The top-rated health insurance agent in Santa Barbara, California is Stevens & Associates Insurance Agency, Inc., rated 4.9 stars across 124 reviews. Other highly rated options include Baxter Insurance, CoreGen Insurance Agency, LLC, Baratto Sullivan & Co. Insurance Agency. This directory lists 20 health insurance agents serving Santa Barbara.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stevens & Associates Insurance Agency, Inc. | 3412 State St | (888) 467-4811 |
| 2 | Baxter Insurance | 1033 Santa Barbara St | (805) 963-4048 |
| 3 | CoreGen Insurance Agency, LLC | 300 E Canon Perdido St STE C1 | (805) 845-7517 |
| 4 | Baratto Sullivan & Co. Insurance Agency | 5266 Hollister Ave Ste 330 | (805) 682-8554 |
| 5 | Wisely Covered Medicare Insurance with Whitney Hagan | Clifton St | (805) 335-3229 |
| 6 | Hollister Insurance | 5276 Hollister Ave | (805) 845-4785 |
| 7 | Santa Barbara Insurance Services LLC | 361 Hitchcock Way | (209) 580-7763 |
| 8 | Santa Barbara Insurance | 1920 De La Vina St | (805) 569-0731 |
| 9 | CenCal Health | 4050 Calle Real | (877) 814-1861 |
| 10 | Mission Santa Barbara Insurance Services, Inc. | 1114 State St Suite 254 | (805) 770-7729 |
Stevens & Associates Insurance Agency, Inc. serves the Santa Barbara, California, metro area as a local resource for health insurance coverage. The agency assists individuals and families in navigating plan options and enrollment processes. Their work includes explaining policy features and helping clients understand cost-sharing structures. Specific services include coordinating open enrollment periods and guiding applicants through special enrollment scenarios for qualifying life events.
Baxter Insurance provides a range of health insurance agent services in the Santa Barbara, CA area, including plan selection guidance and enrollment support for individual and group coverage. The company assists clients with comparing plan options during open enrollment periods and helps manage policy renewals and updates throughout the year. It offers routine account reviews to ensure coverage remains aligned with changing healthcare needs. Baxter Insurance services single-family homes, apartments, retail establishments, and restaurants.
Serving Santa Barbara and the surrounding communities, CoreGen Insurance Agency, LLC connects individuals and families with health insurance plans that meet their medical and financial needs. Licensed agents here navigate the Open Enrollment Period and qualifying life events, including Medicare options. With a focus on transparent communication, the agency clarifies coverage details, from deductibles to prescription drug benefits, to ensure a good fit. To handle a typical job, CoreGen reviews a client’s current coverage and anticipated healthcare usage before comparing available local plans.
Baratto Sullivan & Co. Insurance Agency in Santa Barbara primarily serves local families and individuals seeking health insurance coverage tailored to their specific needs. The agency also assists small business owners in selecting group health plans for their employees. Its advisors help clients navigate open enrollment periods and compare Affordable Care Act marketplace options. Beyond the city center, Baratto Sullivan & Co. extends its health insurance services to residents and business operators in the neighboring community of Goleta.
Wisely Covered Medicare Insurance with Whitney Hagan offers specialized guidance on Medicare plan options, including Advantage, Supplement, and Part D prescription drug coverage. Based in Santa Barbara, CA, it also provides general health insurance agent services to help individuals evaluate their healthcare needs throughout the year. The company assists clients with reviewing their current coverage and making adjustments. It helps with the annual Medicare Open Enrollment Period, ensuring people understand their choices before the December 7th deadline.
As the open enrollment season creates a flurry of questions for Santa Barbara residents, Hollister Insurance provides clear guidance through the complexities of health plan selection. Their agents evaluate both individual and family medical needs against the available marketplace options. Serving clients throughout Santa Barbara, California, the company focuses on matching policy benefits with each person’s budget and health priorities. Every consultation begins with a thorough assessment of current coverage and expected medical usage to determine the most suitable plan.
Santa Barbara Insurance Services LLC provides health insurance guidance to individuals and families in the Santa Barbara area. The agency helps clients compare plans and navigate enrollment periods. Specialty add-ons that can complement these policies include dental and vision options for broader coverage. The firm serves a variety of commercial sectors, such as local offices, warehouses, and food service businesses.
As a health insurance agent, Santa Barbara Insurance serves residential clients seeking individual plans, including those for families and seniors. Commercial coverage is also available for local businesses needing group health options or employee benefits. Service extends throughout Santa Barbara, CA, and the surrounding Santa Barbara County area. Each policy is carefully reviewed to help clients understand their benefits and coverage limits. Follow-up is offered between regular annual enrollment periods to address any claim questions or policy changes that arise.
For clients choosing health insurance, there is a significant difference between one-time plan enrollment and the recurring support of annual renewals and life changes. CenCal Health in Santa Barbara, CA, helps individuals and families select coverage that meets their medical needs. An agent clarifies plan benefits, network options, and cost structures during open enrollment. This ongoing guidance ensures policy adjustments are made as healthcare needs evolve. Their client service operates on both a scheduled appointment basis for enrollment periods and an as-needed basis for questions or mid-year plan adjustments.
Mission Santa Barbara Insurance Services, Inc. is a health insurance agent in Santa Barbara, CA, known for assisting individuals and families with navigating plan options. The company helps clients compare coverage across the local marketplace to find suitable medical and prescription benefits. Agents explain enrollment periods and subsidies, guiding residents through the application process for individual or group policies. A specialty service this agency can provide includes consulting on short-term health plans for those between jobs or waiting for coverage.
What Does a a Health Insurance Agent in Santa Barbara Cost?
Health insurance agents in California do not charge a direct fee to consumers for their services. The cost of health insurance itself varies widely based on the plan type metal level age location and income. For example a Silver plan through Covered California for a 40 year old in Santa Barbara might range from 400 to 700 per month before subsidies. Subsidies can lower that cost significantly. This is general information and not insurance advice.
About health insurance agents in Santa Barbara
Health insurance agents in Santa Barbara California help individuals families and small businesses find coverage that meets their needs and budget. These agents are licensed by the California Department of Insurance and can assist with Covered California plans private health insurance and Medicare options. Local agents understand the specific healthcare providers and networks available in Santa Barbara County.
Frequently Asked Questions
What does a health insurance agent in Santa Barbara do?
A health insurance agent helps you compare plans from multiple carriers and enrolls you in coverage. They explain policy details like deductibles copays and out of pocket maximums. Agents in Santa Barbara can also help you apply for subsidies through Covered California if you qualify.
Do I have to pay a health insurance agent for their services in California?
In most cases you do not pay the agent directly. Health insurance agents in California are typically compensated by the insurance company through commissions. Their services are free to you.
Can a health insurance agent help me with Covered California enrollment?
Yes a licensed health insurance agent can help you enroll in a Covered California plan. They can also help you determine if you qualify for Medi-Cal or premium tax credits. Open enrollment periods and special enrollment periods apply.
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