The top-rated health insurance agent in Santee, California is Farmers Insurance - Matthew Welty, rated 4.9 stars across 162 reviews. Other highly rated options include Freeway Insurance, Greg Johnson - State Farm Insurance Agent, Levy Feiteira: Allstate Insurance. This directory lists 13 health insurance agents serving Santee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Matthew Welty | 10769 Woodside Ave Ste 103 | (858) 569-1009 |
| 2 | Freeway Insurance | 9715 Mission Gorge Rd | (619) 821-3205 |
| 3 | Greg Johnson - State Farm Insurance Agent | 9665 Mission Gorge Rd Ste C1 | (619) 596-2160 |
| 4 | Levy Feiteira: Allstate Insurance | 9225 Carlton Hills Blvd Ste 6 | (619) 449-8585 |
| 5 | Jim Kelly: Allstate Insurance | 9600 Cuyamaca St STE 204 | (619) 562-9199 |
| 6 | TRUE PRO INSURANCE SERVICES | 8733 Magnolia Ave # 141 | (619) 820-0036 |
| 7 | World Insurance Associates LLC | 9855 Prospect Ave suite d | (619) 592-4440 |
| 8 | CBIS | 10769 Woodside Ave Ste 103 | (858) 943-3555 |
| 9 | Allegiant Insurance Services | 9600 Cuyamaca St | (858) 771-2000 |
| 10 | Colonial Life | 10769 Woodside Ave Ste 103 | (800) 976-1272 |
Farmers Insurance - Matthew Welty serves San Diego County from its Santee, California office, providing health insurance agent services to individuals and families in the area. The agency helps clients navigate coverage options through local and national carriers. It focuses on matching clients with plans that fit their medical needs and budget. The agent assists with plan comparisons during open enrollment periods. Among the specific services handled here are individual health insurance plans and family health insurance policies.
Freeway Insurance serves Santee, California, and the surrounding San Diego County communities. It handles the procurement of health insurance plans for individuals, families, and small groups. The company reviews each client’s current coverage needs, budget, and preferred network of providers. It then presents a focused selection of suitable major medical, supplemental, or short-term policies from available carriers. For a typical job, it walks the client through the plan comparison and handles all enrollment paperwork to ensure a complete, accurate application.
Greg Johnson - State Farm Insurance Agent in Santee, CA, provides a full range of health insurance coverage options, including individual plans, family policies, and short-term medical solutions. The agency assists with plan selection, enrollment, and ongoing policy maintenance to help clients adapt coverage as their needs change. It services single-family homes, apartments, retail businesses, and restaurants in the local area.
Levy Feiteira: Allstate Insurance serves local homeowners, families, and small business owners seeking health coverage plans. The agency helps clients navigate individual health insurance options, including major medical policies designed to meet diverse budgets and healthcare needs. Working within Santee, California, the agent provides support for plan comparisons and enrollment guidance. This health insurance agency also serves residents in the neighboring El Cajon area and throughout the broader San Diego metro region.
Jim Kelly: Allstate Insurance serves the Santee, California area and surrounding communities, handling a full range of health insurance agent services for local residents and families. It assists clients with evaluating individual and group health plans to find suitable coverage options. The agency works closely with each customer, listening to their specific healthcare needs and financial considerations. The general approach it uses to handle a typical job is to carefully review available plan choices before presenting clear recommendations that match those personal requirements.
TRUE PRO INSURANCE SERVICES helps individuals compare one-time temporary coverage with ongoing annual plans, then guides them through enrollment for medical, dental, or supplemental policies. Based in Santee, this health insurance agent assists clients in understanding plan networks, premiums, and out-of-pocket costs throughout the annual open enrollment period. Service is provided primarily on an as-needed basis, with appointments available for annual renewals or whenever a household experiences a qualifying life change.
World Insurance Associates LLC in Santee, CA, specializes in connecting individuals and families with tailored health insurance plans, including medical, dental, and vision coverage. It also assists local businesses with group health benefits, helping employers navigate plan options for their workforce. As seasons change, the company helps clients review their policies during open enrollment periods to adjust coverage for upcoming medical needs.
During annual enrollment or after a change in family circumstances, residents of Santee often seek guidance on their coverage options. CBIS responds by helping individuals and families navigate the local health insurance marketplace, explaining plan differences clearly. As a health insurance agent, the company works to match clients with policies that suit their specific budgets and medical needs. An initial assessment of current coverage and personal health requirements typically begins the process, allowing the agent to recommend suitable plans from available carriers.
Allegiant Insurance Services provides health insurance guidance to individuals and groups in Santee, CA, focusing on plan selection and enrollment support. As a dedicated health insurance agent, the company assists clients in navigating plan options, including individual and family coverage. Allegiant Insurance Services can serve local commercial sectors such as offices, warehouses, and food service establishments with suitable health benefits solutions.
Colonial Life serves residents of Santee, California, helping individuals select health insurance plans that meet their personal medical needs. The agency also provides commercial coverage options for local businesses seeking group benefits for their employees. Its service area includes Santee and the surrounding communities within San Diego County. Agents work with clients to review policy details and manage enrollment paperwork during each appointment. Follow-up assistance is available between regular visits to address any changes in coverage or answer billing questions.
What Does a a Health Insurance Agent in Santee Cost?
Health insurance agents in California do not usually charge a direct fee to consumers. Their compensation comes from insurance carriers as a commission, which is typically a percentage of the premium. For individual plans, commissions can range from 3% to 10% of the monthly premium. For Medicare plans, agent compensation is set by federal rules and varies by plan type. Costs for the consumer are the plan premiums and any deductibles or copays. This is general information, not insurance advice.
About health insurance agents in Santee
Health insurance agents in Santee, California help individuals and families find coverage through Covered California or private insurers. Under California law, agents must be licensed by the California Department of Insurance and follow strict rules about plan disclosures. They can guide you through open enrollment periods and special enrollment qualifying events.
Frequently Asked Questions
What does a health insurance agent in Santee do?
A health insurance agent helps you compare plans from different carriers, explains benefits and costs, and assists with enrollment. They are licensed professionals who can advise on Covered California plans, Medicare Advantage, and supplemental policies.
Is there a fee to use a health insurance agent in California?
In most cases, health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium. However, some agents may charge a separate fee for certain services, so always ask about costs upfront.
When can I enroll in a health plan through an agent in Santee?
You can enroll during the annual Open Enrollment Period, which typically runs from November 1 to January 31 for Covered California. Outside that window, you may qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage, moving, or having a baby.
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