The top-rated health insurance agent in San Diego, California is Sharp Health Plan, rated 4.4 stars across 1,978 reviews. Other highly rated options include Bluewave Insurance Services, The Insurance Store, Right Time Insurance Services. This directory lists 42 health insurance agents serving San Diego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sharp Health Plan | 8520 Tech Way #200 | (858) 499-8300 |
| 2 | Bluewave Insurance Services | 2221 Camino del Rio S STE 305 | (800) 208-4974 |
| 3 | The Insurance Store | 10981 San Diego Mission Rd #230 | (619) 401-1800 |
| 4 | Right Time Insurance Services | 1761 Hotel Cir S | (619) 299-6000 |
| 5 | Bridlewood Insurance | 13520 Evening Creek Dr N Suite 100 | (858) 753-7000 |
| 6 | Deluxe Insurance Services | 1770 Palm Ave B | (619) 424-8100 |
| 7 | California Brokerage Insurance Associates | 1851 San Diego Ave #120 | (619) 283-9999 |
| 8 | AMG Life Solutions LLC - Meneses Insurance Solutions | 1420 Kettner Blvd suite 100 | (858) 834-2018 |
| 9 | San Diego Insurance | 8081 Balboa Ave | (858) 565-6695 |
| 10 | Let's Insure | 101 W Broadway #1460 | (877) 851-7867 |
Sharp Health Plan serves the San Diego, California metro area as a health insurance agent. The company assists individuals and families with selecting and enrolling in health coverage plans. They also help small businesses navigate group health insurance options available in the region. Common services include explanation of plan benefits, assistance with eligibility requirements, and guidance through the annual enrollment process. Sharp Health Plan specifically handles Medicare supplement plans and individual marketplace policies in San Diego County.
Bluewave Insurance Services in San Diego, CA, is a local health insurance agent known for helping individuals and families navigate plan selection through the Medicare and Affordable Care Act marketplaces. The agency serves clients seeking coverage that aligns with their medical needs and household budgets by explaining benefit structures and out-of-pocket costs clearly. It can assist with specialty add-on services such as dental and vision insurance plan enrollment.
The Insurance Store serves individual and family health insurance needs for residents across San Diego, California. Commercial coverage for local businesses is also arranged through the agency, assisting groups in the area. Clients benefit from careful plan comparisons and enrollment assistance tailored to their specific medical and financial circumstances. After an initial plan selection, regular follow-up service remains available to adjust coverage as health needs or policy details change between open enrollment visits.
Right Time Insurance Services in San Diego, California, is known for guiding individuals and families through their health insurance options. The agency helps clients compare plans during Open Enrollment and navigate special enrollment periods triggered by life events like job changes or marriage. They assist with selecting coverage that fits both budget and healthcare needs, explaining differences between HMO and PPO networks. A specialty service this agent can add on is Medicare Supplement plan assistance for eligible clients.
Bridlewood Insurance serves San Diego and the surrounding county as a licensed Health Insurance Agent. It helps individuals and families navigate the enrollment process for major medical plans each year. The agency also assists small business owners with group health coverage options to meet employee needs. Clients can explore multiple carriers to find suitable policies during open enrollment periods. Bridlewood Insurance specializes in Affordable Care Act marketplace plans and short-term medical insurance for those between coverage.
Deluxe Insurance Services provides a full range of health insurance coverage options for individuals, families, and groups in the San Diego area. It assists clients in enrolling in plans during open enrollment periods and helps them navigate the special enrollment qualifying events that may arise. Its service plans include annual policy reviews to assess changing healthcare needs. The company works with single-family homes, apartments, retail, and restaurants.
Homeowners, families, and small business owners seeking individual or group medical coverage turn to California Brokerage Insurance Associates for guidance. Located in San Diego, California, this agency helps clients understand their health insurance options for both routine care and major medical needs. Services include plan comparisons for HMO, PPO, and prescription drug coverage. The agency also assists residents in neighboring La Mesa with their annual open enrollment requirements.
AMG Life Solutions LLC - Meneses Insurance Solutions in San Diego, California provides clients with both one-time policy consultations and recurring service arrangements for ongoing coverage adjustments. The agency assists with individual and family health plans, guiding applicants through enrollment periods and plan selection. Service operates primarily on an as-needed basis, allowing clients to schedule appointments when they require help updating their existing coverage or exploring new policy options.
San Diego Insurance serves clients throughout San Diego, California, and its surrounding communities. The agency handles individual and family health plans, Medicare supplements, and small business group coverage. It works to match each client with a policy that meets their needs and budget. To complete a typical job, the agent first reviews the client’s current coverage and medical requirements, then compares available options from multiple carriers before presenting a clear recommendation.
Let's Insure helps clients navigate the complexities of Health Insurance Agent services in San Diego, California, including plan selection and enrollment in individual and family policies. The agency works with clients to understand coverage options for medical needs, prescriptions, and preventive care. Many residents seek assistance during open enrollment periods, but the firm also provides guidance for those experiencing qualifying life events, such as a recent job loss or a birth in the family.
What Does a a Health Insurance Agent in San Diego Cost?
Health insurance agents in California typically do not charge you a fee for their services. They are compensated by the insurance companies through commissions built into the premium. For private plans commissions can range from 2 percent to 8 percent of the annual premium. For Covered California plans commissions are set by the state and are usually a flat fee per policy. Costs vary by case and by carrier. This is general information and not insurance advice.
About health insurance agents in San Diego
Health insurance agents in San Diego help individuals families and small businesses find coverage that meets their needs and budget. California law requires all agents to be licensed by the California Department of Insurance. Agents can guide you through Covered California the state marketplace or offer private plans that comply with state regulations.
Frequently Asked Questions
What does a health insurance agent in San Diego do?
A health insurance agent helps you compare plans from multiple carriers and enrolls you in a policy. They explain deductibles copays and networks so you can make an informed choice. Agents also assist with renewals and changes during open enrollment or special enrollment periods.
Do I need a special license to be a health insurance agent in California?
Yes all health insurance agents in California must hold a valid fire and casualty license or a life and health license from the California Department of Insurance. Agents must also complete continuing education every two years to maintain their license.
Can a health insurance agent help me with Covered California plans?
Yes many agents are certified to help you enroll in Covered California plans. They can explain premium subsidies and cost-sharing reductions available under the Affordable Care Act. Agents do not charge extra for this service because they are paid by the insurance carriers.
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