The top-rated health insurance agent in Durango, Colorado is Wade Agency, LLC American Family Insurance, rated 5.0 stars across 97 reviews. Other highly rated options include Wilson Group Insurance®️, Eytchison Insurance Agency, Woolverton Insurance. This directory lists 18 health insurance agents serving Durango.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wade Agency, LLC American Family Insurance | 835 E 2nd Ave #425 | (970) 259-0091 |
| 2 | Wilson Group Insurance®️ | 1099 Main Ave Ste 310a | (970) 682-6700 |
| 3 | Eytchison Insurance Agency | 450 S Camino Del Rio #102 | (970) 247-0006 |
| 4 | Woolverton Insurance | 725 E College Dr Unit C-2 UPSTAIRS | (970) 259-9332 |
| 5 | Farmers Insurance - Allen Michalak | 2223 Main Ave #101 | (970) 247-4302 |
| 6 | Schield Insurance, Inc. | 450 S Camino Del Rio STE 209 | (970) 247-7751 |
| 7 | Jay Short Insurance | 2855 Main Ave STE A102 | (970) 382-8147 |
| 8 | Farmers Insurance | 555 S Camino Del Rio STE A3 | (970) 403-8018 |
| 9 | 360 Insurance Company - Kimberly Winsor Agency | 3416 Main Ave #103 | (970) 828-5457 |
| 10 | Goosehead Insurance - Zachary Kirschstein | 1099 Main Ave Ste 316 | (970) 449-0064 |
Wade Agency, LLC American Family Insurance serves Durango, Colorado, and provides health insurance agent services to local residents. The agency works with individuals and families to navigate available health plans and coverage options that meet their needs. It assists clients in understanding their benefits and selecting policies for medical care. Wade Agency helps with enrolling in individual health plans and managing employer-sponsored group health insurance options in the area.
Based in Durango, Colorado, Wilson Group InsuranceⓇ provides health insurance agent services, including plan comparisons and enrollment support. Its ongoing service includes personalized policy reviews and assistance with claims for existing clients. The agency helps individuals, families, and small groups navigate coverage options, as well as maintenance such as annual open enrollment changes. It serves single-family homes, apartments, retail establishments, and restaurants.
Eytchison Insurance Agency serves homeowners, businesses, and property managers in Durango, Colorado. It assists clients in selecting health insurance plans that meet individual and group needs, helping to navigate open enrollment and policy changes. The agency works with major carriers to provide coverage options typical of the region, including those for seasonal workers and retirees. It also extends its services to clients in the neighboring community of Bayfield, ensuring access to health insurance guidance across the greater La Plata County area.
Woolverton Insurance serves Durango, Colorado, and the surrounding communities of La Plata County, handling individual and family health insurance plans as well as Medicare supplements. The agency guides clients through the enrollment process for coverage that meets their medical needs and budget. It helps compare plan options from different carriers to ensure the policy fits each person’s specific requirements. In handling a typical job, Woolverton Insurance reviews the client’s current coverage, identifies any gaps or upcoming changes, then presents a limited selection of suitable plans from available networks.
At Farmers Insurance - Allen Michalak in Durango, CO, clients can choose between a one-time policy review for immediate coverage needs or an ongoing service relationship to adjust plans as life changes. The agency helps individuals and families navigate health insurance options, ensuring plans align with medical requirements and budgets in the local area. Support for open enrollment, plan comparisons, and claims questions is part of the service. This agency operates on an as-needed basis, with appointments available when clients require assistance.
Schield Insurance, Inc. specializes in connecting Durango residents with suitable individual health plans and coordinating group benefits for local businesses. The agency guides clients through the complexities of marketplace coverage and Medicare options, working to match policies with specific healthcare needs and budgets. It assists with the annual open enrollment period and helps individuals navigate qualifying life events that allow for special enrollment outside the standard window.
As the Altitude Adjustment season arrives in Durango, many new residents seek coverage that fits mountain lifestyle risks and regional provider networks. Jay Short Insurance responds by guiding clients through health plan options available in La Plata County, including marketplace and private policies. The agent explains deductibles, out-of-pocket limits, and prescription drug tiers in plain terms. Local specialists and hospitals are reviewed for network participation before any recommendation is made. An initial needs assessment is completed by reviewing the client’s current medications and preferred doctors.
Serving residents in Durango, Colorado, this agency provides health insurance plans designed for individual and family medical needs. Commercial coverage options are also available to support local business owners with group health benefits. Their service area includes the surrounding city and nearby communities within La Plata County. Agents assist clients in reviewing policies during enrollment periods and can help explain changes in coverage. Follow-up appointments are typically scheduled to address any questions that arise between regular annual visits and to adjust plans accordingly.
360 Insurance Company - Kimberly Winsor Agency helps individuals and groups in Durango understand and select appropriate health coverage. Its specialty includes navigating plan benefits and potential subsidies available through local insurance exchanges. The agency works regularly with small businesses seeking employee benefits, tailoring options for various workplace environments. It can serve offices and administrative centers, warehouses and distribution facilities, and food service operations.
Goosehead Insurance - Zachary Kirschstein is a health insurance agent in Durango, CO, known for matching clients with individual and family health plans from a range of carriers. The agency guides customers through plan selection, enrollment, and compliance with local coverage requirements. It offers personalized consultations to help residents understand deductibles and network options. A specialty service it can add on is assistance with short-term health insurance policies for temporary coverage gaps.
What Does a a Health Insurance Agent in Durango Cost?
The cost of health insurance in Colorado varies widely based on age income plan tier and metal level. For 2024 a mid-level Silver plan for a 40-year-old in Durango might range from 400 to 700 per month before subsidies. Subsidies from the federal government can lower monthly premiums significantly for eligible residents. This is general information and not insurance advice.
About health insurance agents in Durango
Health insurance agents in Durango Colorado help individuals families and small businesses find health plans that meet their needs and budget. Colorado uses its own marketplace called Connect for Health Colorado which has specific enrollment periods and special enrollment rules. A local agent can explain how Colorado law affects plan options including subsidies and cost-sharing reductions available to residents.
Frequently Asked Questions
When can I enroll in a health plan through a Durango agent?
Open enrollment for individual plans in Colorado typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage or moving to Durango. Your agent can help you determine if you qualify for a special enrollment period.
Do health insurance agents in Durango charge a fee for their services?
Licensed health insurance agents in Colorado are usually paid by the insurance company through commissions not by the client. This means you generally do not pay extra for using an agent. Always confirm the payment structure with your agent before starting.
What types of health plans can a Durango agent help me compare?
Agents in Durango can help you compare individual and family plans small group plans and short-term medical plans available in Colorado. They can also explain the differences between HMO PPO and EPO networks available in La Plata County. Your agent will show plans that include essential health benefits required by Colorado law.
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