health insurance agent helps you compare plans from different carriers and enrolls you in coverage. They can explain benefits like deductibles and copays. Agents are licensed by the California Department of Insurance.
Is there a deadline to enroll in health insurance in California?
Yes, the open enrollment period for Covered California usually runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage or having a baby.
Do I have to pay a fee to use a health insurance agent in San Carlos?
No, health insurance agents are typically paid by the insurance company through commissions. You do not pay extra for using an agent. Their services are free to you as the consumer.
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