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HomeHealth Insurance AgentsCalifornia › Watsonville

Find Health Insurance Agents Near You in Watsonville, CA

Browse health insurance agents serving Watsonville, California. Updated 2026-07-14.

The top-rated health insurance agent in Watsonville, California is Freeway Insurance, rated 4.9 stars across 342 reviews. Other highly rated options include Fernando Lopez - State Farm Insurance Agent, AAA Watsonville Branch, KBK Insurance Agency. This directory lists 17 health insurance agents serving Watsonville.

Showing 17 health insurance agents in Watsonville, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1441 Main St Ste 103(831) 287-6764
2Fernando Lopez - State Farm Insurance Agent734 E Lake Ave STE 7(831) 722-1500
3AAA Watsonville Branch1195 S Green Valley Rd(831) 768-4540
4KBK Insurance Agency1006 Freedom Blvd(831) 724-1085
5Huizar-Albor Insurance Agency Inc.: Allstate Insurance734 E Lake Ave STE 4(831) 763-4626
6Evan Darling - State Farm Insurance Agent1919 Main St(831) 536-4099
7Farmers Insurance - Rafael Suarez1185 Freedom Blvd Ste 3(831) 722-3000
8LIS Insurance Services1469 Freedom Blvd(831) 724-8100
9Farmers Insurance - Derek Diaz30 E 5th St Ste H(831) 319-4623
10Del Sol Insurance Services405 Union St(831) 254-1775
FI
1441 Main St Ste 103
Freeway Insurance
Health Insurance Agent · Watsonville, CA

Freeway Insurance serves the Watsonville, California area as a local resource for health insurance guidance. As a Health Insurance Agent, this office helps clients understand plan options and secure necessary medical coverage. The agency assists individuals and families with navigating open enrollment periods and comparing different policies available locally. Among the specific services handled here are helping clients enroll in individual health plans and explaining the benefits of supplementary medical coverage.

FL
734 E Lake Ave STE 7
Fernando Lopez - State Farm Insurance Agent
Health Insurance Agent · Watsonville, CA

Fernando Lopez - State Farm Insurance Agent in Watsonville, CA, provides a range of health insurance services, including plan selection assistance and guidance on enrollment periods. The agency helps clients understand policy details and coordinate routine coverage maintenance, such as updating personal information or adjusting plans for life changes. This service supports individuals and families in securing appropriate medical coverage. The agency services single-family homes, apartments, retail businesses, and restaurants within the local area.

AW
1195 S Green Valley Rd
AAA Watsonville Branch
Health Insurance Agent · Watsonville, CA

AAA Watsonville Branch serves Santa Cruz County residents seeking health insurance coverage, offering guidance through the complexities of individual and family plans. The agency assists clients in comparing options from major carriers to find suitable medical and prescription drug benefits. Local agents help customers understand enrollment periods and subsidy eligibility. The office also provides support for catastrophic coverage and short-term medical policies as temporary solutions. Navigating annual plan changes and managing ongoing policy renewals are specific services it handles in this area.

KI
1006 Freedom Blvd
KBK Insurance Agency
Health Insurance Agent · Watsonville, CA

Homeowners, families, and small business owners in Watsonville, California turn to KBK Insurance Agency for their health insurance needs. This agent helps clients navigate individual plans, family coverage options, and group health policies available through the local marketplace or private insurers. Understanding the complexities of deductibles, networks, and preventive care benefits is central to their service. Residents seeking personalized guidance and enrollment assistance can access support in English or Spanish at their Watsonville office. The agency also serves clients throughout neighboring communities like Aptos and the greater Santa Cruz County area.

HA
734 E Lake Ave STE 4
Huizar-Albor Insurance Agency Inc.: Allstate Insurance
Health Insurance Agent · Watsonville, CA

Huizar-Albor Insurance Agency Inc.: Allstate Insurance serves Watsonville and the surrounding communities in Santa Cruz County. It handles health insurance agent services, including individual and family health plans. Clients can receive assistance navigating open enrollment periods and understanding plan options. The agency also addresses questions about coverage details and policy benefits. To handle a typical job, the agency reviews a client’s specific needs and budget, then presents suitable plan choices for informed decision-making.

ED
1919 Main St
Evan Darling - State Farm Insurance Agent
Health Insurance Agent · Watsonville, CA

Shoppers of health insurance may seek either a single policy for immediate coverage or ongoing plan adjustments as needs change. Evan Darling - State Farm Insurance Agent in Watsonville, CA, assists clients in evaluating individual and family medical plans that comply with local regulations. The agency explains how different deductibles and networks affect out-of-pocket costs. Service for policy reviews and new enrollments is available on both a one-time basis for specific life changes and as recurring scheduled appointments to manage annual renewal periods.

