The top-rated health insurance agent in Saratoga, California is Sara Berg: Allstate Insurance, rated 4.9 stars across 31 reviews. Other highly rated options include Phil Mills - State Farm Insurance Agent, Donald Wilson - State Farm Insurance Agent, Greg Pond - State Farm Insurance Agent. This directory lists 11 health insurance agents serving Saratoga.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sara Berg: Allstate Insurance | 14375 Saratoga Ave Ste 106 | (408) 741-0585 |
| 2 | Phil Mills - State Farm Insurance Agent | 14500 Big Basin Wy d | (408) 354-5250 |
| 3 | Donald Wilson - State Farm Insurance Agent | 12299 Saratoga Sunnyvale Rd Ste A | (408) 257-8700 |
| 4 | Greg Pond - State Farm Insurance Agent | 14500 Big Basin Wy d | (408) 358-0200 |
| 5 | Pat Richard Insurance Agency | 14540 Big Basin Wy | (408) 867-1771 |
| 6 | Cory McElwee - State Farm Insurance Agent | 12299 Saratoga Sunnyvale Rd Ste A | (408) 861-1550 |
| 7 | Farmers Insurance - Chuck Page | 14462 Big Basin Wy | (408) 356-0427 |
| 8 | Village Insurance Services | 12280 Saratoga Sunnyvale Rd STE 112 | (408) 973-0800 |
| 9 | J.D. Van Nest & Associates | 18943 Sara Park Cir | (408) 725-8777 |
| 10 | O'Connor Insurance Agency | 18809 Cox Ave #260 | (408) 877-0000 |
Sara Berg: Allstate Insurance serves the Saratoga, California area as a health insurance agent, helping individuals and families navigate coverage options in Santa Clara County. The office assists clients with comparing plans to meet medical needs and budgets, whether through private insurance or government programs. Guidance is provided on enrollment periods and policy details to ensure proper coverage. Specific services handled include individual health plans and family medical insurance policies.
Phil Mills - State Farm Insurance Agent serves local homeowners, renters, and small business owners in Saratoga, California, offering health insurance policies along with related coverage options. Clients rely on the agency for guidance through plan selection and enrollment, helping them understand deductibles and network choices. The office provides ongoing support for claims and policy changes throughout the year. Their service area also extends into the neighboring communities of Los Gatos and the greater San Jose metropolitan region.
Donald Wilson - State Farm Insurance Agent in Saratoga, CA, provides a comprehensive range of health insurance plans for individuals and families. Its service offerings include personalized policy consultations and ongoing plan management to help clients select coverage that fits their medical needs and budget. Maintenance plans involve annual policy reviews and assistance with claims, ensuring consistent support throughout the year. The agency services single-family homes, apartments, retail shops, and restaurants.
Serving Saratoga and the surrounding Santa Clara County communities, Greg Pond - State Farm Insurance Agent handles health insurance plans and related coverage options. The agency works with individuals, families, and small business owners who need to find suitable plans during open enrollment or qualifying life events. It focuses on explaining policy details, comparing available health insurance choices, and managing the application process. The office typically begins each job by reviewing a client's specific health needs and budget before presenting clear plan comparisons and walking through necessary paperwork.
Pat Richard Insurance Agency in Saratoga, CA recognizes the difference between clients seeking a single plan review and those needing ongoing annual adjustments to their health coverage. The agency works to explain available policy options, helping individuals and families understand deductibles, networks, and out-of-pocket costs. Service appointments are offered on a one-time or as-needed basis, with clients free to schedule when a new enrollment period opens or a personal situation changes.
Cory McElwee - State Farm Insurance Agent in Saratoga, California specializes in health insurance policies, including individual plans and group coverage options. The agency also assists clients with auto, home, and life insurance needs to build comprehensive financial protection. Local families and self-employed individuals often seek its guidance for navigating health plan selections during the annual open enrollment period. The agency additionally helps residents address coverage gaps that arise when transitioning between jobs or losing employer-sponsored benefits.
As Saratoga residents review their health coverage each open enrollment season, Farmers Insurance agent Chuck Page helps them evaluate their individual or family needs. He explains the differences between Health Maintenance Organizations and Preferred Provider Organizations available in Santa Clara County. Clients discuss deductibles, prescription drug benefits, and out-of-pocket maximums during their consultation. The process includes a thorough assessment of current medical usage and future healthcare goals. Every appointment concludes with an initial assessment, identifying suitable plan options from the available marketplace carriers.
Village Insurance Services in Saratoga, CA, guides individuals and families through the process of selecting health coverage that meets their medical needs and budget. As a dedicated health insurance agent, the company specializes in helping clients compare private plans and navigate enrollment periods with clear, straightforward advice. This local agency also assists small business owners in securing group health benefits for their employees in various commercial settings, including offices, warehouses, and food service establishments.
J.D. Van Nest & Associates serves residents of Saratoga, California, helping them secure health insurance coverage tailored to individual and family needs. The agency also advises local businesses on commercial health plans for their employees. Serving the greater Santa Clara County area, they guide clients through enrollment periods, plan comparisons, and policy changes to ensure appropriate coverage. After each annual open enrollment or qualifying life event, the agency offers follow-up consultations to review options, providing ongoing assistance between routine office visits for adjusting coverage as needs evolve.
O'Connor Insurance Agency, based in Saratoga, CA, is recognized for helping individuals and families secure suitable health insurance coverage. The agency assists clients in navigating a variety of health plans, from basic preventive care packages to more comprehensive medical policies. Services include guiding clients through annual enrollment periods, explaining plan benefits and networks, and matching coverage options to specific healthcare needs and budgets. For those seeking additional protection, the agency can also arrange supplemental plans that cover critical illness or accident-related expenses.
What Does a a Health Insurance Agent in Saratoga Cost?
Health insurance agents in California usually do not charge consumers directly. They earn commissions from insurance carriers, which are built into the plan premiums. For individual plans, commissions range from 3% to 5% of the annual premium. For Medicare plans, commissions are set by the government and vary by plan type. This is general information, not insurance advice.
About health insurance agents in Saratoga
A health insurance agent in Saratoga, California can help you navigate the complex insurance market. They assist with Covered California enrollment, Medicare plans, and private health insurance options. California requires all agents to be licensed by the Department of Insurance and follow state regulations for plan disclosures.
Frequently Asked Questions
What does a health insurance agent in Saratoga do?
A health insurance agent helps you compare plans, enroll in coverage, and understand your options. They can assist with Covered California plans, Medicare Advantage, and supplemental insurance. Agents must follow California rules for plan recommendations and fee disclosures.
Do I have to pay for a health insurance agent in California?
In most cases, you do not pay a fee directly to the agent. They receive commissions from the insurance companies. California law requires agents to disclose any compensation they receive from a plan.
Can a health insurance agent help me with Covered California?
Yes, many agents are certified to help you enroll in Covered California plans. They can help you determine if you qualify for subsidies or Medi-Cal. Covered California open enrollment typically runs from November 1 to January 31 each year.
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