The top-rated health insurance agent in San Francisco, California is Jessica Liu Insurance Services, rated 5.0 stars across 171 reviews. Other highly rated options include Mary Zell Spellman - State Farm Insurance Agent, Broad Spectrum Insurance Services, Lynn Petrie Lange - State Farm Insurance Agent. This directory lists 26 health insurance agents serving San Francisco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Liu Insurance Services | 3428 Balboa St | (415) 386-2283 |
| 2 | Mary Zell Spellman - State Farm Insurance Agent | 26 W Portal Ave UNIT 1 | (415) 401-7000 |
| 3 | Broad Spectrum Insurance Services | 1000 Brannan St #205 | (888) 898-6999 |
| 4 | Lynn Petrie Lange - State Farm Insurance Agent | 3717 Buchanan St #100 | (415) 923-0192 |
| 5 | ESI Insurance Brokers | 2085 Van Ness Ave | (415) 440-5136 |
| 6 | Wang Insurance | 2620 Judah St | (415) 731-7062 |
| 7 | Riskguard Insurance Solutions | 422 Presidio Ave | (415) 447-4212 |
| 8 | Allpointe Insurance Services | 1459 18th St Suite 171 | (415) 799-8687 |
| 9 | Inclusive Insurance | 180 Montgomery St | (844) 462-5874 |
| 10 | Delos Insurance Solutions | 548 Market St #77584 | (888) 823-3567 |
Jessica Liu Insurance Services serves the San Francisco, California area as a health insurance agent. The agency helps clients navigate individual and family health plans available through the local marketplace. Guided by the region’s specific carrier networks and regulatory landscape, the firm assists with plan comparisons and enrollment processes. Medicare-related coverage options, including Medigap and Part D drug plans, are also handled by this agent for eligible residents in the city.
Mary Zell Spellman - State Farm Insurance Agent in San Francisco provides health insurance coverage and assists clients with policy selection and claims support. Service includes guiding individuals through enrollment periods and annual plan reviews to ensure ongoing coverage aligns with changing needs. Maintenance involves updating personal information and coordinating with healthcare providers to manage policy adjustments. This agent services single-family homes, apartments, retail businesses, and restaurants throughout the local area.
Broad Spectrum Insurance Services serves homeowners, renters, small business owners, and families in the San Francisco, CA area who need individual or group health insurance coverage. The agency assists clients in comparing marketplace plans, understanding options for preventive care and prescription drug coverage, and enrolling in plans that meet their medical needs and budget. Its services also include guidance on open enrollment periods and eligibility for subsidies. The company additionally covers clients in neighboring Daly City.
Lynn Petrie Lange - State Farm Insurance Agent serves clients in San Francisco, California, and the surrounding Bay Area communities, handling health insurance policies for individuals and families. The office assists with plan selection and ongoing coverage management to meet local healthcare needs. As a health insurance agent, Lynn Petrie Lange works to understand each client’s medical requirements and budget constraints before presenting available options. To complete a typical enrollment or plan adjustment, the agency reviews current policies, compares coverage details, and processes all required paperwork.
ESI Insurance Brokers in San Francisco, CA provides expert guidance on the difference between one-time health plan enrollment services and ongoing coverage management. Their health insurance agents assist individuals and families in selecting appropriate medical plans that fit their needs and budget. The professionals also help small businesses navigate group health options, ensuring compliance and access to essential care. All advisory services are available on an as-needed basis, allowing clients to seek support whenever their coverage or policy questions arise.
Wang Insurance assists individuals and businesses in the San Francisco area with selecting health coverage plans. As a health insurance agent, the company helps clients navigate plan options, including individual family policies and group benefits. It can also specialize in supplemental coverage, such as dental or vision add-ons for employers. Serving a range of commercial sectors, the agency works with office tenants, industrial warehouses, and food service establishments needing compliant employee health solutions.
In San Francisco, where open enrollment periods create a surge in demand for coverage, Health insurance agent Riskguard Insurance Solutions helps individuals and families navigate plan options. Based in the city, the agency focuses on matching clients with suitable policies from major carriers. Services include explaining plan benefits, prescription drug coverage, and provider networks. The initial step involves a needs assessment meeting to review current coverage and personal healthcare usage.
Allpointe Insurance Services provides health insurance guidance to residents in San Francisco, helping individuals find suitable medical coverage for their personal needs. The agency also assists local businesses by navigating commercial group health plans available in the area. Focusing on the greater San Francisco market, the team works to match clients with policies that fit their specific situations. After an initial enrollment, the agency remains available for follow-up support, policy reviews, or adjustments needed between regular visits.
As a health insurance agent, Delos Insurance Solutions specializes in guiding individuals and families through plan comparisons, enrollment, and policy management. Serving the San Francisco, CA area, the agency helps clients navigate complex health coverage options, including network access and prescription drug benefits. It assists with the annual Open Enrollment Period for marketplace plans and also addresses qualifying life events that allow for special enrollment. Particularly at the start of the year, the office helps newly insured clients understand their specific deductible and co-pay responsibilities before seeking medical care.
What Does a a Health Insurance Agent in San Francisco Cost?
Health insurance agents in California do not charge consumers directly for their services. Their compensation comes from commissions paid by insurance carriers, which are built into the plan premiums. For individual plans through Covered California, premiums vary widely based on age, income, and plan tier, ranging from under 200 dollars to over 800 dollars per month for adults. This is general information, not insurance advice.
About health insurance agents in San Francisco
A health insurance agent in San Francisco can help you navigate the complex options available through Covered California and private insurers. California requires all residents to maintain minimum essential coverage under state law, and agents are licensed by the California Department of Insurance to assist you. They provide personalized guidance on plan selection, subsidies, and enrollment deadlines specific to your needs.
Frequently Asked Questions
What does a health insurance agent in San Francisco do?
A health insurance agent helps you compare plans from multiple carriers, explains benefits and costs, and assists with enrollment. They are licensed by the state and must follow California regulations. Agents do not charge you a fee because they are paid by the insurance companies.
Can a health insurance agent help me with Covered California?
Yes, many agents are certified by Covered California and can help you apply for subsidies and enroll in qualified health plans. They can also assist with Medi-Cal applications if you qualify. Open enrollment typically runs from November 1 to January 31 each year.
What is the difference between a health insurance agent and a broker in California?
In California, the terms agent and broker are often used interchangeably. Both are licensed by the California Department of Insurance and can represent multiple insurance companies. The key is to work with someone who is certified to sell plans on Covered California if you want subsidy eligibility.
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