FI
1185 Freedom Blvd Ste 3
Farmers Insurance - Rafael Suarez
Health Insurance Agent · Watsonville, CA

Farmers Insurance - Rafael Suarez in Watsonville, CA offers health insurance agent services, specializing in helping individuals and families select medical plans that fit their specific needs. The agency also provides guidance on plan options and enrollment procedures for local clients. During the annual open enrollment period, it assists customers with comparing coverage changes and understanding new policy details. It can also help residents find coverage following a major life event, such as losing employer-sponsored insurance.

LI
1469 Freedom Blvd
LIS Insurance Services
Health Insurance Agent · Watsonville, CA

Open enrollment season in Watsonville brings questions about plan options and network changes, and LIS Insurance Services helps residents navigate these decisions as a local health insurance agent. The company reviews individual and family policies from major carriers to align coverage with anticipated medical needs and budgets. Clients receive guidance on deductibles, prescription drug tiers, and preventive care benefits during personalized consultations. The initial step for any new client involves a complimentary coverage assessment to compare existing plans against current marketplace offerings.

FI
30 E 5th St Ste H
Farmers Insurance - Derek Diaz
Health Insurance Agent · Watsonville, CA

Farmers Insurance - Derek Diaz in Watsonville, CA, assists individuals and families in selecting appropriate health insurance plans to meet their medical coverage needs. The agency specializes in offering supplemental policies that help cover out-of-pocket costs, including accident and critical illness add-ons. By evaluating each client's unique healthcare requirements, the agent works to match them with suitable private and marketplace options. This local firm serves commercial sectors such as local offices, warehouses, and food service establishments in the greater Watsonville area.

DS
405 Union St
Del Sol Insurance Services
Health Insurance Agent · Watsonville, CA

Del Sol Insurance Services provides health insurance assistance to residents and families in the Watsonville area. The agency also helps local businesses secure appropriate commercial health coverage for their employees. Their service area encompasses Watsonville and the surrounding communities in Santa Cruz County. Agents work directly with clients to explain policy options, manage enrollment, and coordinate benefits. They continue offering support between regular appointments, helping with claims questions or coverage adjustments whenever a client needs follow-up assistance.

AG
217 E Lake Ave Ste 1
Aurelia Gomez Ramirez Insurance Services
Health Insurance Agent · Watsonville, CA
(831) 536-5656
agrinsuranceservices.net
FI
445 Union St
Farmers Insurance - Juan Uribe
Health Insurance Agent · Watsonville, CA
(831) 319-4024
agents.farmers.com/ca/watsonville/juan-uribe
HI
800 E Lake Ave
Hansen Insurance
Health Insurance Agent · Watsonville, CA
(831) 722-9666
MH
575 Auto Center Dr
Mcsherry & Hudson: Duke Steven
Health Insurance Agent · Watsonville, CA
(831) 724-3841
mcsherryandhudson.com
BG
35 Penny Ln STE 6
The Bachan Group
Health Insurance Agent · Watsonville, CA
(831) 724-2447
bachangroup.com
GC
40 Brennan St
Golden Central Insurance Agency
Health Insurance Agent · Watsonville, CA
(831) 768-8316
gcia.agency
MS
35 Penny Ln
Mc Sherry & Hudson
Health Insurance Agent · Watsonville, CA
(831) 724-3841
mcsherryandhudson.com

What Does a a Health Insurance Agent in Watsonville Cost?

Health insurance agents in California typically do not charge consumers directly for their services. Their compensation comes from commissions paid by insurance carriers, which are factored into the plan premiums. For private plans, monthly premiums in Watsonville can range from around 300 to 800 dollars for an individual, depending on age, plan type, and subsidies. Costs vary widely based on income, household size, and coverage level. This is general information, not insurance advice.

About health insurance agents in Watsonville

Health insurance agents in Watsonville, California help individuals and families find coverage through Covered California or private insurers. Under California law, agents must be licensed by the California Department of Insurance and follow strict consumer protection rules. They can explain plan options, subsidies, and enrollment periods specific to Santa Cruz County.

Frequently Asked Questions

What is the open enrollment period for health insurance in Watsonville?

Covered California open enrollment typically runs from November 1 to January 31 each year. Special enrollment periods are available after qualifying life events like losing other coverage or moving to Watsonville.

Do health insurance agents in Watsonville charge fees for their services?

Most health insurance agents in California are paid by insurance companies through commissions, so they do not charge you directly. However, you should confirm this with the agent before working with them.

Can a health insurance agent help me apply for Medi-Cal in Watsonville?

Yes, many health insurance agents in Watsonville are certified to help you apply for Medi-Cal, California's Medicaid program. They can determine your eligibility and guide you through the application process at no cost to you.

Health Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.