The top-rated health insurance agent in Fort Collins, Colorado is Marinda Simpson - State Farm Insurance Agent, rated 4.9 stars across 661 reviews. Other highly rated options include Sage Benefit Advisors, Fort Collins Insurance, IMA Select. This directory lists 22 health insurance agents serving Fort Collins.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marinda Simpson - State Farm Insurance Agent | 2601 S Lemay Ave Ste 36 | (970) 223-7800 |
| 2 | Sage Benefit Advisors | 1501 S Lemay Ave #200 | (970) 484-1250 |
| 3 | Fort Collins Insurance | 4025 Automation Way E3 | (970) 204-4553 |
| 4 | IMA Select | 3500 John F Kennedy Pkwy Suite 205 | (970) 204-0044 |
| 5 | Gwen Brooks - State Farm Insurance Agent | 4605 Ziegler Rd | (970) 226-1306 |
| 6 | Shanti Insurance Services | 19 Old Town Square | (970) 834-3668 |
| 7 | Choice City Health LLC | 2627 Redwing Rd Ste 140 | (970) 407-9399 |
| 8 | Medicare By Design, LLC | 2850 McClelland Dr Suite 3000M | (970) 829-5998 |
| 9 | Harmony Insurance Advisors, Inc. | 2580 E Harmony Rd #201 | (970) 999-0488 |
| 10 | MVIP Inc. / Trozan Insurance Agency | 421 Stover St | (970) 224-5500 |
Marinda Simpson – State Farm Insurance Agent serves Fort Collins, Colorado, and the surrounding Larimer County area, providing health insurance coverage for individuals and families. The agency assists clients in navigating plan options that meet medical needs and budget requirements, including dental and vision care as supplementary policies. Medicare supplement plans are also available for older residents seeking additional coverage beyond federal benefits. The office handles open enrollment assistance and ongoing policy management for health insurance plans in this region.
Sage Benefit Advisors of Fort Collins, Colorado, provides a full range of health insurance agency services, including plan selection, enrollment assistance, and ongoing claims support. It offers annual policy review meetings to help adjust coverage as client needs evolve. The agency serves individual homeowners and renters, apartment building owners, retail business operators, and local restaurant owners in the region.
Fort Collins Insurance serves homeowners, businesses, and property managers in Fort Collins, Colorado, by connecting them with health insurance plans that meet their specific needs. The agency simplifies the process of comparing individual and group coverage options from major carriers, helping clients find plans that fit their healthcare requirements. This local health insurance agent assists with enrollment, plan changes, and explanations of benefits, ensuring customers understand their policies. It provides support for local residents and businesses, extending its services to the neighboring community of Loveland.
Located in Fort Collins, Colorado, IMA Select serves clients throughout Larimer County and the surrounding northern Front Range communities. The agency handles individual and family health insurance plans, as well as group coverage for small businesses in the region. It also assists with Medicare supplement and prescription drug policies for older residents. To find suitable options for each client, IMA Select compares multiple carriers and plan designs, explaining deductibles, premiums, and network differences before helping the customer finalize a choice.
Gwen Brooks - State Farm Insurance Agent in Fort Collins, CO, helps clients understand the difference between individual health plans purchased for a single coverage period and ongoing options like group policies that renew annually. Coverage decisions consider network access, prescription drug benefits, and preventive care requirements. Services for new plan selection are provided on a one-time basis, while policy reviews and enrollment updates are available on a scheduled or as-needed basis throughout the year.
Shanti Insurance Services offers guidance on health plans, including individual and family coverage, Medicare options, and short-term gap policies. As a local health insurance agent in Fort Collins, Colorado, it helps clients compare different carriers to find plans that fit specific medical needs and budgets. This includes assisting with enrollment, plan changes, and understanding coverage details. As the annual enrollment period approaches or if a qualifying life event occurs, Shanti Insurance Services helps navigate the process to avoid gaps in necessary healthcare.
As open enrollment season approaches in Fort Collins, health insurance needs shift with new plans and changing family circumstances. Choice City Health LLC helps local residents understand their options for individual, family, and small-group coverage under current regulations. A dedicated agent will review existing policies for network gaps and compare available market plans for affordability. An initial consultation inspects current coverage, explains deductible structures, and outlines whether subsidies apply. This review step clarifies each client’s starting point for selecting an appropriate plan.
Medicare By Design, LLC serves residents of Fort Collins and the surrounding Northern Colorado area with health insurance options, including Medicare-related plans. The agency also assists local businesses with commercial coverage needs. Their service area primarily encompasses Larimer County and extends into adjacent communities. Clients receive dedicated guidance through plan selection and enrollment, with continued support available via follow-up calls and annual plan review appointments between regular visits.
Harmony Insurance Advisors, Inc. serves individuals and groups in Fort Collins, Colorado, by researching and recommending health insurance policies that align with specific coverage needs and budgets. The company specializes in helping clients navigate plan options, including individual and family plans as well as group benefits. Clients often receive assistance comparing deductibles, copays, and network details to find appropriate protection. The agency can support commercial sectors such as local offices, warehouses, and food service operations.
MVIP Inc. / Trozan Insurance Agency in Fort Collins, CO, is known for connecting individuals and families with health insurance plans that meet their coverage needs. The agency serves local residents by guiding them through the yearly enrollment process and helping compare different policy options available in the Colorado market. It also offers assistance navigating plan changes related to life events. A specialty service it can provide is enrollment support for small business group health plans.
What Does a a Health Insurance Agent in Fort Collins Cost?
Health insurance agent services are usually free to you because the agent earns a commission from the insurance company. In Colorado commissions typically range from 2 percent to 10 percent of the annual premium depending on the plan type and carrier. Some agents may charge a separate fee for consulting but they must disclose this upfront. This is general information and not insurance advice.
About health insurance agents in Fort Collins
Health insurance agents in Fort Collins Colorado help individuals families and small businesses find coverage that fits their needs and budget. Colorado has its own health insurance marketplace called Connect for Health Colorado which agents can navigate for you. Agents are licensed by the Colorado Division of Insurance and must follow state regulations to provide accurate plan comparisons.
Frequently Asked Questions
What does a health insurance agent in Fort Collins do?
A health insurance agent helps you compare plans from multiple carriers and enroll in coverage. They can assist with both private plans and Connect for Health Colorado marketplace plans. Agents are paid by the insurance company so their services are typically free to you.
How do I know if an agent is licensed in Colorado?
You can verify an agent license on the Colorado Division of Insurance website. Licensed agents must complete continuing education and follow state laws. Always confirm the agent is authorized to sell plans in Fort Collins and Colorado.
Can an agent help me get subsidies for health insurance in Colorado?
Yes agents can help you apply for premium tax credits and cost sharing reductions through Connect for Health Colorado. These subsidies are based on your income and household size. Only plans purchased through the marketplace qualify for federal financial help.
Health Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Broomfield · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Durango · Eagle · Englewood · Erie · Glenwood Springs