The top-rated health insurance agent in San Luis Obispo, California is Susan Rodriguez - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include Polk Insurance Agency, SLO Insurance Services, Minton Insurance. This directory lists 20 health insurance agents serving San Luis Obispo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Susan Rodriguez - State Farm Insurance Agent | 799 Foothill Blvd D | (805) 783-7050 |
| 2 | Polk Insurance Agency | 1443 Marsh St | (805) 544-6454 |
| 3 | SLO Insurance Services | 1494 Mill St | (805) 543-7564 |
| 4 | Minton Insurance | 1042 Pacific St # E | (805) 546-8113 |
| 5 | McGee Insurance Agency | 2000 Broad St | (805) 543-8833 |
| 6 | Morris & Garritano Insurance | 1122 Laurel Ln | (805) 543-6887 |
| 7 | Meredith Insurance Center | 1303 Higuera St | (805) 548-8672 |
| 8 | Goosehead Insurance -- Donaldson Agency | 820 Walnut St Suite D | (805) 242-4900 |
| 9 | Relation Insurance - Engle & Associates Group | 1236 Higuera St | (805) 781-6336 |
| 10 | Lord Insurance | 3211 Broad St #201 | (805) 600-5954 |
Susan Rodriguez – State Farm Insurance Agent serves San Luis Obispo, California, and the surrounding county. As a health insurance agent, the company assists individuals and families in finding suitable medical coverage plans that meet their specific healthcare needs and budgets. They offer guidance through the enrollment process and help clients understand their policy options and benefits. This agency specifically handles major medical insurance plans and Medicare supplement policies for the local community.
Polk Insurance Agency provides a comprehensive range of health insurance services to individuals and businesses throughout the San Luis Obispo area. The agency assists clients in navigating plan selection, enrollment, and ongoing policy maintenance to meet changing health care needs. Regular policy reviews ensure that coverage remains aligned with current medical requirements and budget considerations. The company serves a diverse clientele, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in San Luis Obispo rely on SLO Insurance Services for health insurance guidance. The agency helps clients navigate individual plans, family coverage, and group health policies suitable for local organizations. Following California market trends, it assists with comparing options during open enrollment periods and qualifying for possible subsidies. Its work simplifies the process of selecting appropriate medical coverage. The company also serves customers residing in nearby Arroyo Grande and the surrounding Five Cities area.
Minton Insurance offers health insurance plans including individual policies, family coverage, and Medicare options. As a health insurance agent in San Luis Obispo, California, it assists clients navigating plan comparisons and enrollment periods. The agency provides guidance on selecting plans that match medical needs and budgets. It also helps customers understand changes in coverage and out-of-pocket costs. During open enrollment season or after a qualifying life event such as a job change, Minton Insurance helps clients reevaluate their health plan choices to ensure continued appropriate coverage.
McGee Insurance Agency operates in San Luis Obispo, California, distinguishing between one-time enrollment assistance for new individual health plans and recurring service options that involve annual policy reviews, coverage adjustments, and ongoing claims support. The agency helps clients understand the differences between Health Insurance Marketplace plans, short-term medical options, and major medical coverage. Services typically run on an as-needed or scheduled basis, with clients able to request support for specific life changes outside of open enrollment periods.
Morris & Garritano Insurance serves San Luis Obispo and its surrounding Central Coast communities, handling health insurance plans for individuals and local businesses. The agency works with clients to navigate plan options, enrollments, and ongoing coverage needs. It addresses routine inquiries about policy benefits, network access, and cost management. To handle a typical job, it assesses each client’s specific medical and financial circumstances before recommending suitable plans from available carriers.
As the seasons change along the Central Coast, individuals and families in San Luis Obispo often seek updated coverage to match shifting health needs or life events. Meredith Insurance Center serves this community as a local health insurance agent, helping clients navigate plan options for both major medical policies and supplemental benefits. By focusing on the specific requirements of each person, the agency works to clarify available choices from different carriers. An initial in-person or virtual assessment can identify the most suitable plan structure for the upcoming term.
Goosehead Insurance -- Donaldson Agency assists individuals and businesses in San Luis Obispo with their coverage needs. As a health insurance agent, the company helps clients navigate plan options, including preventive care and prescription drug benefits. The agency provides guidance on selecting policies for families and individuals seeking adequate medical coverage. It also serves commercial sectors such as offices, warehouses, and food service, addressing the specific insurance requirements that each business environment demands.
Relation Insurance - Engle & Associates Group in San Luis Obispo assists residents with health insurance plans for individuals and families, including those needing coverage through marketplaces or Medicare. Commercial coverage is also arranged for local businesses of varying sizes, ensuring employees have access to suitable medical benefits. Serving clients throughout San Luis Obispo County, the agency provides ongoing support between annual enrollment periods, helping policyholders manage claims changes or coverage adjustments as personal circumstances shift.
Lord Insurance in San Luis Obispo, CA is known for helping individuals and families find health coverage that fits their budget and needs. The agency offers guidance through the complexities of plan selection, enrollment, and renewals. It regularly assists clients with comparing private insurance options as well as public marketplace plans. An additional service the agency can provide is helping small business owners evaluate group health insurance benefits for their employees.
What Does a a Health Insurance Agent in San Luis Obispo Cost?
Health insurance agents in California do not charge a fee to consumers. Their compensation comes from insurance carriers as commissions. The cost of health insurance plans varies widely based on age, location, income, and plan type. In San Luis Obispo, a mid-level silver plan through Covered California may cost between 400 and 700 dollars per month for an individual before subsidies. Subsidies can lower that amount significantly for eligible residents. This is general information and not insurance advice.
About health insurance agents in San Luis Obispo
Health insurance agents in San Luis Obispo help individuals, families, and small businesses find coverage that meets their needs and budget. Under California law, agents must be licensed by the California Department of Insurance and can assist with Covered California plans, Medicare Advantage, and private health insurance. Local agents understand the specific healthcare options available in San Luis Obispo County, including access to providers at Sierra Vista Regional Medical Center and French Hospital Medical Center.
Frequently Asked Questions
What does a health insurance agent in San Luis Obispo do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help with Covered California plans, Medicare, and private insurance. Agents do not charge you directly because they receive commissions from insurance companies.
Do I need to use Covered California or can I buy private insurance?
You can buy health insurance through Covered California or directly from a private insurer. If you qualify for subsidies, you must use Covered California to receive financial help. An agent can explain which option is better for your situation.
What is the open enrollment period for health insurance in California?
Covered California open enrollment typically runs from November 1 to January 31 each year. Outside this period, you can only enroll if you have a qualifying life event, such as losing other coverage, getting married, or having a baby. An agent can help determine if you qualify for a special enrollment period.
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